Commercial Credit Analyst II
3 weeks ago
RESPONSIBILITIES Soundly apply the bank’s credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity Independently complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements Accept credit requests directly from borrowers; make initial decision with regard to declination or proceeding in the credit request process Recommend appropriate risk grade, supporting the grade with risks, mitigants, and strengths Considered a valuable resource for the credit write-up/template and tax return analysis Proactively assist the Commercial Lenders in portfolio management functions including seeking out and assisting in the annual review process, loan review preparation, and in regulatory examinations; may manage said processes and examinations Spread financial statements and tax returns and analyze historical performance; review proformas for reasonableness Develop appropriate loan covenants to provide advance warning of potential credit risk and mitigate losses; develop proper loan structures Assist in the training of junior analysts as needed; may manage a small group of other credit analysts or related positions Review and analyze appraisals for market, credit, construction, and economic risks Understand more complicated loan documents; assist Commercial Lenders in working with outside legal counsel to prepare and execute loan documentation Participate in customer meetings; independently inspect properties; prepare customer communication on behalf of the Commercial Lender; handle simple loan closings for the Commercial Lender; work with customers in obtaining updated financial statements Assist Commercial Lenders with presenting loan requests to approvers, Senior Lenders, and Loan Committee as needed; attend and participate in other meetings; may present credit requests on behalf of Commercial Lenders Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports); research inconsistencies Maintain data integrity Prepare pertinent reports, track financial information and receipt thereof Work with the Commercial Lender on classified assets and reporting thereof Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks. Deliver a consistent, high level of service within our Serving More standards. Other duties as assigned. COMPETENCIES Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Organizational Skills/Detail Oriented Analytical Thinking Problem/Situation Analysis Technical Expertise Ability to build collaborative relationships Ability to develop or mentor others Ability to work as part of a team SCHEDULE Typical office hours are M-F 8a-5p. This position is exempt and full-time. A minimum of 40 hours is required per week. Additional time may be necessary based on customer and bank needs. This position is eligible for a flexible work arrangement with opportunity to work both in office and remotely. EDUCATION - CERTIFICATIONS - WORK EXPERIENCE Bachelor's degree in a business field, preferably finance or accounting. Other concentrations will be considered with at least five years relevant experience required. TRAVEL REQUIREMENTS Travel to customers and prospects is expected. PHYSICAL REQUIREMENTS This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information. #J-18808-Ljbffr
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Commercial Real Estate Credit Analyst II
2 days ago
Charlotte, United States Fifth Third Full timeThe Commercial Real Estate Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of monitoring credit while performing analytical activities and identifying risks or issues as needed. In additi Credit Analyst, Estate, Real Estate, Commercial, Analyst, Portfolio Manager, Business Services
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Senior Credit Analyst
2 months ago
Charlotte, United States COMMERCIAL CREDIT GROUP Full timeJob DescriptionJob DescriptionSenior Credit AnalystCharlotte, NCCommercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different...
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Senior Credit Analyst
4 weeks ago
Charlotte, United States COMMERCIAL CREDIT GROUP Full timeJob DescriptionJob DescriptionSenior Credit AnalystCharlotte, NCCommercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different...
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Senior Credit Analyst
2 weeks ago
Charlotte, United States COMMERCIAL CREDIT GROUP Full timeJob DescriptionJob DescriptionSenior Credit AnalystCharlotte, NCCommercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different...
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Commercial Real Estate Credit Analyst II
1 month ago
Charlotte, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Commercial Real Estate Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of monitoring credit while...
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Commercial Real Estate Credit Analyst II
4 weeks ago
Charlotte, United States Fifth Third Full timeMake banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Commercial Real Estate Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of monitoring credit while...
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Commercial Credit Analyst II
2 weeks ago
Charlotte, United States Park National Full timeDescription RESPONSIBILITIES Soundly apply the bank's credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis,...
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Commercial Credit Analyst II
3 months ago
Charlotte, United States Park National Bank Full timeRESPONSIBILITIESSoundly apply the bank's credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and...
