Loan Officer

1 month ago

Columbia, United States BTC Bank Full time
Job DescriptionJob Description

About BTC Bank

BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends and neighbors with courteous, professional banking services maintains its standard of excellence today. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.


Work Location: This position will be based at our Columbia, MO location.


Hours: 40 hours per week, including Saturday rotation


Duties and Responsibilities:

  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Handle customer complaints and take appropriate action to resolve them.
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
  • Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
  • Review and update credit and loan files.
  • Submit applications to credit analysts for verification and recommendation.
  • Compute payment schedules.
  • Confer with underwriters to aid in resolving mortgage application problems.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Analyze potential loan markets and develop referral networks to locate prospects for loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • Provide special services such as investment banking for clients with more specialized needs.
  • Arrange for maintenance and liquidation of delinquent properties.
  • Petition courts to transfer titles and deeds of collateral to banks.

Qualifications:

  • Bachelor’s degree in Economics, Finance or similar area is useful but not required.
  • 1 – 2 years sales experience in lending or banking.
  • Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers.
  • Excellent computer proficiency (MS Office – Word, Excel and Outlook).
  • Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
  • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.

Working Conditions:

  • This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical Requirements:

  • This position requires manual dexterity, the ability to lift files and open filing cabinets. This position requires bending, stooping or standing as necessary.
  • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards.
  • Must be able to talk, listen and speak clearly on telephone

To learn more about BTC Bank visit www.btcbank.bank


EOE/Veterans/Disabled

  • Loan Officer

    16 hours ago

    Columbia, United States Mutual of Omaha Mortgage Full time

    Company Overview From your first day to your next promotion, Mutual of Omaha Mortgage invests in your career. We are looking for an ambitious and driven individual to grow with us. We operate in a fast-paced, dynamic environment where everyone on the team strives to be the "best of the best". Our work atmosphere is highly- entrepreneurial. Mutual of Omaha...

  • Loan Officer

    2 days ago

    Columbia, United States Mutual of Omaha Mortgage Full time

    Job DescriptionJob DescriptionCompany OverviewFrom your first day to your next promotion, Mutual of Omaha Mortgage invests in your career. We are looking for an ambitious and driven individual to grow with us. We operate in a fast-paced, dynamic environment where everyone on the team strives to be the "best of the best". Our work atmosphere is highly-...

  • Mortgage Loan Officer

    4 weeks ago

    Columbia, United States DIY Lender Full time

    Job DescriptionJob DescriptionExciting Family-Oriented Opportunity for Mortgage Loan Officers in SC, LA, FL, MI, TX! Embark on a fulfilling career journey with our close-knit team! We are actively seeking passionate Mortgage Loan Officers to join our family atmosphere in South Carolina, Florida, Michigan, Louisiana and Texas. Benefits:Lucrative Compensation:...

  • Mortgage Loan Officer

    14 hours ago

    West Columbia, United States DIY Lender Full time

    Exciting Family-Oriented Opportunity for Mortgage Loan Officers in SC, LA, FL, MI, TX!  Embark on a fulfilling career journey with our close-knit team! We are actively seeking passionate Mortgage Loan Officers to join our family atmosphere in South Carolina, Florida, Michigan, Louisiana and Texas. Key Highlights: Warm Family Environment: Experience a...

  • Mortgage Loan Processor

    4 weeks ago

    Columbia, United States First Midwest Bank Full time

    Mortgage Loan ProcessorJob Description The Mortgage Loan Processor position supports the residential mortgage lending team. He/she is responsible for managing a loan pipeline consisting of refinance and purchase loans comprised of Conventional, FHA, VA, and USDA to ensure closing deadlines are met. The Loan Processor is also required to ensure compliance...

  • Mortgage Loan Processor

    4 weeks ago

    Columbia, United States First Midwest Bank Full time

    Job DescriptionJob DescriptionMortgage Loan ProcessorJob DescriptionThe Mortgage Loan Processor position supports the residential mortgage lending team. He/she is responsible for managing a loan pipeline consisting of refinance and purchase loans comprised of Conventional, FHA, VA, and USDA to ensure closing deadlines are met. The Loan Processor is also...

  • Loan Originator

    4 weeks ago

    Columbia, United States Streamline Home Loans Full time

    Job DescriptionJob DescriptionSalary: DOE At Streamline Home Loans we are comprised of leaders, go-getters, innovators, and collaborators, and we function as one big extended family.  Streamline is hungry and growing rapidly, and if you ask one of our team members, they will tell you our growth mindset brings an infectious excitement to the...

