Commercial Credit Analyst

4 weeks ago

Dublin, United States SB Financial Group Inc. Full time
Job DescriptionJob Description



Education

A B.S. or B.A. degree in Finance or a related field of study preferred; specialized financial analysis training.

Experience

A minimum of three (3) years of experience in financial analysis normally required; five (5) years of experience preferred.

Preferred Skills
  • Proficient reading, writing, grammar, and mathematics skills.
  • Moderate interpersonal relations and communicative skills.
  • A thorough knowledge and understanding of current lending and loan review regulations and banking regulations, procedures, and operations.
  • Proficient ability to analyze and interpret financial statements.
  • Visual and auditory skills.

Role and Responsibilities

Responsible for performing administrative duties to support the credit analysis function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the unit or department, as well as with other units or departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.

Essential Duties

1. Performs administrative duties to support the credit analysis function of which the following are illustrative:

  1. Receives data on prospective and active borrowing accounts, i.e., financial statements, agency reports, and interview and investigation sheets.
  2. Analyzes data and evaluates the short- and long-run prospects of the individual or company.
  3. May make recommendations to appropriate personnel on the granting or denying of loans; prepares sufficient information to document recommendations, if assigned to a lending function.
  4. If assigned to the loan review function, may suggest a loan grade after conducting a thorough credit analysis and documentation review.
  5. Provides thorough documentation of all financial analysis work, including ratios and other related information.
  6. Insures that all credit analysis activities are conducted in accordance with prescribed lending policy.

2. Achieves goals assigned to the Commercial Credit Analyst as part of the assigned department's annual operating plan.

3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.

4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.

5. Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.

6. Complies with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.

7. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; complies information as necessary or as directed and provides date to appropriate bank personnel.

8. Provides leadership, on-the-job training, and technical guidance to Credit Analyst Trainee(s).

9. Provide recommendations for on-going training for the department.

10. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.

11. Maintains appropriate records and provides assigned reports.

12. Other duties as assigned.

Ancillary Duties
  1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances.

Physical Requirements
  • Occasionally ascends/descends stairs to move through the different floors of the location.
  • Must be able to remain in a stationary position more than two-thirds of the time.
  • The person in this position needs to occasionally move about inside the office to accomplish tasks.
  • Frequently communicates with others to exchange information.
  • Constantly moves wrists, hands, and/or fingers.
  • Must be able to assess the accuracy, neatness, and thoroughness of the work assigned.
  • Must be able to work around noisy environments.
  • No adverse environmental conditions expected.
  • Sedentary work that primarily involves sitting/standing.



  • Credit Analyst

    2 weeks ago

    Dublin, United States Meeder Asset Management Inc Full time

    EOE Statement Meeder Investment Management is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions; sexual orientation; and gender identity), national origin, disability, genetic information, and...

  • Fraud Prevention Analyst

    3 weeks ago

    Dublin, United States Patelco Credit Union Full time

    About Patelco Credit UnionWe're here to help people in communities throughout Northern California build financially healthy lives. We do this by being attentive and partnering with our members to understand what is financially best for them. We thrive on change, and we put people first. If you're looking to use your skills and knowledge to make a difference...

  • Fraud Prevention Analyst

    3 weeks ago

    Dublin, United States Patelco Credit Union Full time

    About Patelco Credit Union: Were here to help people in communities throughout Northern California build financially healthy lives. We do this by being attentive and partnering with our members to understand what is financially best for them. We thrive on change, and we put people first. If youre looking to use your skills and knowledge to make a difference...

  • Fraud Prevention Analyst

    2 weeks ago

    Dublin, United States Patelco Credit Union Full time

    About Patelco Credit Union: Were here to help people in communities throughout Northern California build financially healthy lives. We do this by being attentive and partnering with our members to understand what is financially best for them. We thrive on change, and we put people first. If youre looking to use your skills and knowledge to make a difference...

  • Director, Credit Research

    3 weeks ago

    Dublin, United States Meeder Asset Management Inc Full time

    EOE Statement Meeder Investment Management is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law. Category Investments Description Meeder has been...

  • Director, Credit Research

    1 week ago

    Dublin, United States Meeder Asset Management Inc Full time

    EOE Statement Meeder Investment Management is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law. Category Investments Description Meeder has been...

  • Commercial Banking Manager

    3 weeks ago

    Dublin, United States First Federal Bank Full time

    Position Title: Commercial Banking ManagerDepartment: Commercial BankingPosition Reports to: Market PresidentPosition Supervises: Commercial Bankers, Commercial Portfolio Managers, Commercial Banking Assistants, Senior Commercial BankersPremier Summary: At Premier Bank, an affiliate of Premier Financial Corp., we're Powered by People, and know that our...

