Mortgage Loan Originator

1 month ago

Stevens Point, United States Prevail Bank Full time
Job DescriptionJob DescriptionBenefits:
  • 401(k)
  • Flexible schedule
  • Paid time off

Position Summary:


The Mortgage Loan Originator is responsible for the origination of mortgage loans as well as conducting loan closings, ensure the accuracy of his/her files while following regulatory compliance standards. Is responsible for developing new business by building and maintaining relationships with real estate agents, builders/contractors, centers of influence, and other organizations in the community.

Duties and Responsibilities


  • Receives and screens loan applications, corresponding with applicants or creditors to resolve questions regarding application. Analyzes applicants financial status, credit and property evaluation.
  • Communicates the loan decision to applicants, including the rationale for decisions.
  • Must be knowledgeable of residential lending process from origination to closing
  • Be knowledgeable and able to explain various loan types and programs available to borrowers
  • Understand banking regulations
  • Meet with applicants face to face or over the phone to obtain information for loan applications.
  • Work with loan origination software to input customer information.
  • Understand the loan process and paperwork involved.
  • Meet individual sales goals as well as assist with bank and branch goals.
  • Assist clients with the opening of deposit accounts and promote other relevant bank products/services.
  • Be active in the community by participating in civic, professional, or community organizations.
  • Proactively develops business. Actively partners with key referral sources including local realtors, developers, construction companies or other real estate related partners. Establishes and maintains strong relationships with existing and potential customers.
  • Participate in special projects or assignments as necessary.
  • Perform other duties as required to fulfill the responsibilities of the position.
  • Follow procedures and policies that ensure compliance with not only Bank policies and procedures, but also all applicable federal and state banking regulatory agency policies.
  • Comply with bank standards for attendance and hours of work.
Qualifications


Education/Experience:


Four-year degree or significant related business experience. This job requires skills needed in a typical office environment. This includes Microsoft Word and Excel skills, communications skills, as well as utilization of office equipment.

The Secure and Fair Enforcement (S.A.F.E.) Act statute require that individual mortgage loan originators be registered with the National Mortgage Licensing System and Registry.

Skills and Abilities:


  • Maintain high level of confidentiality and privacy. Employees are required to observe the strictest confidentiality in regard to any customer or bank information they become privilege to during their employment and to maintain this confidentiality after their employment ceases.
  • Excellent problem-prevention and problem-solving skills; ability to define problems, collect data, establish facts, draw valid conclusions and implement solutions.
  • Excellent verbal and written communication skills. Must be able to communicate thoughts clearly, both orally and written.
  • Excellent organizational skills
  • Attention to detail, well organized, and ability to prioritize
  • Ability to effectively manage ones time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.
  • Proficient computer skills: programs including, but not limited to MS Office, Outlook, and Internet Explorer.
Working Environment


The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Travel:


Valid drivers license required for travel to Bank offices, training sessions, customer meetings, Bank and community meetings, etc. Ability to speak a foreign language helpful but not required.

Physical Requirements


The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception.

Must be willing to work in excess of 40 hours per week and on some weekends as required.

  • Mortgage Loan Originator

    2 weeks ago

    Stevens Point, United States Prevail Bank Full time

    Job DescriptionJob DescriptionBenefits:401(k)Flexible schedulePaid time offPosition Summary:The Mortgage Loan Originator is responsible for the origination of mortgage loans as well as conducting loan closings, ensure the accuracy of his/her files while following regulatory compliance standards. Is responsible for developing new business by building and...

  • Mortgage Loan Originator

    4 weeks ago

    Stevens Point, United States Prevail Bank Full time

    Job DescriptionJob DescriptionBenefits:401(k)Flexible schedulePaid time offPosition Summary:The Mortgage Loan Originator is responsible for the origination of mortgage loans as well as conducting loan closings, ensure the accuracy of his/her files while following regulatory compliance standards. Is responsible for developing new business by building and...

  • Mortgage Loan Originator

    3 weeks ago

    High Point, United States Howard Hanna Real Estate Services Full time

    Mortgage Loan Originator  Location: Highpoint, NC Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with Allen Tate Realtors, the #1 Real Estate company in the Carolinas,...

  • Loan Originator Assistant Unlicensed

    4 weeks ago

    High Point, United States D.R. Horton Full time

    *D.R. Horton, Inc., the largest homebuilder in the U.S.*, was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers...

  • Jr. Mortgage Loan Underwriter

    2 weeks ago

    Moss Point, United States Navigator Credit Union Full time

    Navigator Credit Union is currently recruiting for a full time Jr. Mortgage Loan Underwriter/Processor. If you have a passion for exceptional service, relationship building, and want to be a part of a team that focuses on creating substantial value in the communities we serve, while exceeding goals, we want to hear from you! We encourage all interested,...

