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Commercial Real Estate Risk Officer
1 month ago
Job Title Commercial Real Estate Risk Officer Corporate Title Assistant Vice President
The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. In particular, Risk Officer is responsible for handling approvals for all real estate related transactions to be securitized or retained on balance sheet. Additional tasks include setting and monitoring counterparty credit limits, negotiating loan terms, reviewing due diligence and underwriting, and interfacing with senior management and business personnel. You will be expected to analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized and transitional properties, Risk Officer will act as the primary intermediary between the Business units, department heads and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors. Experience with internal and external audit coordination required.
A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits, Educational resources, matching gift and volunteer programs, and
An environment that encourages networking and collaboration across functions and businesses
Analyze/Assess and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions slated for securitization, warehouse lending, or the balance sheet portfolio involving stabilized and transitional properties
Perform property level due diligence including cash flow analysis, site inspections, and reviews of legal documents and third-party reports
Monitor/Manage Risk Retention portfolio, including regular reviews and risk assessment
Interact with internal business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures
Maintain data integrity for all names / transactions in Information Technology (IT) systems and assist and at times lead Credit Risk Management (CRM) - Commercial Real Estate (CRE's) interactions with internal / external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc
Moderate commercial real estate finance experience
Ability to analyze/review structured loans
Skills That Will Help You Excel
Structured lending experience
It is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
Deutsche Bank Benefits
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