Loan Processor III
1 month ago
LJF - Las Vegas, NV
901 N Green Valley Pkwy Suite 200
Henderson, NV 89074, USA
Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
Process and pre-underwrite conventional, FHA, VA, and Bond mortgage loans to ensure compliance with Company, secondary market investor, and government agency standards. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter, and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline. “Go to” subject matter expert/lead when Supervisor/Lead is not available.
Essential Functions
The processor is to become the contact for non-licensed activity once the loan is submitted to them.
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation.
Identify potential issues and communicate to consumer and loan officer.
Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
Stay current with federal, state regulations, policies and industry trends.
Check ratios and verify accuracy of AUS findings and program applicability.
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
Update and verify accuracy of data input into system.
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
Order generation of loan documents.
Coach and provide guidance to less experienced Processors as needed.
Use and modify templates to compose professional correspondence and emails.
Provide status updates to Loan Officers and/or borrowers.
Qualifications
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
Total recent work experience includes five or more years’ experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
Ability to build strong relationships with loan officers, production, underwriting, closing, and other internal and external partners.
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA, and Bond mortgage loans.
Expert knowledge of conventional, FHA, VA, and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
Expert knowledge in new construction documentation and condominium projects.
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness.
Excellent customer service, interpersonal, verbal and written communication skills.
Strong detail orientation and highly organized.
Prior experience using internal data entry systems, Microsoft Word, Excel, and PDF/Document Retention programs.
Supervision
Depending on experience, supervision is intermittent to infrequent.
Depending on experience moderate to high level of independent judgment and discretion related to area(s) of specialization.
May provide guidance to less experienced team members to resolve/escalate issues of high complexity.
Exercise sound judgment in executing core job responsibilities.
Average monthly pipeline is 14 loans.
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD, and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
This position offers eligibility for incentive compensation.
Pay Ranges $21/hour to $32/hour.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant’s geographical location.
#J-18808-Ljbffr
-
Loan Processor III
2 months ago
Salt Lake City, United States Guild Full timeGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry. Position Summary...
-
Jr Loan Processor
1 month ago
Salt Lake City, United States Chesmar Homes Full timeJob DetailsJob Location CLM Mortgage - Utah - Salt Lake City, UT Description At CLM Mortgage, we strive to consistently provide high quality lending and advisory services to give our customers the highest possible value, alongside a truly customer-focused experience. As we continue to grow and expand our presence in the mortgage industry, we are seeking...
-
Bilingual Loan Processor
4 days ago
Idaho City, United States Dollar Loan Center Full timeJob Title: Loan Processor What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here For starters, our first Core Value is fun Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits, closed...
-
Bank Teller
1 month ago
Salt Lake City, United States Utah First Credit Union Full timeJob DescriptionJob DescriptionAre you ready to make a significant impact on customers' financial well-being? Join Utah First Credit Union's vibrant team at our Cottonwood Heights, Utah branch as a 40-hours-a-week Teller / Loan Processor. We're on the lookout for individuals passionate about delivering exceptional service and helping customers...
-
Loan Processor
5 days ago
Carson City, United States Dollar Loan Center Full timeLOAN PROCESSORWhat we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs.Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer great benefits, closed on...
-
Loan Processor
5 days ago
Carson City, United States Dollar Loan Center Full time $20LOAN PROCESSORSkills, Experience, Qualifications, If you have the right match for this opportunity, then make sure to apply today.What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs.Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its...
-
Consumer Loan Processor
3 weeks ago
Salt Lake City, United States Granite Credit Union Full timeJob DescriptionJob DescriptionJob Title: Consumer Loan ProcessorLocation: Main Branch - Consumer Loan DepartmentStatus: Full-Time (40 hours a week, some Saturdays required)Supervisor: Consumer Loan Department ManagerPosition PurposeReview system auto-approvals for accuracy. Coordinate with Member Service Representatives to provide documentation to members to...
-
Mortgage Loan Processor
3 weeks ago
Salt Lake City, United States Consumers Financial Corporation Full timeVisionMy name is Matt Stout, and I have been a Loan Originator since 1992. I am a leading originator of DSCR loans for the Airbnb community and currently handle 2-3 applications daily in 46 states. I am also closing traditional mortgage loans in over 30 states. I am currently closing 6-10 loans a month but am seeing volume increase as rates start to come...