  • Commercial Banking Manager

    2 weeks ago

    Dublin, United States First Federal Bank Full time

    Position Title: Commercial Banking ManagerDepartment: Commercial BankingPosition Reports to: Market PresidentPosition Supervises: Commercial Bankers, Commercial Portfolio Managers, Commercial Banking Assistants, Senior Commercial BankersPremier Summary: At Premier Bank, an affiliate of Premier Financial Corp., we're Powered by People, and know that our...

  • Director, Credit Research

    3 weeks ago

    Dublin, United States Meeder Asset Management Inc Full time

    EOE Statement Meeder Investment Management is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions; sexual orientation; and gender identity), national origin, disability, genetic information, and...

  • Director, Credit Research

    2 weeks ago

    Dublin, United States Meeder Asset Management Inc Full time

    EOE Statement Meeder Investment Management is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions; sexual orientation; and gender identity), national origin, disability, genetic information, and...

  • IT Technical Analyst

    2 weeks ago

    Dublin, United States eInformatics Full time

    Job DescriptionJob DescriptionSalary: $22-$30 hourly BOEAt eInformatics, we are growing our team of experienced RIS (Radiology Information System) and EHR (Electronic Health Record) experts. We have an expanding client list that demands best-in-class service, delivered by the best resources available.  If you have considered a career in the...

  • Programmer Analyst III

    4 weeks ago

    Dublin, United States Strategic Systems Full time

    Design and develop computer software programs, in conjunction with hardware choices, for medical, industrial, communications, scientific, engineering, commercial and financial applications which require use of advanced computational and quantitative methodologies. Apply principles and techniques of computer sciences and quantitative methodology and...

  • Programmer Analyst III

    1 week ago

    Dublin, United States Strategic Systems Full time

    Design and develop computer software programs, in conjunction with hardware choices, for medical, industrial, communications, scientific, engineering, commercial and financial applications which require use of advanced computational and quantitative methodologies. Apply principles and techniques of computer sciences and quantitative methodology and...

  • Fulltime Teller Float Dublin, OH

    3 weeks ago

    Dublin, United States Middlefield Bank Full time

    The Middlefield Banking Company is a full service FDIC-insured commercial bank and LPL Financial brokerage headquartered in Middlefield, Ohio. We have 21 branches serving Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Plain City, Powell, Orwell, Solon, Sunbury, Twinsburg, Westerville, Bellefontaine, Marysville, Ada, and...

  • Financial Analyst

    3 weeks ago

    Dublin, United States NESCO Inc Full time

    bout this opportunity: s a member of the US Refined Products Marketing Finance team, this individual will provide support to the US Downstream business unit to manage the financial performance of the business unit. This position works closely as part of an integrated team to ensure the company's financial transactions are handled promptly and with quality....

  • Financial Analyst

    3 weeks ago

    Dublin, United States NESCO Inc Full time

    About this opportunity: As a member of the US Refined Products Marketing Finance team, this individual will provide support to the US Downstream business unit to manage the financial performance of the business unit. This position works closely as part of an integrated team to ensure the company's financial transactions are handled promptly and with...

  • Financial Analyst

    3 weeks ago

    Dublin, United States NESCO Inc Full time

    About this opportunity: As a member of the US Refined Products Marketing Finance team, this individual will provide support to the US Downstream business unit to manage the financial performance of the business unit. This position works closely as part of an integrated team to ensure the companys financial transactions are handled promptly and with...

  • Fulltime Teller Float Dublin, OH

    3 weeks ago

    Dublin, United States THE MIDDLEFIELD BANKING COMPANY Full time

    Job DescriptionJob DescriptionThe Middlefield Banking Company is a full service FDIC-insured commercial bank and LPL Financial® brokerage headquartered in Middlefield, Ohio. We have 21 branches serving Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Plain City, Powell, Orwell, Solon, Sunbury, Twinsburg, Westerville,...

  • Fulltime Teller Float Dublin, OH

    2 weeks ago

    Dublin, United States THE MIDDLEFIELD BANKING COMPANY Full time

    Job DescriptionJob DescriptionThe Middlefield Banking Company is a full service FDIC-insured commercial bank and LPL Financial® brokerage headquartered in Middlefield, Ohio. We have 21 branches serving Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Plain City, Powell, Orwell, Solon, Sunbury, Twinsburg, Westerville,...

  • Regional Sales Manager

    1 month ago

    Dublin, United States Title One Agency, Inc. Full time

    Job DescriptionJob DescriptionJOB TITLE: Regional Sales ManagerDEPARTMENT: Title One AgencyREPORTING TO: Chief Operating OfficerSTATUS:    ExemptSUMMARY:The Regional Sales Manager will generate new leads, build relationships with potential clients, and close sales deals. They will play a crucial role in driving revenue growth and achieving sales targets....