Sr. SBA Loan Underwriter
1 week ago
SBA Commercial Loan Underwriter
Highlights:
Location: Phoenix, AZ
Position Type: Direct hire
Hourly / Salary: $100k/yr. based on experience
Residency Status: US Citizen
On-site (Phoenix, AZ)
Our client is looking for a SBA Commercial Loan Underwriter to join their team
Position Summary:
You own it, are highly competitive, accountable and likely are a top performing credit underwriter specializing in business lending including: SBA (7A & 504), C&I and CRE loans. A top candidate may not be happy with their current employer's culture, limited growth potential, tightening credit box, reduced loan growth or perhaps interested in exploring a change.
You have a passion for helping small businesses. Ethics, integrity, building trust, delivering on your promises, and delivering results for your small business clients is of paramount importance to you. You are intrigued to learn about our client's technology - the proprietary consultative services and technology we invented and provide to business owners, helping you maximize accepted LOI's with a competitive differentiator not offered by any other bank in the USA.
You are also excited that our client is ranked as the #1 top-performing bank among all Arizona-based banks in key measures like: Loan Growth #1, Deposit Growth #1, and Net Interest Margin #1.
As a Preferred Lender, the SBA recently ranked our client as the #1 Arizona-based bank over the past 12 months, funding a higher dollar amount of SBA loans than Bank of America and Western Alliance banks. To support this rapid growth, we are hiring
You either live in the Phoenix Arizona metro area or have family or friends and are interested in being based here. If this sounds like you, please keep reading and we encourage you to apply.
- Responsibilities: Review and spread business and personal financial information including leases and rent rolls received to provide detail for historical comparison and analysis.
- Document cash flows for operating business entities, real estate holding companies and individuals, as well as an overall global cash flow for loan analysis and loan approval.
- Produce projections, pro-forma statements and sensitivity analysis as appropriate.
- Identify and document exceptions to the Bank credit policy as well as pertinent mitigating factors.
- Prepare written and verbal presentations of financial information including detailed formal credit analysis with recommendations for loan approval or denial. The Senior Credit Underwriter attends and presents loans to Credit Officers and/or Credit Committee(s) for approval.
- Conduct Annual Reviews of existing relationships and Annual Loan Covenant Compliance with consideration of Risk Rating accuracy. Manage outstanding ticklers, covenant monitoring, requesting financial items from clients, review and provide updates to lenders and management. Assist the Relationship Manager and Credit Administration on Past-Due loans, Watchlist credits and loan workouts, preparing Problem Loan Report as needed.
- Develop and maintain an acceptable turn-around time on all loan requests to sustain our reputation as a service-oriented and personable community bank.
- Act as a training resource for Relationship Managers and Junior Credit Underwriters related to understanding and interpreting financial statements and tax returns and upon request review the cash flow preparations and analysis of Relationship Managers and Junior Credit Analysts for correctness and completeness. Also reinforce the Bank's commitment to sustaining high credit quality and strong credit culture.
- Participate in continuing education courses to stay abreast of new banking regulations.
- Maintain thorough knowledge of Bank's credit policy and other Bank policies and procedures.
- Maintain a thorough knowledge of all our client's products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts
Qualifications:
- Knowledge, Skills & Abilities Demonstrated analytical and problem-solving skills.
- Experience working in a fast-paced environment where required to prioritize and deal effectively with varying workloads and meet deadlines. Time management is critical.
- Proven experience working independently with assertive decision-making for loan recommendations.
- Exceptional communication skills required, both verbal and written, including courteous and professional interaction, establishing trust and maintaining productive relationships with customers, peers, relationship managers and bank management.
- Quickly grasps Bank analysis software and retains information.
- Experience with Abrigo Sageworks, and FIS Horizon (core system) platforms highly desired.
- Broad experience in C&I, CRE, SBA lending underwriting highly desired.
- Proficient with Microsoft Office Products – Word, Excel and Outlook.
- Education & Experience Bachelor's Degree in accounting, business or finance preferred.
- 5 years in Commercial Banking (e.g., Credit Administration, Commercial Credit Underwriting, Portfolio Management or Commercial lending), required
- 5 years of SBA Underwriting experience required.
This job description as with any other role may be an in-office or work-from-home position and may be subject to our client's work-from-home policy.
