SBA Lending Officer

This is not a remote position.

Purpose: The SBA Lending Officer is responsible for generating new loan opportunities, with a focus on outbound sales by prospecting new clients, developing, and deepening existing relationships and leveraging relationships with centers of influence in the community to grow the bank’s loan and deposit portfolio.

Essential Job Functions:

• Portfolio Growth and Management - Use their credit expertise to evaluate loan opportunities with sound credit judgement, building and maintaining a portfolio of high-quality, profitable relationships consistent with the Bank’s strategic and financial objectives.

• New Business Development of SBA Commercial Loan Portfolio - Responsible for bringing deals through the approval and closing process working with the appropriate internal teams (loan operations, credit and underwriting, portfolio management.

• SBA Program Expertise - Candidate must possess a book of business with an existing broker network, have exceptional organizational and follow-through skills and perform a variety of duties to process SBA loans from application to closing.

• Compliance - Oversee loan documentation preparation, quality control and due diligence to ensure that all loan operation functions follow bank policies, procedures and meet Federal and State regulatory standards.

Required Education, Knowledge, Skills and Abilities:

• Minimum of 5 years of commercial lending experience

• Extensive working knowledge of SBA lending policies and procedures

• Evidence of business development success

• Ability to analyze and understand financial statements of various business types as well as personal financial statements and tax returns.

• Strong attention to detail, problem solving skills, and ability to prioritize work to execute tasks in a fast-paced, deadline driven environment.

• Exceptional communication skills, both written and verbal, that can be demonstrated with business partners.

• Excellent customer service and interpersonal skills to ascertain and respond to customer needs and objectives to advance the client relationship and meet the Bank's objectives.