Senior Loan Review Manager

3 weeks ago

Saint Petersburg, United States Raymond James Full time

Job Summary

Lead independent reviews and appraisals of the Bank's Reviewable Entities' loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one or more of the bank's reviewable entity's loan portfolios that consists of Commercial Real Estate Loans/REITs, Retail loans that include Residential Mortgages, Securities Based lending and Structured loans and Shared National Credits ("SNC"). This will include a review of loans based on risk assessment findings as part of the Bank's continuous monitoring program. Each loan under review will be evaluated for adherence to the Bank's credit underwriting standards, policies, procedures, guidelines and regulatory requirements, including completeness of documentation/files.

Essential Duties and Responsibilities

* Develop quantitative analysis to assess credit risk at the portfolio level; formulate the loan review plan for the year based on findings.
* Perform independent loan reviews to evaluate the creditworthiness of the borrower.
* Analyze financial statements and other required data provided in the credit file to ensure that risk rating is appropriate and upgrades/downgrades are done in a timely manner in line with banks policies/procedures and regulatory requirements.
* Discuss all noted deficiencies and identified weaknesses, and any existing or planned corrective actions, including timeframes for correction, with appropriate loan officers and managers.
* Prepare reports summarizing portfolio quality and risk issues with recommended corrective action.
* Track corrective action of noted weaknesses until resolved/validated and report to Senior Management and the Audit and Risk Committee.
* Maintain a level of understanding of credit risk policies/requirements, regulatory expectations and contribute to improving effectiveness and efficiency of the credit risk analysis processes/methodologies.
* Liaise with external auditors and regulators, as necessary.

Knowledge, Skills, and Abilities

* Strong credit skills along with experience in Commercial Real Estate.
* Financial statement analysis including comprehensive understanding of balance sheet, income statement and cash flow drivers impacting critical credit risk metrics.
* Experience in evaluating or assigning risk ratings.
* Knowledge of regulatory definitions and classifications of loans.
* Experience working with distressed debt and troubled assets.
* Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.
* Well-developed interpersonal and written/verbal communication skills demonstrating the ability to communicate effectively, clearly and persuasively in a variety of settings, formats and audiences.
* Strong planning, organizational, time management and follow up skills, demonstrating a strong sense of urgency and ability to execute quickly, timely and efficiently.
* Ability to multi-task and decide key priorities with confidence, motivation, decisiveness and flexibility.
* Demonstrated ability to collaborate, influence and manage competing priorities across the organization.

Educational/Previous Experience Requirements

Education/Previous Experience

* Bachelor's degree in Business, Economics, Accounting or Finance with at least eight (8) years of experience in CRE lending, credit/loan review and/or similar position requiring strong business knowledge and credit judgment.
* OR ~
* An equivalent combination of education, training or experience as approved by Human Resources.

Licenses/Certifications

* None required.

  • Senior Loan Review Manager

    3 weeks ago

    Saint Petersburg, United States Raymond James Financial Full time

    Lead independent reviews and appraisals of the Bank's Reviewable Entities' loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one or more of the bank's reviewable enti Manager, Senior, Real Estate, Business Services, Regulatory

  • Senior Loan Review Manager

    3 weeks ago

    St Petersburg, United States Raymond James Financial Services Full time

    Job Description - Senior Loan Review Manager - CRE (2401609) Job Description Senior Loan Review Manager - CRE - 2401609 Description Job Summary Lead independent reviews and appraisals of the Bank’s Reviewable Entities’ loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one...

  • Senior Loan Review Manager

    3 weeks ago

    St Petersburg, United States Raymond James Financial Services Full time

    Lead independent reviews and appraisals of the Bank's Reviewable Entities' loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one or more of the bank's reviewable enti Manager, Senior, Real Estate, Business Services, Regulatory

  • Senior Loan Review Manager

    7 days ago

    St Petersburg, United States Raymond James Full time

    Job Summary Lead independent reviews and appraisals of the Bank's Reviewable Entities' loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one or more of the bank's reviewable entity's loan portfolios that consists of Commercial Real Estate Loans/REITs, Retail loans that...

  • Senior Loan Review Manager

    2 weeks ago

    St Petersburg, United States Raymond James Financial Incorporated Full time

    Job Summary Lead independent reviews and appraisals of the Bank's Reviewable Entities' loan portfolios and related risk management activities. The individual will be responsible in conducting a credit risk assessment for one or more of the bank's reviewable entity's loan portfolios that consists of Commercial Real Estate Loans/REITs, Retail loans that...

  • Senior Loan Processor

    1 week ago

    St Petersburg, United States Lennar Full time

    Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, youll build your career with a Fortune 1 Loan Processor, Processor, Processing, Senior, Customer Service, Technology, Construction, Associate

  • Senior Loan Processor

    1 week ago

    St Petersburg, United States Lennar Homes Full time

    Overview: Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. ? At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement,...

