Specialty Loan Processor/Funder

3 weeks ago


San Jose, United States Certified Employment Group Full time
Job DescriptionJob Description

San Jose marine and RV financing company seeks a Specialty Loan Processor/Funder to join their team. $30-45/hr DOE. This is a contract-to-perm role. 

Overview: As a Specialty Loan Processor/Funder (specializing in boats and RVs), you will play a crucial role in accurately and efficiently processing and funding loan applications for marine and recreational vehicles. This position requires a customer-centric approach, as you will be directly interacting with sources/partners and members to develop and maintain positive relationships. Additionally, you will provide support to the team as needed.

Responsibilities:

  • Review loan documents for accuracy, completeness, and compliance with regulatory requirements.
  • Coordinate loan closings with external third-party sources/partners.
  • Ensure complete loan packages are uploaded to the internal origination platform.
  • Maintain detailed logs and notes in loan files.
  • Verify loan terms and transaction details to ensure completeness before finalizing the loan.
  • Communicate with members to validate transaction details and repayment information.
  • Demonstrate expert knowledge of all products and services offered.
  • Establish new memberships within the origination platform as necessary.
  • Disburse funds through the core portfolio system.
  • Adhere to all policies and procedures, including security compliance and risk management.
  • Stay informed about local, state, and federal laws/regulations related to lending practices.

Who You Are:

  • Experienced in processing and funding loans, with a focus on boats and RVs.
  • Excellent verbal and written communication skills, with a talent for troubleshooting over the phone.
  • Customer-centric mindset with strong attention to detail and the ability to thrive in a fast-paced environment.
  • Skilled in building effective relationships and collaborating with others.
  • Knowledgeable about consumer and specialized asset documentation requirements.
  • Committed to process improvement and operational efficiency.
  • Proficient in MS Office and adept at utilizing various software platforms.
  • Dedicated to providing outstanding member service.
  • Familiar with lending guidelines, banking statutes, and credit union policies.
  • Experience in sales and transactional processing, preferred.
  • Previous experience in indirect or external lending, preferred.

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