Assistant Manager, Consumer Lending

2 months ago


East Alton, United States 1ST MIDAMERICA CREDIT Full time
Job DescriptionJob Description

1st MidAmerica Credit Union

Job Description

Assistant Manager, Consumer Lending


Are you a motivated and skilled professional looking for a rewarding career in a fast-paced environment? 1st MidAmerica Credit Union is a leader in the Credit Union Industry in the Metro East, known for our commitment to the communities we serve. We are seeking a candidate who is eager to contribute their expertise and drive to help us achieve our goals. We offer competitive salaries, excellent benefits, growth and development opportunities, and a supportive work environment. If you are passionate about making a difference and want to be part of a team that is driven to succeed, we want to hear from you. Apply now and take the next step in your career with us

Role: To direct and coordinate the activities of the Consumer Lending Department personnel. This position will support the Consumer Loan Manager and ensure sub-departments meet organizational financial, operational, service, and growth plans. This role will have direct supervision of the Inside Loan Originator Staff/Department.Essential Functions & Responsibilities:

Leads staff through training, coaching, evaluating. May make recommendation for appropriate personnel actions including hiring, promotion, corrective action, or discipline. Trains new branch personnel and updates staff on any policy or procedural changes.

Monitors Consumer Loan Department operations to ensure that security procedures are being followed and that appropriate steps are taken to correct unsatisfactory conditions.

Maintain LOS (currently Meridian Link/TCI) by monitoring production data base for issues and submitting tickets as required, troubleshooting issues, and testing DEMO for fixes. Maintain a good working relationship with the LOS Vendor.

Assist with performance management, goal setting and scheduling. Conducts timely performance appraisals.

Supervises and mentors the Inside Loan Originator (ILO) staff in reviewing loans for possible cross sell opportunities, monitors loan totals, goals, and incentives.

Manages Consumer Lending Department in absence of manager.

Performs others duties as assigned by supervisor.Performance Measurements:1.To provide informed, professional, and accurate service and support to all members and staff.2.To maintain a cohesive, highly trained, and motivated staff, sufficient to meet needs of members in coordination with Consumer Lending operating budget.3.To ensure that the staff is providing friendly, professional, and personal service to all members. To promote a sales and service culture within the branch by example. Mentor and develop employees to identify member cross sales opportunities.4.To troubleshoot and resolve member and internal inquiries in a timely, friendly, and accurate manner.5.To meet or exceed the membership, lending, product, and loan goals monthly.6.To complete performance reviews within the prescribed time frame.7.To keep management informed regarding key operating issues affecting the branch.Knowledge and Skills:ExperienceThree years to five years of similar or related experience.EducationA high school education or GED.Interpersonal SkillsWork involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.Other SkillsAdvanced knowledge of the lending industry and experience with consumer lending; must have proven track record of loan origination, servicing and managing product offerings
Must have complete knowledge of regulations, policies and procedures affecting consumer lending, including the Fair Credit Reporting Act
Understanding of budgeting, forecasting, balance sheets and income statements
Must have excellent verbal/written communication and supervisory skills
Proficient in MS Office (Excel, Outlook, Word and Powerpoint)
Knowledge of lending software and core financial operating systems

Disclaimer: Must be able to work and travel to different credit union locations as determined by management.This Job Description is not a complete statement of all duties and responsibilities comprising the position.
  • Credit Analyst

    3 weeks ago


    East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob DescriptionRole:Analyzes daily loan applications for credit worthiness. Approving or declining applications per credit union policy and regulatory policy.Essential Functions & Responsibilities:Monitors loan origination system for consumer loan applications. Analyzes loan application for credit worthiness per policy and procedural...


  • East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob Description1st MidAmerica Credit UnionStructured Compensation - Job DescriptionConsumer Loan ProcessorData Year: 2024Prepared On: 07/22/2024Role: Responsible for assisting the Loan Center in performing various duties and special projects related to consumer loan applications: generating loan documentation for all types of consumer loans:...


  • East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob Description1st MidAmerica Credit UnionStructured Compensation - Job DescriptionConsumer Loan ProcessorData Year: 2024Prepared On: 07/31/2024Role: Responsible for assisting the Loan Center in performing various duties and special projects related to consumer loan applications: generating loan documentation for all types of consumer loans:...