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Commercial Credit Specialist
1 week ago
Charlotte, North Carolina, United States Park National Bank Full timeJob SummaryPark National Bank is seeking a highly skilled Commercial Credit Analyst II to join our team. As a Commercial Credit Analyst II, you will be responsible for analyzing financial data, underwriting credit requests, and making recommendations on credit risk.Key ResponsibilitiesFinancial Analysis: Analyze financial statements, tax returns, and other...
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Accounting Analyst
4 weeks ago
Charlotte, United States Commercial Credit Group Inc. Full timeAccounting Analyst Charlotte, NC Commercial Credit, Inc. (CCI) is the parent Company of Commercial Credit Group, Inc., Commercial Funding Inc. and Keystone Equipment Finance Corp. Through its subsidiaries, CCI does business nationwide, providing secured financing to medium to large businesses and works closely with equipment vendors and manufacturers...
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Accounting Analyst
4 weeks ago
Charlotte, North Carolina, United States Commercial Credit Group Inc. Full timeAccounting AnalystCharlotte, NCCommercial Credit, Inc. (CCI) is the parent Company of Commercial Credit Group, Inc., Commercial Funding Inc. and Keystone Equipment Finance Corp. Through its subsidiaries, CCI does business nationwide, providing secured financing to medium to large businesses and works closely with equipment vendors and manufacturers across...
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Commercial Real Estate Credit Analyst II
2 days ago
Charlotte, North Carolina, United States Fifth Third Full timeAbout the RoleWe are seeking a highly skilled Commercial Real Estate Credit Analyst II to join our team at Fifth Third Bank. As a key member of our credit analysis team, you will be responsible for partnering with Portfolio Managers to monitor credit and perform analytical activities.Key ResponsibilitiesPartner with Portfolio Managers to monitor credit and...
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Credit Analyst II CB
19 hours ago
Charlotte, United States City National Bank Full timeOverview: CREDIT ANALYST II CB WHAT IS THE OPPORTUNITY? In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management. Prepares quarterly trend cards for eligible credits. May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer....
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Corporate Banking Credit Analyst II
2 weeks ago
Charlotte, North Carolina, United States City National Bank Full timeCorporate Banking Credit Analyst II What is the Opportunity? This role is integral to the loan management process, offering expertise in credit assessment and loan underwriting to a Corporate Banking team. The position involves evaluating potential loan transactions and assessing the creditworthiness of borrowers. The Credit Officer II is responsible for...
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Corporate Banking Credit Analyst II
2 weeks ago
Charlotte, North Carolina, United States City National Bank Full timeCorporate Banking Credit Analyst II Opportunity Overview This role is integral to the loan management framework, providing essential credit and loan underwriting insights to the Corporate Banking division. The position involves evaluating potential loan transactions and assessing the creditworthiness of clients. The Credit Officer will validate the analyses...
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Credit Analyst II CB
1 week ago
Charlotte, North Carolina, United States City National Bank Full timeAbout the RoleAt City National Bank, we are seeking a highly skilled Credit Analyst II CB to join our team. As a Credit Analyst II CB, you will play a critical role in assisting credit officers to provide analytical support relating to portfolio management.Key ResponsibilitiesAssist credit officers in providing analytical support for portfolio...
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Credit Risk Analyst
1 day ago
Charlotte, North Carolina, United States First Horizon Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a Credit Risk Analyst, you will play a critical role in assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial...
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Analyst - Commercial Real Estate Credit Delivery
3 months ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
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Credit Analyst
1 day ago
Charlotte, United States Dexian Full timeCompany: Financial ServicesTitle: Credit Analyst Location: Charlotte, NC (Hybrid onsite 3 days/week)Hours: 9am - 5:30pm EST**Must Have Loan IQ experience**Description:Primary loan operations contact for approx. 25-35 clients with asset based loans.Maintain a professional and courteous manner with all borrowers, including assisting borrowers by answering...
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Credit Analyst
13 hours ago
charlotte, United States Dexian Full timeCompany: Financial ServicesTitle: Credit Analyst Location: Charlotte, NC (Hybrid onsite 3 days/week)Hours: 9am - 5:30pm EST**Must Have Loan IQ experience**Description:Primary loan operations contact for approx. 25-35 clients with asset based loans.Maintain a professional and courteous manner with all borrowers, including assisting borrowers by answering...