Commercial Banker IV

3 weeks ago


Miami, United States Seacoast Bank Full time
Job DescriptionJob Description

JOB SUMMARY:

The primary focus of a Commercial Banker is to leverage their talents and passion in connecting business owners and community leaders to drive growth and economic prosperity. Collaborate with line of business partners to drive the successful development and administration of the client’s entire relationship with Seacoast. Examine, evaluate, authorize and recommend approval of customer applications for commercial loans. Manage regional credit issues including portfolio administration and sales efforts. Active in the community in support and promotion of the bank. Responsible for overall profitability and achieving sales goals across all product lines. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

EDUCATION AND/OR EXPERIENCE

  • Bachelor’s degree in business administration, Economics, Finance or related major, required.
  • 5+ year’s related experience in business development, business analytics and diagnosis obtained through commercial lending sales and portfolio management.
  • 2+ year’s financial services experience in related business-lines that developed/served business client relationships; including: Treasury Management, Wealth Management, and Consumer Banking.
  • Demonstrated record of relationship building with business, civic and governmental organizations. Currently established within the market, where reputation and followership is in place.

ESSENTIAL DUTIES AND RESPONSIBILTIES:

  • Attends to the needs of customers seeking financial services.
    • Interviews customers and prospects to develop information concerning their businesses or personal needs, desires, abilities, and earnings to determine strategy or other financial services as appropriate.
    • Makes decisions on loans and terms within own lending limits, or makes recommendations on significant loans to the Commercial Banking Executive.
    • Refers business to other officers, as appropriate, to meet customer needs.
  • Responsible for developing and maintaining a book of business.
  • Actively engages with Line of Business Partners to identify referral business to expand and deepen existing customer relationships.
  • Collaborates with Line of Business Partners to promote and position the Bank in the community.
  • Assumes total responsibility for on-going monitoring of all assigned accounts relative to customary portfolio management which includes, but not limited to:
    • On-going understanding of changes in the loan risk profile.
    • Monitoring borrowers’ compliance to the loan documents.
    • Obtaining and reviewing any required documentation or reports in a timely fashion.
    • Monitoring loan payments.
    • Performs annual reviews on a regular basis.
  • Studies industrial, commercial and financial situations relating to new and existing businesses.
  • Identification and reporting of problem credits to director or Manager.
  • Coordinates problem loan administration with Commercial Banking Director or Manager, line of Business Executive or Special Assets Administrator.
  • Adheres to the highest legal and ethical standards applicable to our industry and to Seacoast Bank’s Code of Conduct, while observing both the spirit and letter of all government regulations and laws, and bank policies and procedures.
  • Ensure adherence to AML/BSA requirements, audit procedures, dual control, security, Business Continuity, and all other regulated banking requirements.
  • Adhere to Seacoast Bank’s Code of Conduct.
  • Other duties may be assigned.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

#LI-PF1


  • Commercial Banker III

    3 weeks ago


    Miami, United States Seacoast Banking Corporation of Florida Full time

    Responsible for setting business development strategy and executing sales production efforts to acquire new commercial business within the market area. The position makes sales calls and visits to business customers, high net worth individuals and pr Commercial, Banker, Business Development, Sales, Credit Analyst, Management, Business Services

  • Commercial Banker III

    3 weeks ago


    Miami, United States Seacoast Bank Full time

    Job DescriptionJob DescriptionResponsible for setting business development strategy and executing sales production efforts to acquire new commercial business within the market area. The position makes sales calls and visits to business customers, high net worth individuals and prospects to understand the client needs, customize solutions that will benefit...

  • Relationship Banker

    3 weeks ago


    Miami, United States Apollo Bank Full time

    RELATIONSHIP BANKER - BRICKELLSUMMARY The position of Relationship Banker is responsible for supporting the Client Service Manager in deepening relationships with existing Retail Banking and Commercial Banking clients. The goal of the relationship banker will be to engage with clients via phone, in person or video engagement as needed that would lead to...


  • Miami, United States Seacoast Bank Full time

    Job DescriptionJob DescriptionJOB SUMMARY:Responsible for supporting the Commercial Banking client service channel by coordinating the activities of the assigned Bankers. Serves as a catalyst to accelerate achievement of client business goals by ensuring Commercial Bankers, clients and business partners are connected through arranged meetings, coordinating...


  • Miami, United States Seacoast Bank Full time

    Job DescriptionJob DescriptionJOB SUMMARY:Responsible for supporting the Commercial Banking client service channel by coordinating the activities of the assigned Bankers. Serves as a catalyst to accelerate achievement of client business goals by ensuring Commercial Bankers, clients and business partners are connected through arranged meetings, coordinating...


