Credit Analyst

3 weeks ago


San Diego, United States San Diego Staffing Full time

Sr. Credit AnalystWe are looking for a skilled Sr. Credit Analyst to join our team in San Diego, California. The ideal candidate will be responsible for evaluating creditworthiness, processing orders, and ensuring compliance with company policies. This role requires strong analytical skills, attention to detail, and the ability to communicate effectively with various stakeholders.Responsibilities :Conduct thorough investigations into credit and financial information to assess customer eligibility for credit terms.Evaluate and monitor customer orders for stability and recommend credit limits to management as needed.Review order accuracy and verify completeness of required documentation before releasing holds on orders.Analyze customer credit data, process orders, and communicate with customers and sales staff regarding discrepancies or additional information needed.Prepare summaries and reports on customer creditworthiness, offering insights and recommendations when necessary.Maintain accurate customer credit databases and conduct periodic reviews to ensure ongoing creditworthiness.Handle overdue accounts, including preparing final notices and collaborating with third-party collection agencies when appropriate.Report bankruptcy notices and cash flow issues to management promptly.Ensure confidential documents are securely stored and comply with company policies.Collaborate with internal departments to resolve open items in the order process and support overall accounting functions.Requirements :Minimum of four to six years of experience in B2B credit evaluation.Proven track record of working in a similar role and industry for four to six years.Bachelor's degree in accounting, finance, or a related field.Strong verbal and written communication skills, with the ability to interact effectively with clients, colleagues, and stakeholders.Proficiency in English, both written and spoken.Competence in using computers for communication and information management.Expertise in credit analysis, collections, and related financial processes.Ability to handle complex issues independently and elevate only the most challenging cases to senior staff. #J-18808-Ljbffr


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