Product Counsel, Financial Services

2 weeks ago

San Francisco, United States Afterpay Full time

Company Description It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 47 million monthly active customers. We want to redefine the worlds relationship with money to make it more relatable, instantly available, and universally accessible.

Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. Weve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

Check out our locations, benefits, and more at cash.app/careers.

Job Description As Product Counsel, you'll have a broad range of responsibilities providing legal guidance on product and feature development. You will report to Cash Apps Head of Product Counsel and partner with our product teams to develop new offerings while managing legal risk and ensuring regulatory compliance. As we expand our offerings, your ideas and contributions will make an immediate impact.

You are organized and creative. You are curious, with a desire to understand underlying causes and motivations. You can research and master complex legal topics and communicate them with non-lawyers in brief, clear language. You can obtain an expert understanding of a legal issue but can separate the practical from the academic and provide clear, accurate, and applicable advice to the business team. You are good-humored, patient, respectful to your co-workers, and bring an enthusiasm to your role on the team.

You Will:

Provide guidance to product and engineering teams on issues related to products and features throughout the entire product development lifecycle.

Develop trusted relationships with partners and stay informed on important product developments.

Draft and negotiate commercial agreements affecting your products and services.

Draft terms of use, product policies, and product disclosures.

Work with other support teams (tax, compliance, accounting, and outside counsel) to provide seamless support to partners.

Cultivate creative ideas and insights into how legal frameworks can support new product developments and customer experiences.

Qualifications You Have:

5+ years of combined, relevant experience in law firms, governmental agencies, or in-house legal departments.

Excellent commercial negotiation and drafting skills.

Fluency translating legal advice into applicable guidance for creative products and collaborators.

Work in an evolving and growing environment that is prone to changes.

A Juris Doctor (JD) degree and active membership in at least one state bar.

Even Better:

Familiarity with launching products and advising on the legal and regulatory aspects of product development in the technology space.

Experience in financial services consumer protection laws (Regulation E) and payments/card network industry rules and regulations.

Additional Information Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidates starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $180,000 - USD $270,000

Zone B: USD $167,400 - USD $251,200

Zone C: USD $158,400 - USD $237,600

Zone D: USD $149,400 - USD $224,200

To find a locations zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.

Full-time employee benefits include the following:

Healthcare coverage (Medical, Vision and Dental insurance)

Health Savings Account and Flexible Spending Account

Retirement Plans including company match

Employee Stock Purchase Program

Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance

Paid parental and caregiving leave

Paid time off (including 12 paid holidays)

Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)

Learning and Development resources

Paid Life insurance, AD&D, and disability benefits

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Were working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.

Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.

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