AML Senior Investigator

1 week ago

New York, United States Flagstar Bank Full time


An AML Senior Investigator is responsible for maintaining certain aspects of the Bank's ML/CFT program and assists in meeting and maintaining BSA/AML compliance requirements of the Bank. Complies with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), as well as adhering to the Bank’s policies and procedures to mitigate risk exposure to the Bank.

Assigned to a team that is responsible for scrutinizing alerts which have been elevated from the transaction monitoring system and other channels to identify and report suspicious behavior and transactional activity to help prevent, detect, and deter ML/TF and other illicit financial activity using a risk-based approach. This includes performing in depth research and detailed account analysis reviewing and investigating cases on the Bank’s Case Management System. This includes the review of normal and abnormal transactional activity that may range from routine to highly complex utilizing customer KYC, external research, and detailed account analysis. Case adjudications may result in SAR filings. Assists with mentoring and training team members.   

Must possess excellent analytical skills and be able to handle multiple tasks concurrently.

JOB RESPONSIBILITIES



  • Perform analysis and complete dispositions on cases for potentially suspicious activity as it may relate to money laundering, terrorist financing, and other financial crimes. Compiles case files with the required supporting documentation for each investigation. Ensures that all investigations cases are completed on a timely basis. Completes Suspicious Activity Reports (SARs) in accordance with FinCEN’s guidance and regulations. Refers for account closure where appropriate. 



  • Engage in additional assignments as directed by management. Attend and participate in team/department staff meetings and continuing education training. Acquire and maintain working knowledge of all compliance, regulatory, and business unit policy, standard and procedure requirements associated with the job. Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies. May assist management in the completion and tracking of various quality control functions in the FCC.



  • Communicates with branch personnel and management to verify accuracy of customer information & determine if activity in question is expected for the particular type of customer, and are responsible to ensure all discrepancies are documented and resolved.



  • Mentoring and coaching other team members.



  • Uses independent judgement and discretion to make decisions.



ADDITIONAL ACCOUNTABILITIES



  • Performs special projects, and additional duties and responsibilities as required.



  • Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.  Accountable to maintain compliance with applicable federal, state and local laws and regulations.



JOB REQUIREMENTS

Required Qualifications:



  • Education level required: Undergraduate Degree (4 years or equivalent) in Finance, accounting, business management, or criminal justice or equivalent work experience.



  • Three to five years of experience in BSA/AML performing alert/case financial investigations.



Preferred Qualifications:



  • ACAMS Certification or CFCS.



Job Competencies:



  • Working knowledge and understanding of general BSA/AML, OFAC, and USA PATRIOT Act and risk management principles.



  • Working knowledge and understanding of Retail Banking and Lending products and services, and core banking systems.



  • Knowledge of BSA monitoring systems preferred.



  • Strong internet research skills.



  • Strong verbal and written communication skills.



  • Sound analytical and problem-solving skills.



  • Good organizational skills.



  • High degree of accuracy and attention to detail.



  • Advanced computer literacy skills with proficiency in Microsoft Office as well as Internet research techniques.



  • Ability to work and contribute in a team-oriented and collaborative environment to improve the analytical and reporting processes.



  • Ability to meet deadlines and manage multiple tasks in a fast-paced environment.



  • Ability to mentor and assist department staff.



  • No travel requirements



  • Physical demands (ADA): No unusual physical exertion is involved.



Flagstar is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin. 

  • AML Investigator Senior

    1 week ago

    New York, NY, United States Flagstar Bank Full time

    An AML Senior Investigator is responsible for maintaining certain aspects of the Bank's ML/CFT program and assists in meeting and maintaining BSA/AML compliance requirements of the Bank. Complies with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act,...

  • AML Investigations Manager

    4 days ago

    New York, United States Social Capital Resources Full time

    Bank in Midtown, Manhattan is seeking an AML Investigations Manager!Responsibilities: Conduct high risk customer EDD reviews and assess potential suspicious activityReview and clear alerts generated by OFAC watchlist screening and 314(a) information requests in the BSA/AML transaction monitoring system.Ensure that all transactions/customers deemed suspicious...

  • AML Investigations Manager

    4 days ago

    new york city, United States Social Capital Resources Full time

    Bank in Midtown, Manhattan is seeking an AML Investigations Manager!Responsibilities: Conduct high risk customer EDD reviews and assess potential suspicious activityReview and clear alerts generated by OFAC watchlist screening and 314(a) information requests in the BSA/AML transaction monitoring system.Ensure that all transactions/customers deemed suspicious...

  • VP AML Investigations Officer

    4 days ago

    New York, United States Crédit Agricole CIB Full time

    SummaryThe position's responsibilities include the following: monitoring transactions utilizing various internal systems in order to verify that the Bank's activity is in compliance with applicable laws and regulations, and to review transactions to identify for potentially suspicious transactions. He/she is expected to be able to work in a team environment,...

  • AML Compliance Investigator

    3 weeks ago

    New York, New York, United States Adyen Full time

    At Adyen, we're looking for an experienced AML Compliance Investigator to join our team. As a key member of our Compliance team, you'll play a crucial role in ensuring the integrity of our financial systems and maintaining our commitment to ethical business practices.Key Responsibilities:Analyze customer transactional behavior to identify potential money...

  • VP AML Investigations Officer

    5 days ago

    new york city, United States Crédit Agricole CIB Full time

    SummaryThe position's responsibilities include the following: monitoring transactions utilizing various internal systems in order to verify that the Bank's activity is in compliance with applicable laws and regulations, and to review transactions to identify for potentially suspicious transactions. He/she is expected to be able to work in a team environment,...