  • East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob Description1st MidAmerica Credit UnionStructured Compensation - Job DescriptionLead Dealer Services AnalystData Year: 2024Prepared On: 07/09/2024Role: To maintain business relationships with dealers within the Credit Union’s indirect lending program. Assist management with various dealer and core data reports. Assist in leading team...


  • East Amherst, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career.   Target base salary range is $17.00-$20.00, which...


  • East Dubuque, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role Deliver results related to individual and...


  • East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob Description1st MidAmerica Credit UnionStructured Compensation - Job DescriptionDealer Services Loan Funder/ProcessorData Year: 2024Prepared On: 05/15/2024Role: Records loan applications and documentation in the data processing system and updates and maintains loan account information. Maintains a good rapport with the existing dealers of...


  • East Long Beach, United States OneMain Financial Full time

    PUT YOUR CAREER IN MOTION AS A CONSUMER LOAN SALES SPECIALIST At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their...


  • East Alton, United States 1ST MIDAMERICA CREDIT Full time

    Job DescriptionJob DescriptionPrint1st MidAmerica Credit UnionStructured Compensation - Job DescriptionAssistant Manager, Financial RecoveryData Year: 2024Prepared On: 08/02/2024Role: To ensure the collection activity for delinquent accounts is conducted in compliance with internal policies and state and federal regulations. Assists with managing the...


  • East Amherst, United States Marshalls Full time

    Marshalls - 1569 Niagara Falls S400 Boulevard Consumer Square 14228 [ASM / Store Supervisor] As an Assistant Store Manager at Marshalls, you'll: Assist a Store Manager in the areas of Merchandising, Operations, Customer Service and Human Resources; Develop creative plans to increase store sales; Oversee and monitor loss prevention and operational programs;...


  • East Freetown, United States Bristol County Savings Bank Full time

    Job DescriptionJob DescriptionPosition: Assistant Branch Manager llJob Type: Full-TimeDepartment: Reports To:ABOUT US:Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully...


  • East Alton, United States Olin Full time

    Open to Current Olin Employees Only Title: Customer Service Assistant Location: East Alton, IL Salary: $55,500 to $55,740 Schedule: Hybrid schedule available of up to 2 days remote per week Focus: Establish and oversee customer order and account management activities to ensure excellent customer service to key Winchester customers and accounts. Customer...


  • Alton, United States Esdevium Games Limited Full time

    Accounts Payable Assistant Manager | Asmodee UK **Accounts Payable Assistant Manager** 13:14 13th July 2021Category: **Alton, Asmodee UK** We have a fantastic opportunity for an Accounts Payable Assistant Manager to join our growing business in Alton, Hampshire. Supporting the Operational Finance Manager, the individual will work in a varied role, taking...


  • Alton, United States Spencer's & Spirit Halloween Full time

    Senior Assistant Store Manager in Alton, IL at Spencer's Spencer's is the mall destination for entertainment, excitement and fun. For over 60 years we have been offering unique product for the lifestyle style of our core 18-24 year old guest, always inspired by humor and irreverence. Originally a mail-order catalog in Easton, PA, Spencer's has been the...


  • Alton, United States Spencer Gifts Full time

    Spencer's - JobID: J3N8GP6KFSY71W6R4X9 [ASM / Department Manager] As an Assistant Store Manager @ Spencer's, you'll: Establish and maintain Guest Services; Support the Store Manager in the various tasks involved in the overall operation of a store; Ensure maximum sales and profitability by developing staff, controlling expenses and shrinkage as well as all...


  • East Petersburg, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...


  • Alton, United States Spirit Halloween Full time

    Spirit Halloween - JobID: J3W0V1610V0TM5X1N80 [ASM / Store Supervisor] As an Assistant Store Manager at Spirit Halloween, you'll: Be responsible for establishing and maintaining Guest Services; Support the Store Manager in the various tasks involved in the overall operation of a store; Ensure maximum sales and profitability by developing staff, controlling...


  • Alton, United States Spirit Halloween Full time

    Spirit Halloween - JobID: J3N8GP6KFSY71W6R4X9 [ASM / Store Supervisor] As an Assistant Store Manager at Spirit Halloween, you'll: Be responsible for establishing and maintaining Guest Services; Support the Store Manager in the various tasks involved in the overall operation of a store; Ensure maximum sales and profitability by developing staff, controlling...


  • East Naples, United States Citizens Full time

    Job DescriptionDescriptionAt Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances.  In this role, you’ll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and...


  • EAST NAPLES, United States Citizens Full time

    DescriptionAt Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances.  In this role, you’ll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial...