Commercial Loan Officer

2 weeks ago


Winchester, United States Northern Bank Full time

The Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances.

ESSENTIAL FUNCTIONS

  • Develop a diverse commercial loan portfolio through actively seeking new business.
  • Assist in all phases of the loan life cycle (from application to close) by:
    • Identifying and evaluating commercial loan opportunities.
    • Present and recommend appropriate loans to the Bank's credit committee.
    • Compile necessary information needed for underwriters to accurately evaluate the deal.
    • Consistently communicate with the borrower and Bank staff throughout the loan process.
    • Work with the loan closing team and Bank's attorney to close the loan.
  • Meet and exceed annual lending goals set forth by the Bank.
  • Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.
JOB QUALIFICATIONS
  • 5+ years of commercial lending experience including both C&I and CRE loans
  • Strong understanding of credit risk and sound underwriting principles.
  • Strong understanding of the Banking industry and the regulatory requirements associated with it
  • Bachelor's degree in Business, Finance, and/or Accounting preferred
  • Excellent communication and organization skills.
  • Strong analytical and computer skills including Microsoft Office products and lending programs
  • Proven track record of relationship/portfolio management as well as loan origination

About Northern Bank & Trust Company

Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of over $3 billion with 13 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender. For more information on online banking services, please visit www.NBTC.com or follow Northern Bank on Facebook (/NorthernBankM A/), Twitter (@northernbankma), Instagram (@northernbankma) and LinkedIn (company/northern-bank-ma/).

  • Winchester, Virginia, United States Winchester Savings Bank Full time

    SUMMARY/OBJECTIVE Attracts, develops & maintains CRE & C&I business relationships within the Bank's lending radius.Expands commercial lending and commercial deposit relationships by actively cross-selling other bank products and services.ESSENTIAL FUNCTIONS Generates new business opportunities within the bank's defined lending area to attract and retain...


  • Winchester, Virginia, United States Winchester Savings Bank Full time

    SUMMARY/OBJECTIVE Attracts, develops & maintains CRE & C&I business relationships within the Bank's lending radius.Expands commercial lending and commercial deposit relationships by actively cross-selling other bank products and services.ESSENTIAL FUNCTIONS Generates new business opportunities within the bank's defined lending area to attract and retain...


  • Winchester, United States Winchester Savings Bank Full time

    **SUMMARY/OBJECTIVE**: Attracts, develops & maintains CRE & C&I business relationships within the Bank’s lending radius. Expands commercial lending and commercial deposit relationships by actively cross-selling other bank products and services. **ESSENTIAL FUNCTIONS**: - Generates new business opportunities within the bank's defined lending area to...


  • Winchester, United States TEKsystems Full time

    *TEKsystems is currently seeking qualified candidates for a Loan Officer Assistant opening with a Fortune 100 Financial Institution in Winchester, VA* *Objective: *To assist Loan Officers in facilitating the completion of mortgage loan applications. To collect, analyze, and review supporting loan documentation in accordance with loan guidelines, and provide...


  • Winchester, United States TEKsystems Full time

    Description:To assist Loan Officers in facilitating the completion of mortgage loan applications. To collect, analyze, and review supporting loan documentation in accordance with loan guidelines, and provide support throughout the loan application process. Serve as a point of contact for members, receiving and responding to member's questions to help them...


  • Winchester, United States TEKsystems Full time

    *Description:* To assist Loan Officers in facilitating the completion of mortgage loan applications. To collect, analyze, and review supporting loan documentation in accordance with loan guidelines, and provide support throughout the loan application process. Serve as a point of contact for members, receiving and responding to member's questions to help them...


  • Winchester, United States Shenandoah University Full time

    This individual reports directly to the Director of Student Financial Services. The loan specialist is responsible for certifying federal and private loans at Shenandoah University. This position works closely with the Assistant Director of Financial Aid, Hornet Central, Financial Aid Counseling Verification team, Student Accounts, and Student Employment as...


  • Winchester, United States Navy Federal Credit Union Full time

    Overview To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy...


  • Winchester, United States Navy Federal Credit Union Full time

    Overview To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy...


  • Winchester, United States Farm Credit Network Full time

    Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? : In this position, you will prepare loan closing documents, close loans, disburse proceeds, procure collateral, complete file documentation and follow-up, and ensure procedures are...


  • Winchester, United States City National Bank of WV Full time

    Job DescriptionJob DescriptionEQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETSImplements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.Essential Functions Include:Establish loan production sales goals with the Mortgage...


  • Winchester, United States City National Bank of WV Full time

    Job DescriptionJob DescriptionEQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETSImplements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.Essential Functions Include:Establish loan production sales goals with the Mortgage...


  • Winchester, United States Winchester Savings Bank Full time

    Job DescriptionJob DescriptionSummary/ObjectiveThe Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of...


  • Winchester, United States Winchester Savings Bank Full time

    Job DescriptionJob DescriptionSummary/ObjectiveThe Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of...


  • Winchester, United States The Ladders Full time

    Summary/Objective The Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of all Loan Servicing processes...


  • Winchester, United States Winchester Savings Bank Full time

    Job DescriptionJob DescriptionSummary/ObjectiveThe Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of...


  • Winchester, United States Winchester Savings Bank Full time

    Job DescriptionJob DescriptionSummary/ObjectiveThe Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of...


  • Winchester, United States Winchester Savings Bank Full time

    Job DescriptionJob DescriptionSummary/ObjectiveThe Loan Servicing Administrator is responsible for directly assisting the VP Loan Administration/Collections Manager in the daily operation of the department and ensure the assets under their leadership perform to acceptable levels set forth by upper management. Essential FunctionsMaintain expert knowledge of...


  • Winchester, United States TWG Insurance Full time

    As a trusted advisor in our community, TWG has been insuring financial security for over 20 years. We are incredibly proud of the experienced and highly qualified insurance professionals who have joined our agency since its inception, and now we are growing again! We are currently seeking an **Account Manager or Client Service Agent **to join the **TWG**...


  • Winchester, United States Moore's Electrical & Mechanical Full time

    Job DescriptionJob DescriptionCommercial HVAC/R Service TechnicianPosition Overview:We are seeking a skilled and experienced Commercial HVAC/R Service Technician located in the Winchester, VA area to join our team. The Commercial HVAC/R Service Technician is primarily responsible for troubleshooting, diagnostics, and repairs for various HVAC/R systems in...