  • Miami, United States Seacoast Bank Full time

    JOB SUMMARY: Responsible for supporting the Commercial Banking client service channel by coordinating the activities of the assigned Bankers. Serves as a catalyst to accelerate achievement of client business goals by ensuring Commercial Bankers, clients and business partners are connected through arranged meetings, coordinating events, business development...


  • Miami, United States Seacoast Bank Full time

    JOB SUMMARY: Responsible for supporting the Commercial Banking client service channel by coordinating the activities of the assigned Bankers. Serves as a catalyst to accelerate achievement of client business goals by ensuring Commercial Bankers, clients and business partners are connected through arranged meetings, coordinating events, business development...


  • Miami, United States Seacoast Bank Full time

    Description JOB SUMMARY: Responsible for supporting the Commercial Banking client service channel by coordinating the activities of the assigned Bankers. Serves as a catalyst to accelerate achievement of client business goals by ensuring Commercial Bankers, clients and business partners are connected through arranged meetings, coordinating events, business...

  • Relationship Manager

    3 weeks ago


    Miami, United States Banesco USA Full time

    Job DescriptionJob DescriptionJob TitleRelationship Manager – Business & ProfessionalFunctional TitleCommercial Banker/LenderBanesco USA is seeking a Relationship Manager – Business & Professional for our South Florida Branches Team.Primary Job DutiesResponsible for business development activities for the generation of deposits and loans for their...

  • Relationship Manager

    1 month ago


    Miami, United States Banesco USA Full time

    Job DescriptionJob DescriptionJob TitleRelationship Manager – Business & ProfessionalFunctional TitleCommercial Banker/LenderBanesco USA is seeking a Relationship Manager – Business & Professional for our South Florida Branches Team.Primary Job DutiesResponsible for business development activities for the generation of deposits and loans for their...


  • Miami, United States Banesco USA Full time

    Job DescriptionJob DescriptionJob TitleRelationship Manager – Business & ProfessionalFunctional TitleCommercial Banker/LenderBanesco USA is seeking a Relationship Manager – Business & Professional for our South Florida Branches Team.Primary Job DutiesResponsible for business development activities for the generation of deposits and loans for their...


  • Miami, United States First Citizens Bank Full time

    Overview: Stable. Family. Opportunities. Unique.Whether First Citizens Bank has been established for 120+ years or expanding our presence in your market, we invite you to be part of our story. As a Manager of Commercial Banking at First Citizens you will carry on our tradition of developing and expanding complex commercial relationships in the Miami market....


  • Miami, United States First Citizens Bank Full time

    Overview: Stable. Family. Opportunities. Unique.Whether First Citizens Bank has been established for 120+ years or expanding our presence in your market, we invite you to be part of our story. As a Manager of Commercial Banking at First Citizens you will carry on our tradition of developing and expanding complex commercial relationships in the Miami market....


  • Miami, United States First Citizens Bank Full time

    Overview: Stable. Family. Opportunities. Unique. Whether First Citizens Bank has been established for 120+ years or expanding our presence in your market, we invite you to be part of our story. As a Manager of Commercial Banking at First Citizens you will carry on our tradition of developing and expanding complex commercial relationships in the Miami market....


  • Miami, United States First Citizens Bank Full time

    Overview: Stable. Family. Opportunities. Unique. Whether First Citizens Bank has been established for 120+ years or expanding our presence in your market, we invite you to be part of our story. As a Manager of Commercial Banking at First Citizens you will carry on our tradition of developing and expanding complex commercial relationships in the Miami market....


  • Miami, United States First Citizens Bank Full time

    Overview: Stable. Family. Opportunities. Unique.Whether First Citizens Bank has been established for 120+ years or expanding our presence in your market, we invite you to be part of our story. As a Manager of Commercial Banking at First Citizens you will carry on our tradition of developing and expanding complex commercial relationships in the Miami market....


  • Miami, United States Interamerican Bank Full time

    Interamerican Bank is seeking a Commercial Loan Assistant who will provide administrative and operational support to the commercial lending area of the bank. The Commercial Loan Assistant will provide customer service at the highest levels to customers, which will include performing research and resolving account/customer issues. The candidate will work...


  • Miami, United States Interamerican Bank Full time

    Interamerican Bank is seeking a Commercial Loan Assistant who will provide administrative and operational support to the commercial lending area of the bank. The Commercial Loan Assistant will provide customer service at the highest levels to customers, which will include performing research and resolving account/customer issues. The candidate will work...


  • Miami, United States Seacoast Bank Full time

    Job DescriptionJob DescriptionLocation: Miami, FLJOB SUMMARY:Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to...


  • Miami, United States Seacoast Bank Full time

    Job DescriptionJob DescriptionJOB SUMMARY:Balance credit quality of portfolio and loan growth. Assume total responsibility for monitoring portfolio and proactively works to identify weakness in loans to minimize the bank’s exposure and reduce credit risk. Provide for close and personal attention to clients by understanding their overall goals and...