Chief Risk Officer

4 days ago

San Francisco, United States San Francisco Federal Credit Union Full time
Who Are We?

With an "A" health rating and solid year-over-year growth, San Francisco Federal Credit Union’s (SFFedCU) membership is now over 45,000, with assets surpassing $1.4 billion and branches located in San Francisco and San Mateo County. Continuing along its highly successful growth trajectory, SFFedCU is seeking a Chief Risk Officer who is ready to make a difference to this transforming, growth-oriented and locally based credit union.

Position Summary

The Chief Risk Officer (CRO) is the senior executive responsible for overseeing and managing all aspects of risk within the organization ensuring the safety, soundness and regulatory compliance of the Credit Union. This role involves strategic leadership in managing credit risk, operational risk, compliance risk and overall enterprise risk management across all business functions. The CRO will lead the risk management team, providing oversight for credit and risk management, participations, BSA (Bank Secrecy Act) compliance, collections and operational risk management. The CRO will work closely with the executive team to develop risk policies, procedures and ensure a robust risk management framework.

Key ResponsibilitiesCredit Risk Management
  1. Oversee the credit risk management program, ensuring the credit union maintains a sound loan portfolio in line with established risk tolerance and regulatory guidelines.
  2. Provide leadership in credit policy development, monitoring of loan performance, and implementing mitigation strategies for credit risk.
  3. Supervise the credit risk team, conducting regular portfolio reviews, credit underwriting standards and risk-based pricing strategies.
Participations and Investments
  1. Lead the Credit Union’s participation loan portfolio, ensuring proper due diligence, structuring, and risk assessment of participations and investments.
  2. Monitor and report on the performance of participation loans and manage associated risk levels across the organization.
BSA Compliance
  1. Ensure compliance with all BSA/AML (Anti-Money Laundering) regulations and oversee the Credit Union’s BSA/AML program.
  2. Collaborate with internal audit, legal, and compliance teams to maintain up-to-date policies, procedures and training programs.
  3. Provide regular updates and reports on BSA compliance to the Board of Directors and regulatory agencies.
Collections Management
  1. Oversee the collections function, ensuring effective recovery strategies are in place for delinquent loans and managing charge-off and loss prevention strategies.
  2. Establish and monitor key performance indicators (KPIs) for collections and recovery performance, ensuring alignment with overall risk management goals.
Operational Risk Management
  1. Lead operational risk management, ensuring the development and execution of operational risk frameworks and processes across all departments.
  2. Oversee business continuity planning, disaster recovery strategies and internal controls to mitigate operational risk.
  3. Conduct regular risk assessments, identifying emerging risks and developing strategies to mitigate them.
Risk Governance and Reporting
  1. Work closely with the executive team to develop and implement the enterprise risk management (ERM) framework and ensure risk assessments are integrated into business planning processes.
  2. Report regularly to the CEO, Board of Directors and relevant committees on risk exposures, strategies and mitigation efforts.
  3. Ensure the risk management framework complies with all relevant regulations, laws and best practices for financial institutions.
Team Leadership and Development
  1. Lead, mentor and develop a high-performing risk management team ensuring they have the resources and expertise needed to manage the Credit Union’s risk profile.
  2. Foster a risk-aware culture across the organization, promoting risk education and awareness at all levels.
Who Are You?
  1. Preferably a minimum of ten (10) years of progressively responsible experience in risk management within the financial services or credit union sector with at least five (5) years in a leadership role.
  2. Bachelor’s degree in Finance, Business Administration, Risk Management or a related field. A Master's degree or professional designation (e.g., FRM, CRM or CPA) preferred.
  3. In-depth knowledge of credit union operations, financial products and relevant regulatory requirements (e.g., NCUA, BSA/AML, etc.)
  4. Proven experience in managing credit risk, BSA/AML compliance, participations, collections and operational risk.
  5. Experience in implementing and managing enterprise risk management (ERM) frameworks.
  6. Strong analytical, decision-making and problem-solving skills.
  7. Excellent leadership, communication and interpersonal skills with the ability to collaborate effectively at all levels of the organization.
  8. Ability to manage multiple risk-related functions while maintaining a strategic focus on long-term goals.
  9. Proficient in risk management software, financial modeling and reporting tools.
  10. High level of integrity and professional ethics.
  11. Strong organizational and time-management abilities.
  12. Ability to work under pressure and handle sensitive information in a confidential manner.
  13. A proactive and strategic mindset with a focus on continuous improvement and risk mitigation.
Why Join Us?

