Commercial Loan Officer

3 weeks ago

Carlsbad, United States CNB Bank Full time
Job DescriptionJob Description

CNB Bank

Job Description

Job Title: Loan Officer

Department: Loans

Reports To: SVP/Commercial Loan Mgr.

SUMMARY

Underwrites loan requests/applications according to approved policies and procedures prepares credit and presents applicable requests to loan review committee for approval.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Actively participates in local business and community activities to market the Bank and facilitate new loans and deposits to assist in meeting bank profitability goals including business plan growth, income objectives, controlling expenses to maintain a profit
  • Reviews, analyzes, and processes commercial and consumer lending requests and packages.
  • Presents and reviews major loan requests to loan committee or Executive Committee of the board of directors for approval or rejection
  • Negotiates loan participation and purchase agreements, inspects properties held as collateral, review applicable loan documents, and maintains files and servicing for such loans
  • Works with attorneys representing the financial institution on loan matters
  • Interviews commercial/consumer loan applicants as well as obtains and compiles financial information necessary for loan processing.
  • Assists in the Bank’s loan portfolios as to risk management considerations to maintain quality control and minimize losses
  • Orders credit report and other required documents for loan applicants.
  • Actively involved in new commercial and consumer-based and third-party loan programs.
  • Market the Bank through involvement in civic and community events and organizations
  • Work closely with credit analysts in the underwriting process, using a team approach during the preparation of credit proposals
  • Responsible for keeping the process moving by supplying the necessary items to Loan Operations or to outside legal counsel/title companies etc. to necessitate a closing

EDUCATION and/or EXPERIENCE

  • Bachelor’s degree preferred, but not required.
  • Strong interpersonal communication and phone etiquette
  • Proficiency with Microsoft Word and Excel, including accuracy
  • Ability to multi-task, prioritize and meet deadlines; follow direction
  • Ability to work independently
  • Attention to detail, accuracy, and follow-through
  • Lending/banking/sales experience preferred, but not required

  • Commercial Loan Officer

    2 weeks ago

    Carlsbad, United States CNB Bank Full time

    Job Description Job Description CNB Bank Job Description Job Title: Loan Officer Department: Loans Reports To: SVP/Commercial Loan Mgr. SUMMARY Underwrites loan requests/applications according to approved policies and procedures prepares credit and presents applicable requests to loan review committee for approval. ESSENTIAL DUTIES AND...

  • Commercial Loan Servicer

    3 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Commercial Loan Servicer – Commercial/Consumer LoansDepartment: Loans Reports To: AVP or SVP/LoansSUMMARY The Commercial Loan Servicer position is responsible for assisting the Loan Officer in performing various duties and special projects related to the commercial/consumer loan department. Including but not...

  • Commercial Loan Servicer

    6 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Commercial Loan Servicer – Commercial/Consumer LoansDepartment: Loans Reports To: AVP or SVP/LoansSUMMARY The Commercial Loan Servicer position is responsible for assisting the Loan Officer in performing various duties and special projects related to the commercial/consumer loan department. Including but not...

  • Credit Officer

    2 days ago

    Carlsbad, United States CNB Bank Full time

    Job Description Job Description Job Title: Credit Officer Department: Loan Operations Reports To: EVP - Loans SUMMARY The Credit Officer is responsible for providing support, direction, and credit information to ensure overall quality of the Bank’s lending portfolio, managing Loan Operations Department, ensures accurate and timely servicing of the Bank’s...

  • Credit Officer

    3 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Credit OfficerDepartment: Loan Operations Reports To: EVP - LoansSUMMARYThe Credit Officer is responsible for providing support, direction, and credit information to ensure overall quality of the Bank’s lending portfolio, managing Loan Operations Department, ensures accurate and timely servicing of the Bank’s loan...

  • Credit Officer

    6 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Credit OfficerDepartment: Loan Operations Reports To: EVP - LoansSUMMARYThe Credit Officer is responsible for providing support, direction, and credit information to ensure overall quality of the Bank’s lending portfolio, managing Loan Operations Department, ensures accurate and timely servicing of the Bank’s loan...

  • Project Engineer

    1 day ago

    Carlsbad, United States Michael Page Full time

    As a Project Engineer at you will play a vital role in the successful execution of our projects. Youwill work with the project manager to handle RFIs, submittals, change orders and more. Client Details Our client is a leading general contractor with a specialization in commercial projects, including car dealerships. We pride ourselves on delivering...

  • Commercial Construction Project Manager

    1 month ago

    Carlsbad, United States K2 Staffing, LLC Full time

    Job DescriptionJob DescriptionSummaryOur client is located in North County San Diego and is one of the fastest growing commercial construction general contractors in the county. They are currently seeking a dedicated professional who has aspirations of becoming a valued addition to our client's team, while growing their career internally within the...