  • Residential Loan Officer

    2 weeks ago

    Stevens Point, Wisconsin, United States The Judge Group Full time

    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Responsible for the origination of regulatory compliant...

  • Loan Officer Assistant

    2 months ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: The Loan Officer Assistant's primary role is to act as a liaison between the Loan Officer, borrowers, and operation departments. The Loan Officer Assistant ensures clear communication for a smooth closing transaction. *Please note this is for an in-office role in our Crown Point, IN branch office* RESPONSIBILITIES:Assist in the collection of missing...

  • Loan Officer Assistant

    4 weeks ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: The Loan Officer Assistant's primary role is to act as a liaison between the Loan Officer, borrowers, and operation departments. The Loan Officer Assistant ensures clear communication for a smooth closing transaction. *Please note this is for an in-office role in our Crown Point, IN branch office* RESPONSIBILITIES:Assist in the collection of missing...

  • Jr. Mortgage Loan Underwriter

    2 weeks ago

    Moss Point, United States Navigator Credit Union Full time

    Navigator Credit Union is currently recruiting for a full time Jr. Mortgage Loan Underwriter/ Processor. If you have a passion for exceptional service, relationship building, and want to be a part of a team that focuses on creating substantial value Mortgage, Processor, Writer, Underwriter, Processing, Underwriting, Banking, Business Services

  • Senior Loan Officer

    1 month ago

    Lighthouse Point, United States Bay Equity Full time

    Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera, CA. In 2011, 2012, and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. We are hiring a Senior Loan Officer to work for our team. At Bay Equity, we are committed to Bay Way Best Practices....

  • Senior Loan Officer

    4 weeks ago

    Lighthouse Point, United States Bay Equity Full time

    Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera, CA. In 2011, 2012, and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. We are hiring a Senior Loan Officer to work for our team. At Bay Equity, we are committed to Bay Way Best Practices....

  • Direct Consumer Loan Originator

    3 weeks ago

    Moss Point, United States Navigator Credit Union Full time

    Originate and manage a pipeline of consumer loan applications over the phone and online. Process accurate loan applications, review the information, conduct loan interviews with members, and clearly articulate the information gathered to the underwri Loan Originator, Communication, Banking, Business Services, Information, Financial, Skills

  • Direct Consumer Loan Originator

    2 weeks ago

    Moss Point, United States Navigator Credit Union Full time

    ROLE: •The Consumer Loan originator demonstrates a highly motivated, positive, outgoing, and influential personality with a strong emphasis on deepening member relationships via a consultative sales approach. Demonstrates an unsurpassed commitment to exceptional member service by having a thorough knowledge of the credit union's consumer loan products and...

  • Branch Processor

    1 month ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our Crown Point, IN team. As a Mortgage Loan Processor, you will play a vital role in our lending process by ensuring that loan applications are processed accurately and efficiently. Your ability to adhere to strict timelines and effectively communicate with borrowers,...

  • Branch Processor

    1 month ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our Crown Point, IN team. As a Mortgage Loan Processor, you will play a vital role in our lending process by ensuring that loan applications are processed accurately and efficiently. Your ability to adhere to strict timelines and effectively communicate with borrowers,...

  • Branch Processor

    2 weeks ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our Crown Point, IN team. As a Mortgage Loan Processor, you will play a vital role in our lending process by ensuring that loan applications are processed accurately and efficiently. Your ability to adhere to strict timelines and effectively communicate with borrowers,...

  • Branch Processor

    2 weeks ago

    Crown Point, United States Novus Home Mortgage Full time

    SUMMARY: We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our Crown Point, IN team. As a Mortgage Loan Processor, you will play a vital role in our lending process by ensuring that loan applications are processed accurately and efficiently. Your ability to adhere to strict timelines and effectively communicate with borrowers,...

  • Collections Representative I

    1 month ago

    Stevens Point, Wisconsin, United States Associated Bank Full time

    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.Under the direction of the Collections Supervisor, collect...

  • Collections Representative I

    4 weeks ago

    Stevens Point, Wisconsin, United States Associated Bank Full time

    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.Under the direction of the Collections Supervisor, collect...

  • Account VP/Member Business Loan Officer

    2 weeks ago

    Crown Point, Indiana, United States Purdue Federal Credit Unio Full time

    Account VP/Member Business Loan Officer Administrative Crown Point, IN * ID: * Full-Time/RegularPlease APPLY AT:The Account VP/Member Business Loan Officer is responsible for developing and maintaining relationships with business members to generate new loans, deposits, and other credit union products and services, analyze credit requests to ascertain...