Current jobs related to Vice President Credit Approvals Unit - San Francisco - HSBC
-
Vice President, Credit Risk Manager
2 weeks ago
San Francisco, California, United States HSBC Full timeJob Title: Vice President, Credit OfficerAt HSBC, we're committed to delivering exceptional customer experiences and driving growth through innovation. As a Vice President, Credit Officer, you'll play a critical role in managing credit risk and providing decisioning for Commercial Banking Innovation Banking.Key Responsibilities:Manage credit risk and provide...
-
Assistant Vice President, Credit Solutions
1 month ago
San Francisco, United States HSBC Full timeOur purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world –...
-
San Francisco, California, United States Federal Reserve Bank Full timeSupervision & Credit Leadership OpportunityWe are seeking an experienced leader to join our Supervision & Credit team as Executive Vice President, Supervision and Credit. This is a key role that requires a deep understanding of banking supervision, risk management, and financial regulation.Key Responsibilities:Lead the development and implementation of...
-
SVB Vice President I, Credit Solutions Expert
4 weeks ago
San Francisco, California, United States First Citizens Bank Full timeAbout the RoleWe are seeking a highly skilled SVB Vice President I, Credit Solutions to join our team at First Citizens Bank. As a key member of our Credit Solutions group, you will be responsible for managing lending/credit for a wide range of credit relationships, leading the due diligence process, and structuring deals. You will also own the underwriting,...
-
Vice President, Credit Officer
2 days ago
San Francisco, United States HSBC Full timeJob description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a...
-
Assistant Vice President, Credit Solutions
1 month ago
San Francisco, United States HSBC Full timeJob description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a...
-
Vice President, Credit Officer
1 week ago
San Francisco, United States HSBC Full timeJob description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping...
-
Assistant Vice President, Credit Solutions
1 month ago
San Francisco, United States HSBC Full timeOur purpose - Opening up a world of opportunity - explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We're bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world - for our...
-
Assistant Vice President, Credit Solutions
1 month ago
San Francisco, United States HSBC Full timeJob description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping...
-
San Francisco, California, United States HSBC Full timeUnlock Your Potential as a Credit Solutions ExpertAt HSBC, we're committed to empowering our customers and communities through innovative financial solutions. As an Assistant Vice President, Credit Solutions, you'll play a critical role in shaping our debt solutions strategy for the technology sector.Key Responsibilities:Develop and maintain relationships...
-
Vice President, Credit Officer
7 days ago
San Francisco, United States HSBC Full timeOur purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world –...
-
Assistant Vice President Portfolio Manager
3 weeks ago
San Diego, California, United States Western Alliance Bank Full timeJob Title: Assistant Vice President Portfolio ManagerWestern Alliance Bank is seeking a highly skilled Assistant Vice President Portfolio Manager to join our team. As a key member of our Commercial Lending team, you will be responsible for analyzing, structuring, and underwriting complex Technology loans in compliance with the Bank's lending policies and...
-
San Francisco, California, United States Federal Reserve Bank Full timeJob SummaryWe are seeking an experienced Executive Vice President to lead our Supervision and Credit team. As a key member of our Executive Leadership Team, you will be responsible for the effective implementation of our supervision program in the Twelfth Reserve District.Key ResponsibilitiesLead the development, maintenance, and continuous improvement of...
-
San Francisco, United States HSBC Full timeOur purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world –...
-
Risk Management
1 month ago
San Francisco, United States JPMorganChase Full timeJOB DESCRIPTION Job summary Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our...
-
Vice President, Senior Credit Manager
4 weeks ago
San Francisco, United States HSBC Full timeJob description Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a...
-
Assistant Vice President, Consumer Loans
2 weeks ago
San Luis Obispo, California, United States SESLOC Credit Union Full timeJob OverviewSesloc Credit Union is seeking a highly skilled and experienced professional to lead our Consumer Loans team as Assistant Vice President, Consumer Loans. As a key member of our leadership team, you will be responsible for developing and implementing lending policies and procedures, managing loan programs, and fostering strong relationships with...
-
Executive Vice President
4 weeks ago
San Francisco, California, United States Federal Reserve Bank of San Francisco Full timeJob Title: Vice President - Large and Foreign Banking Organizations and Service ProvidersWe are seeking a highly experienced and skilled Vice President to join our Supervision + Credit (S+C) group at the Federal Reserve Bank of San Francisco. This role offers a unique opportunity to make a significant impact in the banking industry and contribute to the...