  • Office Assistant

    1 week ago

    Carlsbad, United States CertaPro Painters Full time

    Now Hiring Office Assistant/Book Keeper CertaPro of Carlsbad is now hiring a Office Assistant / Bookeeper. We are looking to hire this position this year. We are a rapidly growing painting contractor. We are team and family focused and everyone has a role to play for the success of our customers, employees and the company. We are located in north San Diego...

  • Branch Relationship Banker

    7 days ago

    Carlsbad, United States California Bank & Trust Full time

    Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative...

  • Commercial Construction Superintendent

    1 month ago

    Carlsbad, United States K2 Staffing Full time

    Job DescriptionJob DescriptionSummaryOur client is a highly sought-after, stable, and prestigious General Contractor in hyper growth mode and they are in need of an experienced Ground Up Commercial Construction Superintendent for automobile dealership development projects occurring in the San Diego, CA.  Please take the necessary time to review this job...

  • Commercial Construction Project Manager

    3 weeks ago

    Carlsbad, United States K2 Staffing Full time

    Job Description Job Description Our client is looking for a dedicated professional that has aspirations to become a valued addition to our team and grow their career internally within the organization. We are searching for an experienced Project Manager with a preferred background of 3 to 5-years in construction management or construction industry knowledge...

  • Commercial Construction Project Engineer

    1 month ago

    Carlsbad, United States K2 Staffing Full time

    Job DescriptionJob DescriptionSummaryOur client is a well-respected and highly sought-after commercial general contractor with projects in the San Diego area.  They are in immediate need of a Project Engineer.  The main purpose of a Project Engineer is to complete engineering and construction projects by planning, organizing and controlling all elements...

  • Commercial Construction Project Manager

    3 weeks ago

    Carlsbad, United States K2 Staffing, LLC Full time

    Our client is looking for a dedicated professional that has aspirations to become a valued addition to our team and grow their career internally within the organization. We are searching for an experienced Project Manager with a preferred background of 3 to 5-years in construction management or construction industry knowledge to join our growing team. We can...

  • Commercial Construction Project Manager

    1 month ago

    Carlsbad, United States K2 Staffing Full time

    Job DescriptionJob DescriptionOur client is looking for a dedicated professional that has aspirations to become a valued addition to our team and grow their career internally within the organization. We are searching for an experienced Project Manager with a preferred background of 3 to 5-years in construction management or construction industry knowledge to...

  • Legal Staff Paralegal in

    4 weeks ago

    Carlsbad, United States Carlsbad, CA Full time

    Real Estate Transaction Paralegal at **** **** is a boutique AV-Rated real estate, land use, business, and banking law firm seeking to hire a full-time, on-site transaction paralegal. Located in the North County of San Diego, we offer a positive, yet fast-paced, challenging, work environment that is an excellent opportunity for someone who wants to...

  • Security Officer II

    1 day ago

    Carlsbad, United States Front Porch Communities and Services Full time

    Position Title: Security Officer II Job ID: 2799 Community: Carlsbad By The Sea Location: US:CA:Carlsbad Category: Work Type: Part Time, Hourly, < 35.99 hours a week Date Posted: 5/7/2024 Salary: USD per hour Description Carlsbad By The SeaCarlsbad By The Sea is a continuing care resort-style retirement community on the coast in beautiful Carlsbad. We...

  • Insurance Administrative Assistant

    3 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Insurance Administrative AssistantDepartment: Loan Operations Reports To: Loan Operations ManagerSUMMARYMaintain adequate insurance documentation for all properties mortgages through CNB Bank and pay property taxes on all properties with a CNB escrow account. ESSENTIAL DUTIES AND RESPONSIBILITIESReview premium...

  • Insurance Administrative Assistant

    6 days ago

    Carlsbad, United States CNB Bank Full time

    Job DescriptionJob DescriptionJob Title: Insurance Administrative AssistantDepartment: Loan Operations Reports To: Loan Operations ManagerSUMMARYMaintain adequate insurance documentation for all properties mortgages through CNB Bank and pay property taxes on all properties with a CNB escrow account. ESSENTIAL DUTIES AND RESPONSIBILITIESReview premium...

  • Assistant Project Manager

    8 hours ago

    Carlsbad, United States Capstone Advisors Full time

    Capstone Advisors is looking for an experienced real estate Assistant Project Manager to join our team. Now in our 28th year of business, we continue to be an entrepreneurial and innovative company offering a variety of interesting projects to work on. Our multi-state portfolio includes retail, industrial, office, and land for residential and commercial...