Subprime Auto Lending Specialist

3 weeks ago


Gainesville, United States Carriage Used Cars Full time
Job DescriptionJob Description

Position: Subprime Auto Lending Specialist

Location: Gainesville, GA

Job Type: Full-Time

About Us:

At Carriage Auto Group, we strive to provide comprehensive auto financing solutions to customers of all credit backgrounds. We are committed to offering respectful and honest service, understanding that each client’s situation is unique. Join our dynamic team in making vehicle ownership a reality for everyone.

Job Description:

We are seeking a motivated and detail-oriented Subprime Auto Lending Specialist to join our team. This role requires a deep understanding of credit risk management and an ability to tailor financing solutions to customers with less-than-perfect credit. You will work closely with clients to understand their financial situations and provide lending options that meet their needs while aligning with our risk management standards.

Responsibilities:

  • Evaluate loan applications and analyze credit reports and financial information to assess credit risk.
  • Provide financing options and terms to customers based on assessed credit risk.
  • Negotiate terms of loans with potential buyers and finalize the sales contracts.
  • Maintain compliance with all regulatory requirements and internal policies.
  • Build and maintain relationships with customers, understanding their needs and circumstances.
  • Collaborate with sales and finance teams to optimize lending processes and improve customer satisfaction.

Requirements:

  • Proven experience in subprime lending, finance, or a related field.
  • Strong understanding of credit reports, finance, and risk assessment.
  • Excellent negotiation and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Strong problem-solving skills and attention to detail.
  • Bachelor’s degree in Finance, Business Administration, or related field preferred.

Benefits:

  • Competitive salary and performance bonuses.
  • Health, dental, and vision insurance.
  • Retirement plan options.
  • Generous paid time off and holiday leave.
  • Opportunities for professional development and advancement.

How to Apply:

Please submit your resume and a cover letter detailing your experience and suitability for the role to [insert email address or application link]. We are excited to hear how you can contribute to our team



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