Java Principal Architect

2 weeks ago

Mountain View CA, United States K&K Global Talent Solutions INC. Full time

Role: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office)
We are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending , and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next-steps plan.
Deeply understand the current codebase and implementation for the FinTech Lending domain (services, APIs, data models, integrations, and operational patterns).
Build a comprehensive technical view of the system: architecture, dependencies, performance, security, reliability, and scalability.
Identify gaps, risks, and improvement opportunities (design, data, cloud, observability, resiliency, cost, compliance).
Produce a clear recommendation and execution plan : target architecture, phased roadmap, tradeoffs, and prioritized next steps.
Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.
Strong hands-on architecture experience with Java (backend/services), AWS , and PostgreSQL .
Proven ability to ramp quickly on complex systems and document / communicate architecture clearly .
Experience designing or leading cloud-native platforms (microservices, APIs, security, scalability, reliability).
Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).

Loan origination : digital applications, document upload, e-sign, eligibility checks
Underwriting / credit decisioning : credit bureau pulls, income verification, risk scoring, rules engines, approvals/declines
APR, term, credit limits, risk-based pricing, offer generation
Disbursement/funding : sending funds to bank accounts/cards/merchants; integration with payment rails
Servicing : repayment schedules, statements, amortization, interest calculations, customer support workflows
Collections : delinquency handling, reminders, hardship plans, recoveries, charge-offs
Compliance & audit : disclosures, data retention, audit trails, identity verification (KYC), fraud checks
Lending + wallet/payments integration : using a wallet balance for repayments, real-time payment posting, ledger consistency

  • Java Principal Architect

    2 weeks ago

    Mountain View, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL)Location: Mountain View, CA (Hybrid 3 days work from office)Role OverviewWe are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial...

  • Java Principal Architect

    2 weeks ago

    Mountain View, CA, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Role Overview We are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports real-time payments, wallets, lending , and related financial...

  • Java Principal Architect

    2 weeks ago

    Mountain View, CA, United States K&K Global Talent Solutions INC. Full time

    Principal Architect FinTech Lending (Java/AWS/PostgreSQL) Mountain View, CA (Hybrid 3 days work from office) We are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports realtime payments, wallets, lending , and related financial capabilities. This person will...

  • Java Principal Architect

    2 weeks ago

    Mountain View, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect FinTech Lending (Java/AWS/PostgreSQL)Location: Mountain View, CA (Hybrid 3 days work from office)Role OverviewWe are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial...

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