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
-
Sr. SBA Loan Underwriter
2 weeks ago
Phoenix, Arizona, United States GTN Technical Staffing and Consulting Full timeSenior SBA Loan UnderwriterHighlights:Location: Phoenix, AZPosition Type: Direct hireHourly / Salary: $80-120K/yr. W2 based on experienceResidency Status: US CitizenOn-site (Phoenix, AZ) Our client is looking for a Senior SBA Loan Underwriter to join their teamPosition Summary:You own it, are highly competitive, accountable and likely are a top performing...
-
SBA Commercial Loan Underwriter
3 days ago
Phoenix, Arizona, United States GTN Technical Staffing and Consulting Full timeSBA Commercial Loan UnderwriterLocation: Phoenix, AZPosition Type: Direct HireCompensation: $70,000 - $90,000 (Based on Experience)Residency Requirement: U.S. CitizenWork Arrangement: On-site (Phoenix, AZ)Our client is seeking a highly skilled SBA Commercial Loan Underwriter to join their dynamic team. This is an exciting opportunity for a top-performing...
-
SBA Commercial Loan Underwriter
4 weeks ago
Phoenix, Arizona, United States GTN Technical Staffing and Consulting Full timeSBA Commercial Loan UnderwriterHighlights:Location: Phoenix, AZPosition Type: Direct hireHourly / Salary: Based on experience $70-$90KResidency Status: US CitizenOn-site (Phoenix, AZ)Our client is looking for a SBA Commercial Loan Underwriter to join their teamPosition Summary:You own it, are highly competitive, accountable and likely are a top performing...
-
SBA Commercial Loan Underwriter
15 hours ago
Phoenix, Arizona, United States GTN Technical Staffing Full timeSBA Commercial Loan UnderwriterHighlights:Location: Phoenix, AZPosition Type: Direct hireHourly / Salary: based on experienceResidency Status: US CitizenOn-site (Phoenix, AZ) Our client is looking for a SBA Commercial Loan Underwriter to join their teamPosition Summary:You own it, are highly competitive, accountable and likely are a top performing credit...
-
SBA Commercial Loan Underwriter
3 weeks ago
Phoenix, Arizona, United States GTN Technical Staffing Full timeYou own it, are highly competitive, accountable and likely are a top performing credit underwriter specializing in business lending including: SBA (7 A & 504), C&I and CRE loans. A top candidate may not be happy with their current employer's culture, Relationship Manager, Commercial, Underwriter, Writer, Business, Credit Analyst, Business Services, Staffing
-
Senior SBA Loan Underwriter
1 week ago
Phoenix, Arizona, United States Integro Bank Full timePOSITION: Senior SBA Loan Underwriter REPORTS TO: SVP, Director of Credit Administration LOCATION: Phoenix, AZ 85053, - On site position (not remote)================================================================ SUMMARY: You own it, are highly competitive, accountable and likely are a top performing credit underwriter specializing in business lending...
-
SBA Senior Underwriter
3 days ago
Phoenix, Arizona, United States W3Global Inc. Full timeJob Description Job Description SUMMARY:You own it, are highly competitive, accountable and likely are a top performing credit underwriter specializing in business lending including: SBA (7A & 504), C&I and CRE loans. A top candidate may not be happy with their current employer's culture, limited growth potential, tightening credit box, reduced loan growth...
-
SBA Loan Officer
4 days ago
Phoenix, Arizona, United States W3Global Inc. Full timeJob Description Job Description SUMMARY:Over the past two quarters, We have grown our small business loan portfolio by 625% ranking #1 among all Arizona-based banks in the rate of loan growth. Our differentiators and services are in demand and to support this growth, we are hiringYou own it, are accountable, and likely are a top-performing business...
-
Senior SBA Loan Officer
5 days ago
Phoenix, Arizona, United States Ready Capital Mortgage Investment Trust Full timeAbout Ready Capital:Ready Capital Mortgage Investment Trust is a leading provider of commercial real estate finance solutions, specializing in loans backed by commercial properties, including multifamily, investor, and bridge loans, as well as SBA 7(a) business loans. Our commitment to delivering exceptional customer experiences has earned us a reputation as...
-
SBA Loan Business Development Officer
4 weeks ago
Phoenix, Arizona, United States Integro Bank Full timeJob descriptionJOB TITLE: SBA Business Development Officer (VP/SVP)REPORTS TO: Government Lending SVP/Director of SalesCLASSIFICATION: EXEMPTLOCATION: Phoenix HQ Office & Hybrid============================================SUMMARY:As a Preferred Lender, the SBA recently ranked Integro...