  • AML Compliance Intermediate FIU Analyst

    2 weeks ago

    New York, United States Brown Brothers Harriman Full time

    At BBH we value diverse backgrounds, so if your experience looks a little different from what we've outlined and you think you can bring value to the role, we will still welcome your application! What You Can Expect At BBH: If you join BBH you will find a collaborative environment that enables you to step outside your role to add value wherever you can. You...

  • BSA/AML Analyst

    1 week ago

    New York, United States Michael Page Full time

    The BSA/AML Compliance Analyst will be responsible for ensuring the organization's adherence to the BSA and AML regulations. This role involves conducting detailed reviews of customer accounts, transactions, and activities to identify potential suspicious behavior, as well as ensuring that the company's policies and procedures are aligned with regulatory...

  • BSA/AML Analyst

    4 weeks ago

    New York, United States Michael Page Full time

    The BSA/AML Compliance Analyst will be responsible for ensuring the organization's adherence to the BSA and AML regulations. This role involves conducting detailed reviews of customer accounts, transactions, and activities to identify potential suspicious behavior, as well as ensuring that the company's policies and procedures are aligned with regulatory...

  • AML Director

    1 month ago

    New York, New York, United States K2 Integrity Full time

    Job Title: AML DirectorK2 Integrity is seeking an experienced AML Director to lead our Financial Crimes Risk Management practice. This is a hybrid role based in NYC.Key Responsibilities:Manage and lead engagements related to transaction monitoring remediations, lookbacks, and policy development.Oversee transaction monitoring team responsibilities, including...

  • BSA/AML Compliance Specialist

    4 weeks ago

    New York, New York, United States Michael Page Full time

    The BSA/AML Compliance Analyst will be responsible for ensuring the organization's adherence to the BSA and AML regulations. This role involves conducting detailed reviews of customer accounts, transactions, and activities to identify potential suspicious behavior, as well as ensuring that the company's policies and procedures are aligned with regulatory...

  • AML Investigator

    4 weeks ago

    New Castle, Pennsylvania, United States Dexian Full time

    Job Title: AML InvestigatorLocation: New Castle, DEDuration: 6 - 12 monthsPay Range: $30/hr to $35/hrRoles and Responsibilities:Conduct research and analysis to identify suspicious transactions and prepare case files for review.Collect and examine financial statements and transaction data to assist in identifying unusual patterns.Document all research and...

  • AML/SAR Writer

    2 months ago

    new castle, United States Mindlance Full time

    Job Title: AML/SAR WriterDuration: 07+ months (Possible Extension)Location: New Castle, DE - Hybrid (3 days in office)Pay Range : $29 to $32 an hour on W2MUST have SAR writing experience and retail banking experience.The AML Analyst is responsible for performing AML Reviews/Investigations of account activity, and recommending the filing of Suspicious...

  • AML/SAR Writer

    3 weeks ago

    new castle, United States Mindlance Full time

    Job Title: AML/SAR WriterDuration: 06+ months (Possible Extension)Location: New Castle, DE - Hybrid (3 days in office)Pay Range : $29 to $32 an hour on W2MUST have SAR writing experience and retail banking experience.The AML Analyst is responsible for performing AML Reviews/Investigations of account activity, and recommending the filing of Suspicious...

  • AML/SAR Writer

    2 months ago

    New Castle, United States Mindlance Full time

    Job Title: AML/SAR WriterDuration: 07+ months (Possible Extension)Location: New Castle, DE - Hybrid (3 days in office)Pay Range : $29 to $32 an hour on W2MUST have SAR writing experience and retail banking experience.The AML Analyst is responsible for performing AML Reviews/Investigations of account activity, and recommending the filing of Suspicious...

  • AML Transaction Monitoring Specialist

    4 weeks ago

    New York, New York, United States Michael Page Full time

    Job Title: AML Transaction Monitoring SpecialistContract Role located in Midtown New York City. 6-Month Contract offering a competitive hourly payAbout the ClientThe client is a prominent foreign banking institution with a strong global presence and a well-established reputation in the financial industry.Known for providing a wide range of services,...

  • AML Training

    1 week ago

    New York, United States Flagstar Bank Full time

    br />The EDD/AML Analyst Sr is responsible for maintaining certain aspects of the Bank's BSA/AML compliance program and assists in meeting and maintaining BSA/AML compliance requirements of the Bank. Complies with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. as well as adhering to...

  • AML Director

    2 weeks ago

    New York, United States K2 Integrity Full time

    K2 Integrity is looking for an experienced anti-money laundering (“AML”) director to support engagements in our Financial Crimes Risk Management practice. This is a hybrid role based in NYC.   Responsibilities:  Manage and lead engagements related to transaction monitoring remediations, lookbacks, transaction monitoring policy and procedure...

  • Senior AML Compliance Auditor

    4 weeks ago

    New York, New York, United States Insight Global Full time

    About the Role:A leading financial services firm is seeking an experienced AML Compliance Auditor to join their team. The ideal candidate will have a strong background in audit, compliance, and financial crimes prevention.Key Responsibilities:Develop and implement risk-based audit plansEvaluate the design of existing AML controlsConduct thorough testing of...

  • AML Consultant

    2 weeks ago

    New York, United States JCW Full time

    AML AnalystNew York City (Hybrid)Rate: $35-40/hourSummary:A leading global bank in New York City seeks a BSA Compliance Analyst to provide critical support for the bank’s BSA/AML Program on a three-month contract. The analyst will play a key role in ensuring compliance with BSA/AML and OFAC regulations, adhering to internal processes, and supporting...