Mortgage Loan Officer

4 weeks ago

Richmond, United States United Financial Mortgage, LLC Full time

**About us**

We are a small but growing mortgage brokerage that has recently invested thousands into new software, a new website, and new marketing campaigns, including social media. Applicants will be the first to be considered for promotion and growth roles with the company. Future roles include a sales manager and an operations manager as the company grows.

Enjoy the freedom of a work-from-home environment, no micro-management, marketing and lead assistance provided, plus bonuses.

Our work environment includes:

- Work-from-home days
- Growth opportunities
- Relaxed atmosphere
- On-the-job training
- Company perks
- Flexible working hours
- Lively atmosphere
- Safe work environment

**Responsibilities**:

- Contact and pitch realtors on using our company to help their clients with their mortgage needs.
- Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions.
- Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing.
- Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns.
- Stay up-to-date on industry trends, regulations, and changes in lending practices.
- Meet or exceed sales targets by actively promoting loan programs and services.

**Skills**:

- Strong knowledge of mortgage sales and loan processing
- Familiarity with industry software such as LendingPad, Floify, and Lender Price (not required)
- Excellent communication and interpersonal skills to build rapport with clients
- Ability to analyze client's credit profile and make informed lending decisions
- Proficient in negotiating terms and conditions of loans within established guidelines
- Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements
- Experience with Conventional, FHA, VA, and USDA guidelines

While this is a remote position, we are ideally looking for someone located in the Richmond, VA area or surrounding counties (Hanover, Chesterfield, Henrico).

United Financial Mortgage, LLC is an equal opportunity employer.

Pay: $50,000.00 - $100,000.00 per year

**Benefits**:

- Flexible schedule
- Work from home

Compensation package:

- Bonus opportunities
- Commission pay

Payment frequency:

- Paid semi-monthly

Schedule:

- 8 hour shift
- Monday to Friday

Work setting:

- In-person

**Education**:

- Bachelor's (preferred)

**Experience**:

- Mortgage Loan Officer: 1 year (preferred)

**Language**:

- English (required)

License/Certification:

- MLO License in the state of Virginia (preferred)

Shift availability:

- Day Shift (preferred)

Willingness to travel:

- 25% (preferred)

Work Location: In person

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