Commercial Credit Analyst

3 months ago

Chattanooga, United States First Volunteer Full time

A Commercial Underwriter with our growing bank is responsible for working with Credit Officers and Commercial Banking Advisers to underwrite and document approvals for new and existing credit requests as well as work with the loan monitoring of commercial credit relationships.

Role and Responsibilities

  • Prepares careful, detailed credit memos complete with a detailed analysis of repayment sources, collateral analysis and well-supported risk rating recommendation.
  • Prepares financial statement spreads using designated software products and templates after receipt of a financial package and initial loan request. Works in a team setting and fosters a cooperative and harmonious working climate conducive to maximizing employee morale and productivity.
  • Maintains full knowledge of loan policies and procedures and uses this knowledge in the preparation of credit analysis packages.
  • Participates in and contributes to discussions on terms, structure and viability of various loan requests with the underwriting team.
  • Performs periodic servicing on the material and problem relationships that are assigned.
  • Manages various reports involving loan portfolio segments, concentrations or areas of interest.
  • Participates in workgroups or teams involved in evaluation of lending software or systems.

    Qualifications
  • 3 years of solid experience in financial analysis, structuring and underwriting. Demonstrated understanding of commercial C&I and commercial real estate loan products, loan terms, and repayment plans.
  • Must be attentive to detail and possess excellent verbal and written communication and organizational skills.
  • Familiarity with Loan Vantage as a software application is helpful.


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

  • Commercial Credit Analyst

    2 weeks ago

    Chattanooga, Tennessee, United States First Volunteer Full time

    Commercial Credit AnalystAt First Volunteer, we are seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will play a critical role in working with our Credit Officers and Commercial Banking Advisers to underwrite and document approvals for new and existing credit requests.Key Responsibilities:Preparation of...

  • Commercial Credit Analyst

    2 weeks ago

    Chattanooga, Tennessee, United States First Volunteer Full time

    Commercial Credit AnalystAt First Volunteer, we are seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will play a critical role in working with our Credit Officers and Commercial Banking Advisers to underwrite and document approvals for new and existing credit requests.Key Responsibilities:Preparation of...

  • Commercial Credit Analyst

    2 weeks ago

    Chattanooga, Tennessee, United States The CSI Companies Full time

    {"title": "Commercial Credit Underwriter", "description": "Key ResponsibilitiesAs a Commercial Credit Underwriter at The CSI Companies, you will play a vital role in our Commercial Credit team. Your primary responsibility will be to analyze financials and underwrite SBA loans for review by Loan Officers. You will need to demonstrate a strong understanding of...

  • Commercial Credit Analyst

    1 week ago

    Chattanooga, Tennessee, United States The CSI Companies Full time

    {"title": "Commercial Credit Underwriter", "description": "Key ResponsibilitiesAs a Commercial Credit Underwriter at The CSI Companies, you will play a crucial role in the commercial credit team. Your primary responsibility will be to analyze financials and underwrite SBA loans for review by the Loan Officer. You will need to demonstrate a strong...

  • Senior Commercial Credit Analyst

    4 days ago

    Chattanooga, Tennessee, United States Bank First Full time

    Job Title: Senior Commercial Credit AnalystAt Bank First, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a Senior Commercial Credit Analyst, you will play a critical role in evaluating the financial condition of individuals and businesses applying for commercial credit.Key Responsibilities:Analyze loan data on new,...

  • Senior Commercial Credit Analyst

    1 week ago

    Chattanooga, Tennessee, United States Bank First Full time

    {"Job Title": "Senior Commercial Credit Analyst", "Job Summary": "At Bank First, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit department, you will be responsible for evaluating the financial condition of individuals and businesses applying for commercial credit. Your expertise will be...

  • Senior Commercial Credit Analyst

    1 week ago

    Chattanooga, Tennessee, United States Bank First Full time

    {"Job Title": "Senior Commercial Credit Analyst", "Job Summary": "At Bank First, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit department, you will be responsible for evaluating the financial condition of individuals and businesses applying for commercial credit. Your expertise will be...

  • Lead Commercial Credit Analyst

    4 weeks ago

    Chattanooga, Tennessee, United States Bank First Full time

    Bank First Job Overview Position Title Senior Commercial Credit Analyst ClassificationExemptReporting Line Regional Commercial Credit Manager or Commercial Credit Analyst Supervisor Position Summary The Senior Commercial Credit Analyst is responsible for assessing the financial viability of individuals and enterprises seeking commercial credit. This role...

  • Senior Commercial Credit Analyst

    6 days ago

    Chattanooga, Tennessee, United States Bank First Full time

    Job Title: Senior Commercial Credit AnalystAt Bank First, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit department, you will be responsible for evaluating the financial condition of individuals and businesses applying for commercial credit.Key Responsibilities:Analyze loan data on new,...

