Sr. Credit Analyst

4 weeks ago

Cape Girardeau, United States Spartech Full time
Job DescriptionJob Description

Sr. Credit Analyst

Maryland Heights, Missouri

Spartech, LLC, headquartered in Maryland Heights, Missouri, has over a dozen locations throughout the United States. We have a broad customer base with extensive product offerings and technologies. Many of our materials are used in products you might see every day - for example if you start your morning with a single serve yogurt, the container you ate from may be made from one of Spartech’s products or the refrigerator where the yogurt was stored could have Spartech products in its interior features. More unique uses of our products can be seen in military or security applications, for example in fighter jet canopies or bullet resistant windows. From routine daily-life to life-saving applications—we make a difference. Our broad scope of products and services keep our environment interesting and challenging with a culture focused on success. If you want to make a difference in a fast-paced environment with a company large enough to offer you room to grow but not so large that you become “just a number”, Spartech might be the ideal company for you.

The Sr. Credit Analyst is responsible for customer collection and credit decision efforts across all businesses on shared customers and daily credit decisions related to the release of blocked orders within guidelines set by the Credit Manager.

*Evaluates credit-worthiness of customers through financial statement analysis, payment history review and other sources of market and financial information.

*Evaluates terms of sale and changes to terms of sale for customers based on analysis of risk, pay history and other market concerns/opportunities. Recommends changes and communicates concerns to Credit Manager.

*Oversees and develops the relationship with the 3rd party collection vendor.

*Oversees assignments and updates the credit limits of customers based upon the findings of the credit review process.

*Collects customer receivables in a timely and efficient manner.

*Collaborates with business teams to communicate customer condition and risk.

*Supports risk mitigation activities and ensures consistent collection efforts through customer follow up and relevant reporting. Makes risk decisions, within guidelines, on blocked orders.

*Works with customer service representatives and internal commercial teams to identify process improvement and efficiency opportunities.

*Other projects/duties as assigned or needed.

Benefits

We offer competitive salary, incentive, and benefit programs. Most benefits start day one Benefits include:

  • Medical.
  • Dental.
  • Vision.
  • Company paid life and long-term and short-term disability programs.
  • Flexible spending accounts.
  • 401(k) with a strong matching program.
  • 120 hours Paid Time Off (pro-rated based on hire date).
  • 11 paid holidays.

Spartech, LLC provides equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, genetic information, or veteran status, or other legally protected classification in the state in which a person is seeking employment. Spartech will use E-Verify to ensure employment eligibility of newly hired employees where required.

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