Risk Program Advisor

Join to apply for the Risk Program Advisor role at Seattle Credit UnionBase Pay Range$92,800.00/yr - $139,200.00/yrFLSA Status: ExemptSeattle, WA and/or West Coast applicants preferred.Why Join Us?Seattle Credit Union is proud to be an employer committed to the growth and prosperity of its employees, members, and the community. We work in a culture where voices are amplified to drive meaningful change and generate non‑stop impact. We offer a comprehensive total rewards package, such as employee‑paid medical benefits, 401k matching, and generous time off for volunteering and celebrating your birthday We provide opportunities for employees to learn and grow while fostering an inclusive work culture, and we have a tremendously diverse workforce that drives our ability to innovate and maintain excellence.We are an Equal Opportunity/Affirmative Action Employer that celebrates our collective differences and encourages all to apply, including those with different backgrounds, disability, ages, ethnicities, races, religions, gender identities, sexual orientations, national origins, or veteran status protected by applicable federal, state, or local law.About the RoleWe are looking for a Risk Program Advisor who is driven to make a positive impact on the employee and member experience. You are a strategic thinker with a bias for action. You have a relentless pursuit of excellence while bringing others along. You do not settle for mediocrity and are comfortable challenging the status quo. If you’re always looking for more efficient and innovative ways of working, are thoughtful, intentional, and collaborative, we would love to talk to youThe Risk Program Advisor is the enterprise‑wide facilitator of our ERM framework, owning the risk assessment cycle, risk register, key risk indicators, and risk reporting. This is a consultative, highly confidential, hands‑on role that embeds risk thinking into strategy, projects, and day‑to‑day operations. This is an exciting opportunity to bring forth new ideas and see those ideas come to life.What You Will DoConduct annual enterprise risk assessments in all operational and functional areas of the credit union, including key compliance areas such as BSA, OFAC, and payment systems.Maintain and monitor the risk register and risk taxonomy; document inherent and residual risk and control effectiveness under the guidance of the AVP of ERM.Integrate risk analysis into strategic planning, major initiatives, and resource allocation.Develop and maintain the risk appetite and tolerance statement handbook.Define, monitor, and report Key Risk Indicators (KRIs); escalate emerging risks and facilitate action plans with risk owners and executives.Provide expert compliance advice across all departments to ensure activities, initiatives, and processes meet regulatory requirements.Review and recommend edits to marketing collateral and member communications, partnering with Marketing Department.Manage the relationship with the credit union’s disclosure vendor to ensure timely updates and publishing of credit union disclosures.Draft and maintain ERM policies, standards, and procedures; align with safety and soundness principles and regulatory expectations.Prepare concise, executive‑ready ERM reports and dashboards for ELT, Board, and audit committee; coordinate materials and follow‑ups.Assist leaders and teams on risk culture; partner with other teams to deliver risk education and playbooks; champion efficient, right‑sized controls.Oversee the business continuity program (BCP) by leading the BCP Committee, coordinating testing, training, and conducting business impact analysis.Drive the execution of the vendor management program by coordinating with business owners to ensure vendors are properly assessed and managed according to organizational standards and regulations.Oversee the use of the GRC platform through guidance and oversight, ensuring audit findings, vendor management, and incident responses are documented in accordance with policies and regulatory standards.Provide consultative risk guidance to organizational leaders.Undertake additional responsibilities as assigned.Cross-Functional (20%)Collaborate with the ERM team and assist on common tasks when needed.Assist internal teams to achieve common goals.Work with appropriate leaders in advance and minimize disruption to business operations.Provide consultative guidance by attending on‑demand meetings.Periodic Sampling of Activities (10%)Perform data validation sampling for compliance assurance.Review records to ensure proper recording of transactions and conformance with laws and regulations, policies, and procedures.Determine the effectiveness of financial and internal control systems.Prepare reports of findings and make recommendations for improvements or corrections.Administrative (10%)Review competing priorities and adjust plans to meet goals.Prepare agenda and meeting packets, and record meeting minutes for the Risk Management, Compliance, and Business Continuity Committees. Assist with the follow‑up of outstanding items as discussed by the committee and/or briefings to management.Exercise an appropriate level of courtesy, tact, and professional communications in working with credit union employees, members, and vendors.Perform all job functions based on the credit union’s brand‑values.Attend and maintain appropriate training and compliance designations.Demonstrate excellent written, verbal, and interpersonal communication skills.Demonstrate decisiveness, integrity, flexibility, and critical thinking that advance team, department, and organizational success.Perform other duties as assigned.What You Will BringBasic Qualifications:Minimum of 5 years of experience in the financial industry (banks and credit unions) focused on risk management.A bachelor’s degree or equivalent experience within the related field.Understanding of ERM frameworks and concepts (COSO, ISO 31000) and the ability to apply them. Experience and solid understanding of ERM risk and analytical software applications.Solid understanding of consumer protection state and federal laws and regulations, including key rules and regulations required by the NCUA and WA State DFI.Ability to lead multiple projects and assignments, follow tight target‑date parameters, and coordinate and communicate effectively among widely‑dispersed key partners. Organized, adaptable, flexible, and collaborative approach.Highly analytical with incisive presentation skills (written and oral).Strong member service orientation and proven skills in being a trusted partner.Intermediate/Advanced familiarity with Microsoft Copilot, Word, Excel, Teams, and other Office Suite products.Ability to create impactful prompts for artificial intelligence software, e.g., Copilot, and make use of leading‑edge technologies to advance productivity and communication.Preferred Qualifications:Previous completion of ERM certifications, such as CUERME, CUERP, CRCMP, or ARM.Experience using data and metrics to determine and drive improvements.Experience interacting with a Board of Directors or Supervisory Committee.Experience with Apogee iQ.Working ConditionsRemote role; may require occasional work in an office environment in the Greater Seattle area.Team members may attend special off‑hour meetings and seminars.The nature of work may include prolonged periods sitting at a desk and working on a computer.Indirect exposure to security incidents, including robbery.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skills and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.Compensation is based on the candidate's geographical location, calculated based on an adjustment factor from Seattle area market compensation.Seniority LevelMid‑Senior levelEmployment TypeFull‑timeJob FunctionOtherIndustriesBankingReferrals increase your chances of interviewing at Seattle Credit Union by 2x.Inferred from the description for this jobMedical insuranceVision insurance401(k)Tuition assistance #J-18808-Ljbffr