  • Advisory Billing Senior Manager

    7 days ago

    Saint Petersburg, United States Dynasty Financial Partners, LLC Full time

    Job DescriptionJob DescriptionDescription:Dynasty Financial Partners is a leading WealthTech platform and the industry advocate for independent financial advisors helping them succeed through powering the future of wealth management. Our mission is to help advisors achieve their entrepreneurial dream of building a more successful enterprise defined by their...

  • Tax Senior Manager

    2 months ago

    Saint Petersburg, United States SBF Full time

    Job DescriptionJob DescriptionSalary: Our firm’s tax department is currently seeking a self-motivated, detail-oriented individual to join our growing team. We are seeking someone who wants to participate in our firm's positive culture and is passionate about helping our tax practice grow.Learn to efficiently navigate firm...

  • Senior Accountant

    1 month ago

    Saint Petersburg, United States VERNON & VERNON CPAS PA Full time

    Job DescriptionJob DescriptionWe are looking for an experienced Senior Staff Accountant with at least 2 years of experience.The ideal candidate will prepare individual and business tax returns. Will research and prepare IRS notice response. Prepare compilation and review engagements. This candidate will work with team to complete projects. You will be...

  • Senior Accountant

    1 month ago

    Saint Petersburg, United States VERNON & VERNON CPAS PA Full time

    Job DescriptionJob DescriptionWe are looking for an experienced Senior Staff Accountant with at least 2 years of experience.The ideal candidate will prepare individual and business tax returns. Will research and prepare IRS notice response. Prepare compilation and review engagements. This candidate will work with team to complete projects. You will be...

  • Florida Branch Manager Trainee

    1 week ago

    Petersburg, United States Third Federal Savings and Loan Association Full time

    ** Florida Branch Manager Trainee (Tampa Area)** **Job Category****:** Management **Requisition Number****:** FLORI001188 Showing 1 location **Job Details** **Description** Third Federal has been named for five years in a row as One of the Best Companies to Work For" in America by *Fortune* magazine, and nationally named one of the Top Workplaces in...

  • Senior Roadway Design Engineer

    2 days ago

    Saint Petersburg, United States Summit Design and Engineering Services Full time

    Job DescriptionJob DescriptionSummit Design and Engineering Services is an award-winning, multi-disciplined firm headquartered in Hillsborough, NC. Our fast-paced, growth-oriented company strives to deliver innovative, elegant solutions to our clients while providing support and guidance to the communities where we live, work, and play. At Summit, we know...

  • Director-Loan Operations

    4 weeks ago

    Saint Louis, United States First Bank Full time

    The Director Loan Operations will have full accountability for the Operations team. This team focuses on the boarding and servicing of all loans with the exception of Mortgage. This critical role is responsible for driving the strategic direction and managing a team who provide high-level support for various functions within Loan Operations. Champions...

  • Commercial Loan Operations Manager

    7 days ago

    Saint Louis, United States Midwest BankCentre Full time

    Objectives of this Role * Analyzes and audits pre-closing documentation to produce regulatory required loan documents. * Manages workflow for documentation, new, renewals and modifications, for all branches. * Essential to creating and maintaining a centralized loan documentation environment to perfect the bank's security interest. * Offers assistance and...

  • Senior Technical Program Manager

    1 month ago

    Saint Petersburg, United States Leidos Full time

    DescriptionThe EW Division of Leidos is looking for a Senior Technical Program Manager to join our cross-functional engineering team using innovative technology to develop truly novel solutions for the Department of Defense (DoD). This is a great opportunity for a program manager with a background in product development, manufacturing, and a passion for...

  • Loan Administrator II

    7 days ago

    Saint Peters, United States First Mid-Illinois Bancshares, Inc. Full time

    Responsible for providing day to day support to the lending team including coordinating loan closing, organizing customer files, monitoring financial documents and supporting all lending initiatives. Performs record keeping functions including payment processing and balancing. Acts as first point of contact with loan customers and responsible for providing a...

  • Loan Operations

    4 weeks ago

    St Petersburg, United States Monster Full time

    Growing Commercial Real Estate Lender located in downtown St. Petersburg has an outstanding career opportunity for the right Commercial Loan Servicer. We are currently seeking a Loan Servicer I to join our corporate headquarters in St. Petersburg, FL. This position will require effective communication both within and outside the company. This is a dynamic...

  • SVP, Director of Credit Administration

    1 week ago

    Saint Petersburg, United States BayFirst Financial Corp. Full time

    BayFirst National Bank is a full-service community bank and national SBA Lender founded in 1999 and headquartered in St. Petersburg, Florida. We are a true community bank, and our unique model is grounded in supporting the strength and heart of our communities: individuals, families, and small business owners. We are both current and comfortable for the...

  • Loan Analyst 1

    3 days ago

    St Petersburg, United States Lennar Homes Full time

    Overview: Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. ? At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement,...