Senior Underwriter

OverviewWE'RE LOOKING FOR A SENIOR UNDERWRITER The Senior Underwriter is responsible for expertly reviewing and evaluating new and renewal business in accordance with established Underwriting guidelines in order to achieve department goals. This individual demonstrates a high level of expertise in agency management, fostering valuable agency relationships with gold standard service.ONSITE REQUIREMENT: This is a hybrid opportunity, requiring initial onsite training and, upon successful completion of same, a minimum requirement of three days per work week in our San Diego, CA office.Teamwork and ResponsibilitiesRelies primarily on instruction, pre-established guidelines, and judgment to perform the functions of the job and accomplish goals. Performs a variety of tasks directly under the supervision of designated team members as well as autonomously, with proficiency. Works under direct supervision. Possesses strong verbal and written communication skills with internal and external customers and collaborates with peers in an effort to provide the highest level of service. Executes responsibilities professionally and in accordance with the Company’s policies and applicable laws.Expertly manages profitability by reviewing and analyzing profitability and actuarial reports. Coordinates with Loss Control and Claims to address any accounts performing adversely.Reviews applications for insurance coverage successfully, ensuring applicable information is accurate and completes for pricing determination. Works with Underwriting Support Specialist team to gather appropriate information needed and reaches out to agency partners to request any additional information required.Demonstrates understanding of deductible programs and loss sensitive plans to begin to quote the most complex coverages, premium levels and terms within given authority level.Makes prompt, sound independent decisions on issues that arise in submissions based on the best information available within given authority.Analyzes current and prospective policyholders to determine appropriate quotation, indication or declination of policy is provided. Ensures profitability and new business goals are met.Demonstrates advanced ability to effectively negotiate premium costs and net rates.Works with Underwriting Support Specialists to bind agreed upon policies. Prepares Loss Control requests for appropriate accounts.Expertly communicates with external clientele and internal resource partners telephonically, via electronic correspondence and if appropriate, in the field, developing valuable agency relationships and client retention. Ensures deadlines are met and prompt responses are provided.Expert in developing and strengthening agency relationships. Visits agencies and policy holders directly. Leads policyholder and broker sales calls. Participates in renewal quote presentations.Assists with the training and development of more junior team members. Acts as a mentor.Helps to identify and improve inefficiencies in Underwriting processes. Assists with development of Underwriting tools.Ensures that work is performed in accordance with Company standards, training, managerial direction, and applicable laws.What Will Set You ApartEDUCATION: Bachelor’s degree from an accredited college or university is required, preferably in Risk Management, Economics, Finance, or Business.CERTIFICATIONS: Chartered Property Casualty Underwriter (CPCU) preferred.EXPERIENCE: Minimum of five (5) years of Underwriting experience within workers compensation (carrier).LANGUAGE ABILITY: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures and governmental regulations. Ability to write detailed reports, business correspondence and procedure manuals. Ability to effectively present information to management and public groups.MATH ABILITY: Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as addition, subtraction, multiplication, division, fractions, percentages, ratios, and proportions to practical situations.REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.COMPUTER SKILLS: Proficiency in Microsoft Office Suite and ability to quickly master proprietary and vended software applications. Proficiency in Power BI preferred.Company BenefitsUnparalleled financial strength and stabilityFantastic growth and advancement opportunitiesWFH Hybrid scheduleFree gym in buildingGenerous Paid Time Off and HolidaysExcellent Benefits (Medical, Dental, Vision, 401k, etc)Health and Wellness ReimbursementTuition Assistance ReimbursementDiscounts across companies such as GEICO, See’s Candies, etc.Salary: $96,310 - $131,620 per year. This pay scale is California-specific and reflects the California Equal Pay Act guidelines. The actual salary may be above or below the range and may differ by location.About Us: With more than 50 years in business, BHHC has grown from a regional organization to a national insurance group, offering insurance products coast to coast. We value diversity and strive to create an approachable, collaborative environment where everyone can feel valued, supported, and inspired to do great work. We champion financial strength and integrity, and we are committed to doing the right thing. #J-18808-Ljbffr