Regulatory Change Management Auditor

4 weeks ago


Westlake Village, United States Western Alliance Bank Full time

Job Title Regulatory Change Management Auditor Location CA - Westlake Village What You’ll Do Evaluate and ensure the organization’s adherence to evolving regulatory requirements that impact mortgage loan servicing, including investor, insurer, and guarantor requirements. Audit the processes of external servicing vendors to ensure that regulatory changes are identified, assessed, implemented, and validated. Work closely with compliance, legal, risk, and operational teams to ensure effective regulatory change governance. Review documentation and evidence supporting compliance with new or amended regulations that impact loan servicing. Assess servicing vendor compliance with applicable federal and state servicing statutes (RESPA, ECOA, TCPA, FDCPA, etc.) and regulatory requirements circulated by agencies such as FNMA, FHLMC, FHA, VA, USDA, and the CFPB. Perform impact analysis on every federal and state regulatory change, as well as changes to guidelines and requirements from FNMA, FHLMC, FHA, VA, and USDA. Identify control gaps and recommend enhancements to mitigate compliance risks. Collaborate with Legal, Compliance, Risk, Business Units, and servicing vendors to understand servicing‑related regulatory impacts. Identify discrepancies and opportunities for process improvement through analysis of audit findings, management reports, and discussions with servicers. Alert appropriate management levels and internal departments to problems identified during routine reviews. Follow through on all actionable items to ensure full and timely resolution is completed by the responsible parties. Prepare detailed audit reports outlining findings, risks, and corrective actions. Ensure all tasks are completed and updated timely within the Enterprise GRC system. Monitor and validate the implementation of agreed‑upon remediation plans as required. Stay current on regulatory developments relevant to the organization’s servicing operations. Provide insights on emerging regulatory risks and trends. Create effective quality control and auditing policies and procedures as needed. What You’ll Need 2+ years of related experience in Regulatory Compliance, Risk Management, Internal Audit, or similar field. High school diploma required; Bachelor’s degree in related field preferred. Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services. Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices. Intermediate understanding of MS Office. Intermediate ability to foster and build relationships to achieve a common goal. Intermediate speaking and writing communication skills. Compensation Salary range: $92,450.00 – $114,203.00 for Westlake Village, CA. Role may be eligible for annual bonus, incentives earned, and restricted stock. Benefits You’ll Love Competitive salary, ownership stake, medical and dental insurance, time off, 401(k) matching program, tuition assistance program, employee volunteer program, and wellness program. Opportunity to bolster your business knowledge, learn the ins and outs of how successful companies operate and manage their finances, and gain invaluable hands‑on experience to help grow your career. About The Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. Equal Employment Opportunity Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. #J-18808-Ljbffr



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