AVP Commercial Credit Officer II

4 months ago

Morrisville, United States Bancorp Bank, The Full time

Overview:

Performs complex credit analysis and financial reviews of new and existing loan requests.

Responsibilities:

Essential Functions

  1. Analyzes financial statements on complex credit requests to make an initial assessment of the level and quality of credit risk and viability of repayment.
  2. Works with salesperson to structure each loan request to best protect the bank and to meet borrowers desired outcome.
  3. Conducts borrower interview with applicant and/or designated third parties such as borrowers CPA, controller, etc.
  4. Contacts salesperson for additional information pertinent to the underwriting activities. Works with customers and
    SBL/leasing sales team to collect required credit information for underwriting loan and lease requests.
  5. Verifies existing borrowers total and current exposure in the loan and leasing systems and databases, e.g., LeaseWave, Loan Manager and Spark, as well as hard file information and ensures that it is within departmental risk levels.
  6. Generates credit memorandum to include a detailed financial analysis, customers background, summary of current and prior year fiscal results and cash flow analysis on more complex credits.
  7. Determines and presents recommended action (approval or decline) to senior management. Recommendation to include all relevant financial analysis, supporting collateral and market information in accordance with the organizations credit standards and policies.
  8. Maintains accurate and complete loan files. Validates that all required authorization, compliance, and approvals are obtained prior to closing underwriting documentation and files. Creates and maintains approvals and files.
  9. Develops close working partnerships with the sales team, leasing and SBL operations and other internal company staff to ensure open communication channels are available to handle issues associated with the credit analysis and review of clients. Quickly responds to calls and requests for information from the team.
  10. Recommends process, procedural, and or operational changes to improve the efficiency of the credit review process.
  11. Serves as the primary backup for the manager approving daily rental funding requests. In addition, monitors, tracks, and updates title information related to daily rental customers and leasing customers.
  12. Trains and mentors less experienced credit officers and analysts.
  13. Performs other duties as assigned.


Qualifications:

Education/Experience Requirements

  • Undergraduate degree in a related field or an equivalent combination of training and experience.
  • Five Years Commercial credit analysis or fleet/equipment leasing experience.
  • Strong working knowledge and understanding of traditional financial analysis.

Preferred Requirements

  • Strong organizational, time management and prioritization skills to meet loan committee deadlines.
  • Excellent verbal, written, and interpersonal communication skills with strong presentation skills.
  • Team player able to work effectively in a team fostered, multi-tasking environment
  • Proficient in Microsoft Office suite, e.g. Excel, PowerPoint, Word, Outlook


Background & EEO Statement:

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank, N.A. and Benefits Information: click here

Diversity & Background Screening:

Diversity & Inclusion at The Bancorp Bank: click here

The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.

#LI-DW1

#LI-Hybrid

  • Credit Portfolio Manager

    3 weeks ago

    Morrisville, Pennsylvania, United States Penn Community Bank Full time

    Job Title: Credit Portfolio ManagerAt Penn Community Bank, we are seeking a highly skilled Credit Portfolio Manager to join our Commercial Lending team. As a key member of our team, you will be responsible for providing exceptional credit support to our Commercial Lending team, Credit Officer, and Credit Manager by preparing analyses and credit approval...

  • Credit Portfolio Manager

    4 weeks ago

    Morrisville, Pennsylvania, United States Penn Community Bank Full time

    Job SummaryWe are seeking a highly skilled Credit Portfolio Manager to join our Commercial Lending team at Penn Community Bank. As a key member of our team, you will be responsible for providing exceptional credit support to our Commercial Lending team, Credit Officer, and Credit Manager by preparing analyses and credit approval presentations.Key...

  • Senior Credit Analyst

    4 weeks ago

    Morrisville, North Carolina, United States Bancorp Bank, The Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Analyst to join our team at The Bancorp Bank, N.A. As a key member of our credit analysis team, you will be responsible for performing complex credit analysis and financial reviews of new and existing loan requests.Key ResponsibilitiesAnalyze financial statements to assess credit risk and viability of...

  • Senior Credit Analyst

    2 months ago

    Morrisville, United States Teleflex Full time

    Job SummaryThe Senior Credit to Cash Analyst will be responsible for managing the day-to-day collections of receivables within their global portfolio. This role will include accounts in various regions such as AMERICAS, EMEA, and/or APAC.Key ResponsibilitiesIdentify and problem-solve customer credit risk, collection, and billing issues as they arise and work...

  • Sr. Credit to Cash Analyst

    5 months ago

    Morrisville, United States Teleflex Full time

    Position Summary The Sr. Credit to Cash Analyst will be responsible to manage the day-to-day collections of receivables within their global portfolio. The Sr. Analyst portfolio will include accounts in various regions such as AMERICAS, EMEA, and/or APAC. The successful candidate will demonstrate the ability to independently manage the complex accounts...

  • Nursing Assistant II + Clerical Position

    4 weeks ago

    Morrisville, North Carolina, United States UNC Health Care Full time

    Job SummaryWe are seeking a highly skilled Nursing Assistant II + Clerical to join our team at the Burn Center. This is a 36 hours per week position, working 12 hour rotating shifts with weekend and holiday rotation. The successful candidate will be responsible for assisting the professional caregiver in the delivery of patient care, transporting patients...

