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Credit Analyst II

2 months ago


Little Rock, United States First Horizon Full time
About UsFirst Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Key Responsibilities Include

  • Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times.
  • Underwrite real estate related credit requests.
  • Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.
  • Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.
  • Works with the loan administration and client specialists to manage delinquencies on loans;
  • Reports troublesome loans to the senior credit officer and commercial line manager on a timely basis.
  • Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately.
Qualifications Include
  • College degree in related field
  • 4-8 years of relevant experience and/or training preferred.
Benefit Highlights
  • Medical with wellness incentives, dental, and vision
  • HSA with company match
  • Maternity and parental leave
  • Tuition reimbursement
  • Mentor program
  • 401(k) with 6% match
  • More FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits


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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)