Director - Card Acquisitions Credit Strategy and

4 weeks ago

Wilmington, United States Ally Financial Full time

**General information**:

- Career area
Credit Card- Work Location(s)
1000 N. West Street, DE, 2911 Lake Vista Drive, TX- Remote?
No- Ref #
17636- Posted Date
Sunday, June 2, 2024- Working time
Full time**Ally and Your Career**:

- Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

**The Opportunity**:

We are looking for a seasoned data science professional to join Ally card’s credit risk team. You will own credit strategies for new credit card account originations and directly impact balance sheet profitability. This is an opportunity to join a talented, experienced strategy team driving Ally card’s growth.

Ally work locations for this role are either Wilmington DE or Lewisville TX, Hybrid schedule 3 days in office and 2 from home.

**The Work Itself**:

- Design and implement credit strategies to fuel growth on current and emerging marketing platforms
- Conceptualize, socialize and launch foundational tests that will support future growth in new accounts and exposure granted by Ally Card
- Develop deep understanding of historical testing results and bureau performance data to shape strategic recommendations and prioritize learning opportunities through internal tests
- Bring strategies to life by owning end to end collaboration across teams including Marketing, Operations & Compliance
- Maintain close integration with portfolio strategy counterparts to ensure a tight feedback loop across Acquisition and Portfolio Valuations and Strategies.

**The Skills You Bring**:
**Required Qualifications**
- 7+ years of experience working directly hands-on with large datasets, quantifying P&L impacts, and translating that into strategic credit risk recommendations
- Understanding and experience with unsecured consumer lending
- High degree of expertise with SQL and Python for Data Science
- Ability to build consensus across multiple stakeholder groups while balancing speed to market
- Demonstrated ability to learn rapidly and solve problems dynamically.
- Self-starter; comfortable with ambiguity and open-ended problem solving by demonstrating structured and critical thinking ability.
- Excellent verbal, written, and interpersonal communication skills.

**Preferred Qualifications**
- Bachelor’s degree (or above) or equivalent work experience
- Credit risk experience in the credit card industry
- Experience with data science in modern cloud platforms

**How We'll Have Your Back**:

- Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

- ** Time Away**: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
- ** Planning for the Future**: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
- ** Supporting your Health & Well-being**: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short
- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
- ** Building a Family**: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
- ** Work-Life Integration**: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
- ** Other compensations**: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

**Who We Are**:
Ally is an equal opportunity employer co

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