Our compensation package includes an excellent benefits program including health insurance plans, generous PTO, 401(k) Plan, profit sharing, competitive compensation, annual bonuses as well as tuition reimbursement.

San Francisco Federal Credit Union is an Equal Employment Opportunity Employer. In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history of cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

#J-18808-Ljbffr

  • Chief Model Risk Officer

    4 weeks ago

    San Francisco, United States U.S. Bank National Association Full time

    At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide,...

  • Chief Financial Officer

    2 weeks ago

    San Francisco, California, United States City College of San Francisco Full time

    Job SummaryThe City College of San Francisco seeks a skilled Chief Financial Officer to lead the district's financial functions. As a vital member of the college community, this role will provide strategic financial guidance and oversight.Key ResponsibilitiesDevelop and implement financial plans, policies, and procedures.Oversee budgeting, accounting,...

  • Chief Compliance Officer

    3 weeks ago

    san francisco, United States Larson Maddox Full time

    Company Overview:Join a dynamic, tech-focused hedge fund with approximately $3 billion in assets under management. Known for a forward-thinking approach to technology investments, our firm seeks a dedicated, knowledgeable, and proactive compliance leader to guide the development and implementation of the firm’s compliance function. This is a pivotal role,...

  • Chief Compliance Officer

    3 weeks ago

    san francisco, United States Larson Maddox Full time

    Company Overview:Join a dynamic, tech-focused hedge fund with approximately $3 billion in assets under management. Known for a forward-thinking approach to technology investments, our firm seeks a dedicated, knowledgeable, and proactive compliance leader to guide the development and implementation of the firm’s compliance function. This is a pivotal role,...

  • Chief Compliance Officer

    3 weeks ago

    San Francisco, United States Larson Maddox Full time

    Company Overview:Join a dynamic, tech-focused hedge fund with approximately $3 billion in assets under management. Known for a forward-thinking approach to technology investments, our firm seeks a dedicated, knowledgeable, and proactive compliance leader to guide the development and implementation of the firm’s compliance function. This is a pivotal role,...

  • Chief Capital Program Officer

    2 days ago

    San Francisco, United States CPS HR Consulting Full time

    Water Emergency Transportation Authority (WETA), CAChief Capital Program OfficerUnder the general direction of the Executive Director, the Chief Capital Program Officer is responsible for overseeing the planning, coordination, management, and delivery of San Francisco Bay Ferry’s capital program. The Chief Capital Program Officer works closely with the...

  • Chief Sustainability Officer

    2 weeks ago

    San Diego, United States Course Advisor Full time

    What Do Chief Sustainability Officers Do?Chief Sustainability Officer Example: Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.Life As a Chief Sustainability OfficerWrite and distribute financial or environmental impact reports.Conduct...

  • Chief Financial Officer

    3 weeks ago

    San Francisco, United States St. Anthony's Foundation Full time

    Morgan Consulting Resources, Inc has been retained to conduct a search for a Chief Financial Officer for St. Anthony’s Foundation in San Francisco. This pivotal role offers a unique opportunity to make a significant impact in one of the city’s most esteemed social service organizations, renowned for its dedication to supporting vulnerable...

  • Chief Lending Officer

    4 days ago

    San Francisco, United States San Francisco Federal Credit Union Full time

    Who Are We?With an "A" health rating and solid year-over-year growth, San Francisco Federal Credit Union’s (SFFedCU) membership is now over 45,000, with assets surpassing $1 billion and branches located in San Francisco and San Mateo County. Continuing along its highly successful growth trajectory, SFFedCU is seeking a Chief Lending Officer who is ready to...