-
SBA Loan Business Development Officer
2 weeks ago
Phoenix, Arizona, United States Integro Bank Full timeJob descriptionJOB TITLE: SBA Business Development Officer (VP/SVP)REPORTS TO: Government Lending SVP/Director of SalesCLASSIFICATION: EXEMPTLOCATION: Phoenix HQ Office & Hybrid============================================SUMMARY:As a Preferred Lender, the SBA recently ranked Integro...
-
SBA Loan Business Development Officer
1 week ago
Phoenix, Arizona, United States Integro Bank Full timeJob description JOB TITLE: SBA Business Development Officer (VP/SVP) REPORTS TO: Government Lending SVP/Director of Sales CLASSIFICATION: EXEMPT LOCATION: Phoenix HQ Office & Hybrid ============================================ SUMMARY: As a Preferred Lender, the SBA recently ranked Integro Bank as the #1 Arizona based bank over the past 12 months,...
-
Senior Underwriter
3 weeks ago
Phoenix, Arizona, United States TalentBridge Full timeJoin a top producing team as a Senior SBA Underwriter Are you a high-performing credit underwriter passionate about helping small businesses succeed? If you're skilled in SBA (7A & 504), C&I, and CRE lending and ready for a new opportunity with a top-performing bank, Integro Bank could be the perfect fit. As the leading bank for SBA lending and loan growth,...
-
SBA Business Development Officer
3 weeks ago
Phoenix, Arizona, United States FFB Bank Full timeJob Type Full-time Description Who We Are: FFB, a dynamic and acclaimed single-branch bank born in the heart of Fresno, CA in 2005, is on a mission to redefine the banking experience. Our commitment to delivering top-notch banking services has propelled us to the forefront of the industry, earning us accolades and recognition. At FFB, we recognize the...
-
Indirect Loan Underwriter Manager
6 days ago
Phoenix, Arizona, United States Arizona Central Credit Union Full timeAbout the Role:The Arizona Central Credit Union is seeking a highly skilled and experienced Indirect Loan Underwriter Manager to join its team. As an essential member of the lending department, you will be responsible for managing and leading the underwriting process for indirect loan applications.Key Responsibilities:Manage and lead the underwriting process...
-
Senior Underwriter Commercial Lending
3 weeks ago
Phoenix, Arizona, United States Servbank Full timeServbank is seeking a knowledgeable and detail-oriented Commercial Loan Underwriter to join our dynamic team. The ideal candidate will have extensive experience in evaluating and underwriting conventional loan applications using Servbank's policies, ensuring thorough analysis and adherence to regulatory compliance. About Servbank: Founded in 1994, Servbank...
-
Senior Underwriter Commercial Lending
3 weeks ago
Phoenix, Arizona, United States Servbank Full timeServbank is seeking a knowledgeable and detail-oriented Commercial Loan Underwriter to join our dynamic team. The ideal candidate will have extensive experience in evaluating and underwriting conventional loan applications using Servbank's policies, ensuring thorough analysis and adherence to regulatory compliance.About Servbank:Founded in 1994, Servbank is...
-
Loan Officer Specialist
4 hours ago
Phoenix, Arizona, United States Lennar Full timeAbout the RoleWe are seeking a highly skilled Sr Loan Processor to join our team. As a Sr Loan Processor, you will play a crucial role in processing and closing loan applications from initial set-up through funding. You will be responsible for communicating with customers, gathering documentation, and reviewing income, credit, assets appraisal, and title...
-
Commercial Senior Loan Processor
2 weeks ago
Phoenix, Arizona, United States Servbank Full timeJob Summary: Servbank is seeking a detail-oriented and efficient Commercial Senior Loan Processor to join our team. The ideal candidate will be responsible for managing the loan processing cycle from application to closing, ensuring accuracy and compliance with Servbank's policies and regulatory requirements. The Commercial Loan Processor plays a vital role...
-
SBA Lending Business Development Executive
4 weeks ago
Phoenix, Arizona, United States TalentBridge Full timeAre you a motivated sales professional with a "go-getter" attitude? We're hiring a SBA Lending Business Development Executive to help small and medium-sized businesses access the financial tools they need to succeed. What You'll Do: Originate SBA 7a, 504, and diverse commercial lending products. Build a strong pipeline through strategic networking and...