-
Mortgage Loan Processor
3 weeks ago
Salt Lake City, United States Consumers Financial Corporation Full timeVisionMy name is Matt Stout, and I have been a Loan Originator since 1992. I am a leading originator of DSCR loans for the Airbnb community and currently handle 2-3 applications daily in 46 states. I am also closing traditional mortgage loans in over 30 states. I am currently closing 6-10 loans a month but am seeing volume increase as rates start to come...
-
Loan Processor
2 weeks ago
Garden City, United States Contour Mortgage Corporation Full timeDescription Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending...
-
Loan Processor
5 days ago
Salt Lake City, United States Prince Perelson Full timeLoan Processor - Remote $17/hr. + quarterly bonuses (average $700) Must live in UT, NV, AZ, NM, ID, or WY $17.00/hr. plus Quarterly Bonuses up to $700 PrincePerelson is hiring dedicated, customer-focused individuals to join a growing lending brand. If you are committed to hitting goals and finding the best possible solutions for customers, look no further....
-
SBA Loan Closer Processor
2 months ago
Salt Lake City, United States Celtic Bank Full timeAre you looking to break into a new career-not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a closer processor at Celtic Bank. As a closer at Celtic Bank, you'll be exposed to the inner...
-
SBA Loan Closer Processor
2 months ago
Salt Lake City, United States Celtic Bank Full timeAre you looking to break into a new careernot just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a closer processor at Celtic Bank. As a closer at Celtic Bank, youll be exposed to the inner...
-
SBA Loan Closer Processor
3 weeks ago
Salt Lake City, United States Celtic Bank Full timeJob DescriptionJob DescriptionAre you looking to break into a new career—not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a closer processor at Celtic Bank. As a closer at Celtic Bank,...
-
SBA Loan Closer Processor
3 months ago
Salt Lake City, United States Celtic Bank Full timeJob DescriptionJob DescriptionAre you looking to break into a new career—not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a closer processor at Celtic Bank. As a closer at Celtic Bank,...
-
Mortgage Loan Processor
20 hours ago
Lake Forest, United States Mr. Cooper Full timeThe Loan Processor is the primary contact for our customer during the mortgage fulfillment process and is responsible for delivering the highest level of customer care for every Cooper Customer! The Loan Processor ensures a high level of customer satisfaction by setting proper expectations, managing inbound and outbound customer communications within...
-
RE Mortgage Loan Processor
1 month ago
Orange City, United States Iowa State Bank Inc Full timeEducation & Qualifications: Associate degree or equivalent; or six months to one-year related experience and/or training; or an equivalent combination of education and experience.Organized, able to prioritize, show attention to detail, work well independently and with others, excellent communication and problem-solving skills, and able to adhere to...
-
Loan Officer Assistant
2 months ago
Salt Lake City, United States Chesmar Homes Full timeJob DetailsJob Location CLM Mortgage - Utah - Salt Lake City, UT Position Type Full Time Job Category Admin - Clerical Description At CLM Mortgage, we strive to consistently provide high quality lending and advisory services to give our customers the highest possible value, alongside a truly customer-focused experience. As we continue to grow and expand our...
-
Commercial and Construction Loan Processor
4 weeks ago
Rapid City, United States Sentinel Federal Credit Union Full timeJob DescriptionJob DescriptionSentinel Federal Credit Union is seeking an energetic professional to serve as a Commercial and Construction Loan Processor. This role is responsible for providing clerical and servicing support for all phases of commercial and construction loan activities, including updating and providing account information by verifying that...
-
Consumer Loan Processor
3 weeks ago
Oklahoma City, United States TRUE SKY FEDERAL CREDIT UNION Full timeJob DescriptionJob DescriptionTrue Sky Credit UnionStructured Compensation - Job DescriptionConsumer Loan ProcessorData Year: 2022Prepared On: 12/08/2021Department:Loan Operation - Consumer Grade:7 Reports To:Consumer Loan Processing Team LeaderClassification:Non-Exempt Supervises Direct:0Supervises Indirect:0Approved By:PresidentEffective...