  • Chief Financial Officer

    4 weeks ago

    San Diego, California, United States Wheelhouse Credit Union Full time

    Job Title: Chief Financial OfficerJob Summary:The Chief Financial Officer (CFO) plays a pivotal role in advancing the strategic direction of Wheelhouse Credit Union. Reporting directly to the CEO, the CFO directs the financial affairs of the Credit Union, overseeing the Accounting/Finance and Risk and Compliance Departments.Key Responsibilities:Manage...

  • Chief Compliance Officer

    3 weeks ago

    San Francisco, CA, United States Larson Maddox Full time

    Company Overview:Join a dynamic, tech-focused hedge fund with approximately $3 billion in assets under management. Known for a forward-thinking approach to technology investments, our firm seeks a dedicated, knowledgeable, and proactive compliance leader to guide the development and implementation of the firm’s compliance function. This is a pivotal role,...

  • Chief Financial Officer

    1 month ago

    San Francisco, California, United States Pachama Full time

    About the Role:Pachama is seeking a seasoned financial leader to partner with our CEO in shaping the company's strategy and driving growth. As Chief Financial Officer, you will be responsible for leading our financial strategy, managing investor relations, and overseeing strategic financial operations.The ideal candidate will have a strong background in...

  • Chief Executive Officer

    4 weeks ago

    San Francisco, California, United States Tenderloin Neighborhood Development Full time

    About the RoleTenderloin Neighborhood Development Corporation is seeking a highly skilled and experienced Chief Executive Officer to lead our organization through a period of growth and transformation. As a transformational leader, you will be responsible for developing and implementing our strategic vision, driving organizational excellence, and ensuring...

  • Risk Management Specialist Sr

    1 week ago

    San Francisco, California, United States Risk Strategies Full time

    As a seasoned risk management professional, you will play a pivotal role in shaping the future of our MLPG Team. Your primary responsibility will be to identify and capitalize on opportunities for the placement of financial lines business for Small to Middle Market companies in the Commercial segment on a regional basis. With a focus on aggregation and...

  • Chief Compliance Officer

    4 days ago

    San Francisco, United States Ripple Full time

    At Ripple, we're building a world where value moves like information does today. It's big, it's bold, and we're already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places...

  • Chief Finance and Operations Officer

    4 weeks ago

    San Francisco, California, United States EPIP Full time

    Job Title: Chief Finance and Operations OfficerPivotal is seeking a highly experienced and strategic Chief Finance and Operations Officer to join our leadership team. As a key member of our team, you will be responsible for ensuring the financial soundness and integrity of the organization as it grows in revenue and related complexity.The ideal candidate...

  • Chief Financial Officer

    1 month ago

    San Diego, California, United States Junior Achievement of San Diego County Full time

    Job Summary:Junior Achievement of San Diego County is seeking a highly skilled Chief Financial Officer to join its leadership team. The CFO will be responsible for developing and implementing the organization's financial strategy, including budgeting, forecasting, and financial planning. The ideal candidate will have a strong background in finance and...

  • Chief Financial Officer

    1 month ago

    San Francisco, California, United States Aescape Full time

    Drive Financial Growth and TransformationAescape is seeking a seasoned Chief Financial Officer to lead our financial strategy and drive growth. As a key member of our Executive leadership team, you will provide strategic insights and foresight into long-term planning, ensuring the company's financial sustainability and scalability.Key responsibilities...

  • Chief Financial Officer

    4 weeks ago

    San Francisco, California, United States SEIS LLC Full time

    Job SummarySEIS LLC is seeking a highly skilled Chief Financial Officer to lead our financial operations and drive business growth. As a key member of our leadership team, you will be responsible for developing and implementing financial strategies, managing financial planning and analysis, and providing financial guidance to the CEO and other...

  • Chief Operating Officer

    7 days ago

    San Francisco, United States EVONA Full time

    Are you ready to play a pivotal role in a rapidly growing company at the forefront of next-generation mobility? Our client, a cutting-edge start-up revolutionizing the commercial transportation industry, is seeking a visionary Chief Operating Officer. Key ResponsibilitiesAs COO, you will:Collaborate closely with the leadership team to define and implement...