  • Medical Office Assistant

    3 weeks ago

    Morrisville, United States UNC Health Care Full time

    Job Summary:As a Medical Office Assistant at UNC Health Care, you will play a vital role in ensuring the smooth operation of our medical offices. Your primary responsibilities will include performing patient check-in and check-out procedures, processing financial information, and providing patient billing information. You will also be responsible for...

  • Medical Office Assistant

    3 weeks ago

    Morrisville, United States UNC Health Full time

    Job Summary:As a Medical Office Assistant, you will play a vital role in the success of our healthcare team. Your primary responsibilities will include performing patient check-in and check-out procedures, processing financial information, and providing patient billing information. You will also be responsible for maintaining compliance with organizational...

  • Security Officer

    4 weeks ago

    Morrisville, Pennsylvania, United States Allied Universal® Full time

    Job OverviewAllied Universal, a leading security and facility services company, offers a rewarding career as a Security Officer. In this role, you will be part of a dynamic and inclusive team that serves a diverse range of industries, including Commercial Real Estate, Healthcare, Education, and Government.As a Security Officer, you will be responsible for...

  • Commercial HVAC Service Coordinator

    4 weeks ago

    Morrisville, United States Carrier Full time

    Country: United States of AmericaLocation: CAN07: CCS-Raleigh, NC 200 Perimeter Park Drive, Morrisville, NC, 27560 USA Carrier is the leading global provider of healthy, safe, and sustainable building and cold chain solutions with a world-class, diverse workforce with business segments covering HVAC, and refrigeration. We make modern life possible by...

  • Commercial HVAC Service Coordinator

    1 month ago

    Morrisville, United States Carrier Full time

    Country: United States of AmericaLocation: CAN07: CCS-Raleigh, NC 200 Perimeter Park Drive, Morrisville, NC, 27560 USA Carrier is the leading global provider of healthy, safe, and sustainable building and cold chain solutions with a world-class, diverse workforce with business segments covering HVAC, and refrigeration. We make modern life possible by...

  • Senior Branch Office Administrator

    18 hours ago

    Morrisville, United States Edward Jones Full time

    Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you on our team.At Edward Jones, we are very intentional in calling our field associates branch teams. Most of our teams are two or three people, and in a Branch Office Support Professional role, you are a critical member of that team along...

  • Security Officer Part Time Overnight Patrol

    4 weeks ago

    Morrisville, North Carolina, United States Allied Universal® Full time

    Job OverviewAllied Universal is a leading security and facility services company that offers rewarding careers that give you a sense of purpose.As a Security Officer, you will serve and safeguard clients in a range of industries such as Commercial Real Estate, Healthcare, Education, Government and more.Key Responsibilities:Provide customer service to our...

  • Commercial HVAC Service Coordinator

    2 months ago

    Morrisville, NC, United States Carrier Full time

    Country: United States of AmericaLocation: CAN07: CCS-Raleigh, NC 200 Perimeter Park Drive, Morrisville, NC, 27560 USA Carrier is the leading global provider of healthy, safe, and sustainable building and cold chain solutions with a world-class, diverse workforce with business segments covering HVAC, and refrigeration. We make modern life possible by...

  • Sr Info Security Risk Analyst

    3 weeks ago

    Morrisville, United States Syneos Health inVentiv Health Commercial LLC Full time

    Description Sr Info Security Analyst Syneos Health is a leading fully integrated biopharmaceutical solutions organization built to accelerate customer success. We translate unique clinical, medical affairs and commercial insights into outcomes to address modern market realities. Every day we perform better because of how we work together, as one team,...

  • Boiler Technician

    2 days ago

    Morrisville, United States Brady Trane Services, Inc. Full time

    Description Are you a Boiler Technician searching for new experiences? ICON Boiler continues to grow as a top-tier boiler installer and service provider across the Southeast. We take pride in all we do and in our Associates which is why we offer competitive pay and compensation, benefits, growth opportunities, and more This position will repair and maintain...

  • CDL Driver I

    2 months ago

    Morrisville, United States US LBM Holdings Full time

    Founded in 2003, Professional Builders Supply today operates locations in the Carolinas, selling, installing and distributing residential and commercial building materials such as lumber, siding, trim, doors, windows, decking and railing. The company also operates a truss manufacturing facility in Fayetteville, North Carolina and provides turn-key...

  • Intern

    2 hours ago

    Morrisville, United States The Bancorp Bank, N.A. Full time

    Small Business Lending InternJob LocationUS-NC-MorrisvilleTypeInternshipOverviewAccounting or finance internship to support the commercial lending team which consists of small business lending and fleet leasing by performing a variety of activities to grow the loan portfolio. Our internship program provides students the opportunity to expand upon their...

  • Customer Service Ambassador

    1 month ago

    Morrisville, North Carolina, United States Icon Protection Full time

    Job SummaryThe Customer Service Representative will provide exceptional customer service to internal and external customers of Icon Protection, utilizing in-depth knowledge of company products, services, policies, and procedures. This role will contribute to the outstanding reputation of the company by putting the customer first, treating fellow associates...

  • Certified Medical Assistant- Arringdon Family Medicine

    4 weeks ago

    Morrisville, United States Duke Health Full time

    At Duke Health, we're driven by a commitment to compassionate care that changes the lives of patients, their loved ones, and the greater community. No matter where your talents lie, join us and discover how we can advance health together. About Duke Primary Care Pursue your passion for caring with Duke Primary Care, which offers family, adolescent, and...