Mortgage Loan Officer
3 weeks ago
Primary responsibilities include the solicitation and origination of mortgage, real estate related and other HomeTrust Bank loan products. The incumbent counsels borrowers to ensure they acquire a loan product appropriate to their circumstances, assesses the best options for the customer's needs, and makes appropriate recommendations. This position analyzes the prospective borrower's income and debt, counsels borrower on credit record or other problems, and pre-qualifies the borrower.
Key Responsibilities / Essential Functions
- Originates mortgage loans.
- Interviews customers and completes detailed loan application.
- Prequalifies borrowers using standard underwriting procedures.
- Counsels customers on home buying and financing process.
- Develops and maintains personal loan pipeline.
- Works with Loan Processor to facilitate underwriting and processing phases of loans.
- Answers telephone and written inquiries concerning active loans and bank loan offerings.
- Cross-sells financial institution products and services as appropriate.
- Provides disclosures to borrower including Truth in Lending and Good Faith Estimates.
Education:
- High school diploma or equivalent required.
- 3+ years of experience required as a retail loan originator, processor, sales assistant or equivalent experience with a proven sales record.
- Good basic computer skills.
- Must be bondable, and valid driver's license.
- Ability to understand and use bank loan policies and procedures to support positive customer interactions.
- Ability to communicate effectively with customers, staff, and the general public in a positive, problem solving manner.
- Ability to listen to and convey accurately and quickly, detailed information, important instructions and/or ideas.
- Ability to think and act independently within guidelines and limitations of bank policy and assigned personal authority.
- Proficient in Microsoft Office products.
- College degree in related field.
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
- This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
- Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
- Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
- The employee will frequently communicate and must be able to exchange accurate information with others.
- The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
-
Mortgage Loan Officer
2 weeks ago
Alpharetta, United States Primary Residential Mortgage Full timePrimary Residential Mortgage, Inc. (PRMI) is expanding its operations in Georgia, and seeks a Mortgage Loan Officer, to develop and accelerate this growth. Why PRMI? We pride ourselves on being more than just a workplace, we are a tight-knit work family. Join a company with a strong brand culture and values that resonate throughout our organization. We...
-
Mortgage Loan Originator
3 weeks ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 week ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement Opportunities Flexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 month ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 month ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 month ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement Opportunities Flexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 week ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
1 week ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
3 weeks ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement Opportunities Flexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Mortgage Loan Originator
3 weeks ago
Alpharetta, United States ELITE SYNERGY MORTGAGE Full timeJob DescriptionJob DescriptionBenefits/PerksCareers Advancement OpportunitiesFlexible SchedulingCompetitive CompensationJob SummaryWe are seeking an experienced Mortgage Loan Originator to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to...
-
Originating Loan Officer Assistant
1 month ago
Alpharetta, United States Guild Mortgage Full timeGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary...
-
Mortgage Loan Processing Assistant
2 weeks ago
Alpharetta, United States Liberty Federal Credit Union Full timeMortgage Loan Processing Assistant - Greenville, SC Liberty Federal Credit Union is currently seeking a Mortgage Loan Processing Assistant for our new office in Greenville, SC. Previous experience in the mortgage industry is preferred. If interested, please proceed by clicking Apply. Duties and responsibilities include but are not limited to the following: ...
-
Mortgage Loan Consultant
1 month ago
Alpharetta, United States MiLEND Full timeLoan Officer Alpharetta, GA, United States Milend is a Direct Lender with over 28 years of experience doing business the right way. We have hundreds of unique programs, cutting edge technology, and an amazing company culture. We are an Inc. 5000 company and the recipient of multiple awards; including, The Atlanta Journal-Constitution's #1 in Training, #1 in...
-
Mortgage Loan Consultant
3 weeks ago
Alpharetta, United States MiLEND Full timeLoan Officer Alpharetta, GA, United States Milend is a Direct Lender with over 28 years of experience doing business the right way. We have hundreds of unique programs, cutting edge technology, and an amazing company culture. We are an Inc. 5000 company and the recipient of multiple awards; including, The Atlanta Journal-Constitution's #1 in Training, #1 in...
-
Mortgage Loan Consultant
4 weeks ago
Alpharetta, United States MiLEND, Inc. Full timeJob DescriptionJob Description Loan OfficerAlpharetta, GA, United StatesMilend is a Direct Lender with over 28 years of experience doing business the right way. We have hundreds of unique programs, cutting edge technology, and an amazing company culture. We are an Inc. 5000 company and the recipient of multiple awards; including, The Atlanta...
-
Mortgage Loan Consultant
1 week ago
Alpharetta, United States MiLEND, Inc. Full timeJob DescriptionJob Description Loan OfficerAlpharetta, GA, United StatesMilend is a Direct Lender with over 28 years of experience doing business the right way. We have hundreds of unique programs, cutting edge technology, and an amazing company culture. We are an Inc. 5000 company and the recipient of multiple awards; including, The Atlanta...
-
Originating Loan Officer Assistant
1 month ago
Alpharetta, United States Guild Holdings Company Full timeGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position...
-
Originating Loan Officer Assistant
3 weeks ago
Alpharetta, United States Guild Holdings Company Full timeGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position...
-
Mortgage Group Leader
2 weeks ago
Alpharetta, United States United Community Banks Full timeJob Title: MortgageGroup Leader Reports to: Director of Mortgage Operations Direct Reports: Mortgage Processing Managers, Mortgage Underwriters and/or Underwriting Managers, Mortgage Closing Managers Salary Grade: 12 SUMMARY Daily management of end-to-end operations production team (pre-processing, pre-underwriting, processing, underwriting, and closing)....
-
Loan Closing Specialist
7 days ago
Alpharetta, United States Quest Financial Full timeOur client located in Alpharetta, GA is looking for a Consumer Lending Closing Specialist to join their team!Pay: $55k - $65kIn office, M-FMedical, DentalThe Consumer Lending Closing Specialist will be responsible for documenting, auditing, and monitoring the consumer loan closing process, working to ensure all loan documents for approved/closed files are...