  • Loan Processor

    4 weeks ago

    Columbia, United States Latitude, Inc. Full time

    Job DescriptionJob DescriptionAre you a detail-oriented individual with a passion for finance and exceptional organizational skills? We are currently seeking a Loan Processor to join our dynamic team and play a crucial role in facilitating the lending process. As a Loan Processor, you will collaborate with clients, loan officers, and underwriters to ensure...

  • Outside Loan Originator

    2 weeks ago

    Columbia, United States InterLinc Mortgage Services Full time

    Job DetailsJob Location 7294 Columbia SC - Columbia, SC Description Summary/Objective The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office....

  • Custody Officer

    2 days ago

    Columbia, SC, United States Recovery Solutions Full time

    You Matter: • Make a difference every day in the lives of the underserved • Join a mission driven organization with a people first culture • Excellent career growth opportunities Join us and find a career that supports: • Caring for overlooked, underserved, and vulnerable patients • Diversity, equity, inclusion, and belonging • Autonomy in a...

  • Associate Portfolio Manager

    4 weeks ago

    West Columbia, United States Farm Credit Full time

    Job Description: The Associate Portfolio Manager will support all facets of loan origination/closing, ongoing loan servicing, and assisting with prospecting efforts. The Associate Portfolio Manager will work with Capital Markets Officers and their assigned loan portfolios. In this role, the Associate Portfolio Manager will work with other departments within...

  • Surveillance Officer

    2 days ago

    Columbia, SC, United States Recovery Solutions Full time

    Excellent career growth opportunities Join us and find a career that supports: • Diversity, equity, inclusion, and belonging • Growth and training In addition to comprehensive benefits including medical, dental, vision, paid time off, and 401k, we foster a work, life balance for team members and their family to support physical, mental, and...

  • Financial Aid Counselor

    22 hours ago

    Columbia, United States Allen University Full time

    Financial Aid CounselorUnder the general direction of the Director of Financial Aid, the Financial Aid Counselor is responsible forproviding counseling in relation to Title IV, State, institutional and private funds made available to studentsin the form of scholarships, grants, loans, and employment, and managing the default portfolio.Responsibilities:•...

  • Associate Portfolio Manager

    2 weeks ago

    West Columbia, United States AgFirst Full time

    Job Description The Associate Portfolio Manager will support all facets of loan origination/closing, ongoing loan servicing, and assisting with prospecting efforts. The Associate Portfolio Manager will work with Capital Markets Officers and their assigned loan portfolios. In this role, the Associate Portfolio Manager will work with other departments within...

  • Financial Aid Counselor

    2 days ago

    Columbia, South Carolina, United States Allen University Full time

    Financial Aid CounselorUnder the general direction of the Director of Financial Aid, the Financial Aid Counselor is responsible forproviding counseling in relation to Title IV, State, institutional and private funds made available to studentsin the form of scholarships, grants, loans, and employment, and managing the default portfolio.Responsibilities:...

  • Universal Banker

    2 weeks ago

    Columbia, United States First Reliance Bank Full time

    Universal Banker Job Summary At First Reliance Bank, our Universal Bankers establish and nurture relationships with our valued customers. We are community leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and accountability, we're looking for a...

  • Full Time Psychiatry Physician

    1 month ago

    Columbia, South Carolina, United States Enterprise Medical Recruiting Full time

    A Catholic, not-for-profit health system in Jefferson City, Missouri is adding a BC/BE Psychiatrist to their team.Opportunity HighlightsJoining another Psychiatrist, 1 PMHNP, Psychologists, and support teamPractice a mix of outpatient and inpatient, all in the same buildingMonday through Friday scheduleOffice equipped with Epic EMR and seasoned support...

  • Universal Banker

    3 weeks ago

    Columbia, United States First Reliance Bank Full time

    Job DescriptionJob DescriptionUniversal Banker Job SummaryAt First Reliance Bank, our Universal Bankers establish and nurture relationships with our valued customers. We are community leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and...

  • Orthopedic Surgery

    7 days ago

    Columbia, United States Curare Physician Recruiting Full time

    Just one hour from Kansas City, this hospital is offering an excellent employed General Orthopedic Surgery opportunity with a focus in Total Joints. Step into an established practice with three Board Certified Orthopedic Surgeons. cases with the opportunity to expand service lines and subspecialty services. Service area includes several counties with a large...

  • Senior Credit Analyst

    1 month ago

    Columbia, United States SNI Financial Full time

    CREDIT ANALYST III - COLUMBIA, MO -ONSITE - 2-5 YEARS EXPERIENCE - SALARY $65K - $80KFirst State Community Bank is seeking a quick learning, detail oriented individual with a strong work ethic for a Credit Analyst III position.As Credit Analyst III you will provide support to loan officers with responsibility for analyzing and monitoring the credit...