Java Principal Architect

2 weeks ago

Mountain View, United States K&K Global Talent Solutions INC. Full time

Role: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL)Location: Mountain View, CA (Hybrid 3 days work from office)Role OverviewWe are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial capabilities. This person will quickly build deep technical context, evaluate the current platform, and drive a clear modernization and next-steps plan.What You’ll DoDeeply understand the current codebase and implementation for the FinTech Lending domain (services, APIs, data models, integrations, and operational patterns).Build a comprehensive technical view of the system: architecture, dependencies, performance, security, reliability, and scalability.Identify gaps, risks, and improvement opportunities (design, data, cloud, observability, resiliency, cost, compliance).Produce a clear recommendation and execution plan: target architecture, phased roadmap, tradeoffs, and prioritized next steps.Collaborate with engineering, product, and platform stakeholders to align on strategy and guide implementation.Required Skills & ExperienceStrong hands-on architecture experience with Java (backend/services), AWS, and PostgreSQL.Proven ability to ramp quickly on complex systems and document / communicate architecture clearly.Experience designing or leading cloud-native platforms (microservices, APIs, security, scalability, reliability).FinTech Lending domain knowledge (must-have) — understanding of lending lifecycle, credit decisioning, servicing, and compliance considerations.Nice to HaveExperience with event-driven systems (Kafka/SNS/SQS), distributed systems, and observability (metrics/logs/tracing).Familiarity with regulatory/security practices relevant to financial products (auditability, data protection, access controls).Examples of FinTech Lending (what “domain knowledge” means)A Principal Architect with lending domain experience typically understands systems such as:Loan origination: digital applications, document upload, e-sign, eligibility checksUnderwriting / credit decisioning: credit bureau pulls, income verification, risk scoring, rules engines, approvals/declinesPricing & offers: APR, term, credit limits, risk-based pricing, offer generationDisbursement/funding: sending funds to bank accounts/cards/merchants; integration with payment railsServicing: repayment schedules, statements, amortization, interest calculations, customer support workflowsCollections: delinquency handling, reminders, hardship plans, recoveries, charge-offsCompliance & audit: disclosures, data retention, audit trails, identity verification (KYC), fraud checksLending + wallet/payments integration: using a wallet balance for repayments, real-time payment posting, ledger consistency

  • Java Principal Architect

    2 weeks ago

    Mountain View, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL)Location: Mountain View, CA (Hybrid 3 days work from office)Role OverviewWe are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial...

  • Java Principal Architect

    2 weeks ago

    Mountain View, CA, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) We are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending , and related financial...

  • Java Principal Architect

    1 week ago

    Mountain View, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect FinTech Lending (Java/AWS/PostgreSQL)Location: Mountain View, CA (Hybrid 3 days work from office)Role OverviewWe are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports real-time payments, wallets, lending, and related financial...

  • Java Principal Architect

    2 weeks ago

    Mountain View, CA, United States K&K Global Talent Solutions INC. Full time

    Role: Principal Architect FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Role Overview We are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports real-time payments, wallets, lending , and related financial...

  • Java Principal Architect

    1 week ago

    Mountain View, CA, United States K&K Global Talent Solutions INC. Full time

    Principal Architect FinTech Lending (Java/AWS/PostgreSQL) Mountain View, CA (Hybrid 3 days work from office) We are seeking a Principal Architect to partner closely with the FinTech organizationspecifically the Lending team within a broader group that supports realtime payments, wallets, lending , and related financial capabilities. This person will...

  • Principal Architect – FinTech Lending

    2 weeks ago

    Mountain View, United States K&K Talents Full time

    Job Description: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Start: ASAPRole OverviewWe are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and...

  • Principal Architect – FinTech Lending

    2 weeks ago

    Mountain View, United States K&K Talents Full time

    Job Description: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Start: ASAPRole OverviewWe are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending, and...

  • Principal Architect

    1 week ago

    Mountain View, CA, United States K&K Talents Full time

    Job Description: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Start: ASAP Role Overview We are seeking a Principal Architect to partner closely with the FinTech organization—specifically the Lending team within a broader group that supports real-time payments, wallets, lending,...

  • Principal Architect

    1 week ago

    Mountain View, CA, United States K&K Talents Full time

    Job Description: Principal Architect – FinTech Lending (Java/AWS/PostgreSQL) Location: Mountain View, CA (Hybrid 3 days work from office) Start: ASAP Please ensure you read the below overview and requirements for this employment opportunity completely. Role Overview We are seeking a Principal Architect to partner closely with the FinTech...

  • FinTech Lending Principal Architect

    3 days ago

    Mountain View, CA, United States K&K Talents Full time

    A technology recruitment firm seeks a Principal Architect in Mountain View to lead the architecture for FinTech Lending solutions. Scroll down the page to see all associated job requirements, and any responsibilities successful candidates can expect. This role involves understanding complex systems, producing tech plans for modernization, and working with...