-
Assistant Vice President, Consumer Loans
1 month ago
San Luis Obispo, California, United States SESLOC Credit Union Full timeJob SummaryThe Assistant Vice President, Consumer Loans is a key leadership role responsible for overseeing and leading the Consumer Loans team. This position requires a strong focus on developing, implementing, and maintaining SESLOC lending policies and procedures, system applications, and consumer loan programs. The successful candidate will be...
-
Tax Vice President
3 days ago
San Francisco, California, United States Seegers & Associates Full timeSeegers & Associates Tax Vice President Job DescriptionThis is a pivotal role with a leading private equity firm. Our client is seeking a highly skilled and experienced Tax Vice President to join their team.You will be responsible for overseeing all aspects of tax planning, compliance, and strategy for the firm and its portfolio companies.This role requires...
Vice President Credit Approvals Unit
2 months ago
Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
Manages credit risk and provides decisioning, exercising delegated credit authority for credit exposure arising from new and existing clients. Ensures appropriate lending structures and controls are in place to handle inherent and unique risks in reviewed transactions. Consults with businesses regarding appropriate credit facility structuring to meet Company standards, regulatory guidelines and client needs. Reports to Sector Head.
As our Vice President Credit Approvals Unit you will:
Impact on the Business
- Participate with lenders and management of various debt teams, ensuring responsiveness, meeting portfolio exposure targets, minimizing credit costs and maintaining and acquiring profitable and prudent credit exposures.
- Credit analysis and evaluation of the client’s business model (including guidance to deal teams on credit underwriting), financial performance, management, industry research (including micro/macro economic factors) and forecast business plans.
- Review, recommend and approve individual credit limits within assigned authority for large and complex loans involving the Company’s and Group’s customer base, ensuring adherence to all applicable credit approval policy and procedures.
- Ensure ongoing credit quality through portfolio management tasks including timely risk ratings and remediation actions, where applicable.
- Assure compliance with Bank Credit Policy and risk appetite guidelines as well as adherence to all Regulatory requirements and controls.
Customers / Stakeholders
- Responsible business unit RM’s and senior management.
- Guide evaluation, underwriting and structuring of complex credit proposals or those requiring close scrutiny. Identify potential risks within the company and provide mitigating solutions. Provide immediate attention & guidance to deteriorating situations.
- Foster a collaborative relationship with the business, working together to address the client’s needs while assuring the risk profile remains within the Bank’s credit appetite.
- Provide guidance, training and expertise on the credit approval process and structuring of loans as required.
- Train junior staff.
Operational Effectiveness & Control
- Participate in development and implementation of credit policies and procedures for assigned areas of the Company to ensure credit process integrity and prudent management of overall credit quality. Develop and recommend strategies for problem credits in compliance with credit policy to optimize value.
- Implement the Group compliance policy locally by containing compliance risk in liaison with the Head of Group Compliance, Global Business Compliance Officer, Area Compliance Officer or Local Compliance Officer, ensuring adequate compliance resources and training, fostering a compliance culture and optimizing relations with regulators.
- Complete other responsibilities, as assigned.
Major Challenges
- Ability to effectively evaluate risk and arrive at prudent credit decisions when faced with complex corporate and lending structures (including across both domestic and multinational jurisdictions), involving an understanding of strong commercial business fundamentals, confident analytically driven judgments, supported by a high level of intellectual curiosity.
- Make autonomous, prudent credit decisions under tight time deadlines.
- Maintain a collaborative relationship with business units to achieve growth goals and maintain credit quality.
- Demonstrate “Courageous Integrity” at all times, taking responsibility to escalate issues so as to ensure the Company maintains the highest standards for Compliance and Risk Management.
Role Context
Position has credit approval responsibility for the following:
- Global Banking, Commercial Banking, Trade Finance and Business Banking.
- The position has up to US $100MM total related credit (TRC) authority (new and transactional) and up to US $450MM TRC for reviews and renewals of exposure. In addition, the position has special authority for approving trading limits for corporate counterparts and for excesses of approved trading and foreign exchange limits. The position acts autonomously, has freedom to act within prescribed authority and exercises prudent judgment based on experience and merits of individual situations.
Management of Risk
- Ensure compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues.
- Ensure all credit facilities are properly risk rated (including timely downgrading/ upgrading) and data integrity is maintained at all times.
Observation of Internal Controls
- Maintains HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.
- To implement the Group Compliance policy locally by managing compliance risk in liaison with the Head of Group Compliance, Regional Compliance Officer, Area Compliance Officer or Local Compliance Officer, ensuring adequate compliance resources are in place and training is provided, fostering a compliance culture and optimizing relations with regulators.
For this role, HSBC targets a pay range between $134,500.00 and $240,000.00.
The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.
#J-18808-Ljbffr