Head of Credit

2 weeks ago


Arlington, United States CareerBuilder Full time

About Stori Stori is a fast-growing, venture-backed financial technology company, on a mission to democratize credit access for 400 million underbanked LatAm consumers. Stori currently operates in Mexico and has a global team with offices in Arlington Virginia, Mexico City, and Asia. We have quickly made our mark as one of the top digital banks in Mexico with more than two million applicants for our credit card product since launching.Stori is one of the top-funded startups in the region with US$250 million raised to date. We are backed by top global venture capital funds, such as GGV Capital, GIC, Lightspeed Venture Partners, General Catalyst, Goodwater Capital, Mexico's Tresalia Capital, Vision Plus Capital, BAI Capital and Source Code Capital; who have successfully invested in startups such as Affirm, Airbnb, Alibaba, Stripe, and TikTok.Stori has a standout founder team among fintechs, leveraging 100+ years of accumulated experience in consumer finance, banking and technology across Mastercard, Intel, Capital One, Morgan Stanley, GE Capital, and HSBC in the U.S., Mexico and Asia. The team has launched and managed many multi-million-customer credit card products globally, providing a wide breadth of experience and knowledge to our team.We welcome diversity of background, experience and thinking. Storians are passionate about our mission and take pride in the products we build. Our culture thrives off of a flat structure and an inclusive environment where all of our employees can be their authentic selves, with boundless opportunities for professional growth. Main responsibilities:

Advance our credit granting processes for new and existing customers, from risk models to financial valuations models to determining appropriate product terms and limits
With our data science team, continue to push the boundaries of credit risk modeling and underwriting in Latin America
Build a resilient credit portfolio and the tools and processes to deeply understand performance levels and performance trends
Deepen our understanding of how our customers use credit so that we can serve them better and enhance repayment rates
Build, launch, and grow innovative new financial services products to better serve our underserved target market
Lead and develop a world class analyst team from hands-on development of core analytics skills to advanced problem solving
Build trusting relationships across the organization including product, engineering, finance, and operations teams
Build appropriate credit governance to ensure our resilience to changing market conditions and to meet the expectations of external stakeholders
What we are looking for:

Master's Degree or higher in the sciences, engineering, mathematics, statistics, economics, or other analytical and quantitative discipline.
7+ years in deep consumer credit granting roles including data analysis, credit analysis, and/or modeling areas.
Proven ability to grow a resilient consumer credit portfolio.
Extensive knowledge of credit risk modeling.
Extensive knowledge of different methodologies and technologies in machine learning modeling.
Strong quantitative and analytical skills and ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
SQL, Python, and AWS skills
Ability to champion organizational agenda and initiatives with executive audiences. Integrate/connect team initiatives, actions and culture in support of broader vision and credit risk management goals.
What We Offer

Make a positive impact on the lives of our customers via financial inclusion
International exposure & work experience
Professional development opportunities
Promote from within
Competitive salaries with strong Stock Option package
Health, dental and vision insurance
Paid time off
Flexible schedule including remote work
401(k)
Health Savings Account
FSA
Commuter Benefits
Short and Long Term Disability
Life Insurance
Employee Assistance Program
Open office design
Onsite gym
Casual dress code
Company outings

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