Chase Home Lending Staff Appraiser

2 weeks ago

Apple Valley, United States JPMorgan Chase & Co Full time

**JOB DESCRIPTION**

**Principal Duties and Responsibilities**
- State Certified Residential Appraiser will perform residential appraisals for single-family properties, to include condominiums, cooperatives, and multi-family units (1-4 units).
- Competently perform appraisals and conduct level of inspection as required by the specific assignment for local and remote geographic regions.
- Develops supported value opinions on all appraisal assignments.
- Analyzes and evaluates market trends and provides meaningful conclusions.
- Solves complex appraisal problems using recognized appraisal methodology.
- May perform collateral review on 1-4 unit property appraisal reports completed by third party originators.
- Analyze appraisal documents to ensure quality, reasonableness, accuracy and completion in accordance with Uniform Standards of Professional Appraisal Practice (USPAP), Regulatory and Chase guidelines.
- Resolves deficiencies or discrepancies within valuation products while maintaining appraisal independence.
- Understands and leverage data from collateral risk tools, in performance of the appraisal underwrite.
- Effectively communicates appraisal underwriting decision with internal partners as appropriate.
- Appraiser must hold an active state certified appraisal license in good standing and maintain certification requirements.
- Understands and adheres to Uniform Standards of Professional Appraisal Practice (USPAP), JP Morgan Chase appraisal standards and regulatory guidelines.
- Represent Chase with the highest level of ethics, integrity, and maintain strict confidentiality and discretion.
- Maintain reliable means of transportation.
- Maintains knowledge of technology to enhance efficiency both in the field and in the work environment.
- Meet all departmental goals for productivity, quality, and turnaround time.

**Knowledge and Experience**
- Required: Licensed or Certified Residential Appraiser
- Required: 3+ years of appraisal experience as a licensed/certified appraiser
- Required: Excellent analytical and decision making skills
- Required: Ability to act independently and consistently make appropriate decisions with mínimal guidance and oversight
- Required: Strong understanding of appraisal practices and methodology including the 3 Chase
- Required: Knowledge of construction standards and building cost estimating tools
- Required: Ability to complete real estate appraisals that are compliant with Federal and State laws, as well as being done in accordance with Uniform Standards of Professional Appraisal Practice (USPAP)
- Required: Experience appraising new construction, complex, unique, multi-family
- Required: Competency in Microsoft Office products and appraisal software
- Required: Excellent time management skills in order to multi-task and meet production expectations and deadlines
- Required: Valid Driver’s License
- Preferred: Associate’s Degree
- Preferred: FHA Approved Appraiser, USDA or VA experience

**Unique Requirements**
- Requires background check, review of Chase Ineligible List, review of any prior disciplinary actions, verification of active license within state, no current or pending litigation or investigations.
- Demonstrate geographic competency
- **Primary county coverage San Francisco, San Mateo, Marin and Sonoma counties**

**ABOUT US**
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonab

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