  • Senior Commercial Credit Analyst

    3 months ago

    Chattanooga, United States Bank First Full time

    First Financial Bank Job Description Job Title Senior Commercial Credit Analyst StatusExemptReports To Regional Commercial Credit Manager or Commercial Credit Analyst Supervisor Summary Evaluates the financial condition of individuals and businesses applying for commercial credit. Makes credit recommendations to the Commercial Lender. Prepares loan...

  • Senior Commercial Credit Analyst

    4 weeks ago

    Chattanooga, Tennessee, United States Bank First Full time

    Bank First Position Overview The Senior Commercial Credit Analyst plays a crucial role in assessing the financial viability of businesses and individuals seeking commercial credit. This position involves making informed credit recommendations to lending officers and preparing comprehensive loan presentation packages as necessary. Key Responsibilities The...

  • Commercial Credit Analyst

    2 weeks ago

    Chattanooga, Tennessee, United States First Volunteer Full time

    Job SummaryFirst Volunteer is seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will be responsible for working with our Credit Officers and Commercial Banking Advisers to underwrite and document approvals for new and existing credit requests.Key ResponsibilitiesFinancial Analysis: Prepare detailed...

  • Commercial Credit Analyst

    2 weeks ago

    Chattanooga, Tennessee, United States The CSI Companies Full time

    Commercial Credit Underwriter RoleThe CSI Companies is seeking a skilled Commercial Credit Underwriter to join our team. As a key member of our Commercial Credit team, you will play a crucial role in underwriting SBA loans and providing financial analysis to support business decisions.Key Responsibilities:Conduct thorough financial analysis and underwrite...

  • Commercial Credit Analyst

    3 weeks ago

    Chattanooga, Tennessee, United States The CSI Companies Full time

    **About the Role**The CSI Companies is seeking a skilled Commercial Credit Underwriter to join our team. As a key member of our Commercial Credit team, you will play a crucial role in underwriting SBA loans and providing financial analysis to support business decisions.**Key Responsibilities**Conduct thorough financial analysis and underwrite SBA loans for...

  • Commercial Lending Analyst

    3 weeks ago

    Chattanooga, Tennessee, United States First Volunteer Full time

    Commercial Credit Analyst Role at First VolunteerThe Commercial Credit Analyst at First Volunteer plays a crucial role in the evaluation and approval of credit applications, working closely with Credit Officers and Commercial Banking Advisors. This position is essential for the oversight of commercial credit portfolios.Develops comprehensive credit...

  • Commercial Lending Analyst

    4 weeks ago

    Chattanooga, Tennessee, United States First Volunteer Full time

    Commercial Credit Analyst Role at First VolunteerThe Commercial Credit Analyst at First Volunteer plays a crucial role in our financial institution by partnering with Credit Officers and Commercial Banking Advisors to assess and authorize new and ongoing credit applications. This position also involves the oversight of commercial credit...

  • Commercial Credit Underwriter

    2 months ago

    Chattanooga, United States The CSI Companies Full time

    Join one of Chattanooga's leading community lenders as a Credit Underwriter!The CSI Companies is actively seeking a Credit Underwriter who will play an integral role within a Commercial Credit team. The Credit Underwriter will spread financials and underwrite SBA loans (504 + 7a) for the Loan Officer's review. Being able to understand the financial condition...

  • Commercial Credit Specialist

    7 days ago

    Chattanooga, Tennessee, United States The CSI Companies Full time

    Commercial Credit UnderwriterAt The CSI Companies, we're seeking a skilled Commercial Credit Underwriter to join our team. As a key member of our Commercial Credit team, you'll play a vital role in underwriting SBA loans and providing financial analysis to support business decisions.Responsibilities:Conduct thorough financial analysis and underwrite SBA...

  • Senior Credit Analyst, Chattanooga

    3 weeks ago

    Chattanooga, Tennessee, United States Environmental Solutions Group Full time

    POSITION OVERVIEW: The Credit Risk Manager will oversee all facets of the credit evaluation process, aiming to enhance cash flow and optimize working capital. This role is pivotal in managing credit risk, which includes assessing, formulating, and enforcing policies that facilitate efficient evaluation, administration, and monitoring of credit...

  • Senior Credit Review Specialist

    4 weeks ago

    Chattanooga, Tennessee, United States WesBanco Bank, Inc. Full time

    Requirements A bachelor's degree from an accredited institution in a business-related discipline is mandatory, with a preference for Accounting or Finance majors. At least 8 years of experience in a Federal Bank Examiner, Loan Review, or Credit Analysis role is essential. BAI Loan Review Certification is advantageous. RMA Credit Risk...