Mortgage Loan Originator

2 months ago


New York, United States NEW DWELLING MORTGAGE Full time
Job DescriptionJob DescriptionBenefits/Perks
  • Access to multiple wholesale lenders 
  • Competitive Compensation
Job SummaryWe are seeking an experienced Loan Officer to join our NJ/NY team. In this role, you will evaluate and pre-qualify loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and reviewing credit, debt, income, and assets. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations.  Responsibilities 
  • Interview applicants to gather financial information
  • Educates the prospect on the process of getting pre-qualified (explains the four factors)
  • Evaluate creditworthiness
  • Document review of credit, debt, income, and assets
  • Product and Pricing- Pricing out various products based on the borrower’s loan
  • Assist clients in understanding the terms and conditions of their loan disclosures
  • Maintain up-to-date knowledge of current financial services and types of loans
  • Loan Estimate review
  • Closing Disclosure review
Qualifications
  • Previous experience as a Loan Officer 
  • Familiarity with Microsoft Excel, databases, and loan origination software
  • Knowledge of lending products and practices
  • Strong customer service and communication skills
  • Ability to perform in a goal-oriented environment


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