Head of Payments Risk Management

1 month ago

Fargo, United States First International Bank & Trust Full time
Job DescriptionJob Description

First International Bank and Trust / Kotapay is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running.

The Head of Payments Risk Management will build and lead all programs related to appropriate governance and oversight of payments and banking as a service risk, including compliance, enterprise risk, AML/BSA, and information security, with specific emphasis on serving as liaison with corporate leaders in each of these areas to ensure Kotapay’s conformance to FIBT policies and procedures.

Key Responsibilities:

  • Serve as a member of the payments leadership team, which meets regularly to discuss financial and operational performance, staffing, compliance, and overall governance.
  • Lead the newly formed payments governance committee, made up of executives plus leaders from corporate risk groups.
  • Interact regularly with corporate risk leaders to ensure consistency in approach and policy adherence, including presenting risk management-related information at various governance-related committee meetings.
  • Lead a staff of approximately 4-5 professionals performing various payments-related risk functions.
  • Monitor and report on risks within the business accordingly to company's enterprise risk management program.
  • Consult frequently with partners and vendors as SME for risk management, methods for mitigating risk, and emerging trends.
  • Author or executive owner of all risk assessments related to payments-related enterprise risk and compliance.
  • Owner of a significant list of key policies and procedures and ensure each remains current and relevant to company’s risk management functions.
  • Provide risk insight on new products and supporting operational strategies.
  • Design and administer automated submission and tracking tool for partner marketing and program collateral submissions.
  • Oversee all testing activities for ensuring programs and partners adhere to regulatory requirements and company policies and procedures.
  • Assess the effectiveness of alert criteria and artificial intelligence tools used to monitor and report on portfolio transaction activity that may be suspicious or potentially fraudulent.
  • Work extensively with key vendors performing services impactful to the risk management posture, including customer service, dispute processing, KYC, AML/suspicious activity case management.
  • Oversee the consumer complaint response process and submission to corporate risk team.
  • Contribute meaningful to cross departmental initiatives, including incident monitoring, data management, new product development, new program implementations/enhancements, budget preparation, and training.
  • Perform constructive and detailed employee evaluations of direct reports and ensure other managers in the risk group do the same for subordinates.

Qualifications:

  • Bachelors degree in Business, Technology, or related field; 7+ years of progressive leadership experience in risk management, consumer compliance, and/or AML/BSA, with specific payments experience; or equivalent combination of education and experience is required.
  • Advanced degree (MBA or Law Degree) and industry certification (CRCM, CFCS, ACAMS, etc) preferred but not required.
  • 3+ years of recent experience in payments, fintech, prepaid cards, deposit-products, remittances, ACH and other forms of electronic payments.
  • Proven experience with rules, regulations, and guidance documents issued by regulatory agencies and applicable to the following products: prepaid cards, debit cards, savings accounts, remittance products, gift cards, and ACH.
  • Familiarity with card network rules and NACHA rules.
  • Proven ability to assess all types of risk and implement controls that sufficiently mitigate such risk without unduly jeopardizing financial performance or operational efficiency.
  • Proven experience with concepts and general workings of technology, data file exchanges, and payment platforms, particularly as it relates to transaction processing, raw payment data elements, and API connectivity between multiple unrelated systems.
  • Experience working in automated workflow and project management tools (specifically Smartsheet.com) a plus.

First International Bank and Trust is a family-owned, full-service, community bank with locations in ND, MN, SD, and AZ.

We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

  • Health, Dental & Vision
  • 401K Retirement Plan with Employer Match
  • Paid Parental Leave
  • Life and Disability Insurance
  • Generous PTO and Holiday pay

If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

Equal Opportunity Employer

  • Head of Payments Risk Management

    3 weeks ago

    Fargo, United States First International Bank & Trust Full time

    Job DescriptionJob DescriptionFirst International Bank and Trust / Kotapay is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running.The Head of Payments Risk Management will build and lead all programs related to appropriate governance and oversight of payments and banking as a service risk,...

  • Treasury Management Portfolio Manager

    1 week ago

    Fargo, United States First International Bank & Trust Full time

    First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running. The Treasury Management Portfolio Manager will partner with Treasury Management Officers to help manage, retain, and grow their Treasury Management portfolio and ensuring the delivery of exceptional service....

  • Fraud Strategy Analyst

    4 weeks ago

    Fargo, United States Gate City Bank Full time

    Location Fargo Corporate Office - Desk Share Job Description: The Fraud Strategy Analyst is responsible for the analysis, creation and deployment of rules and scoring from both internally and externally developed fraud risk models and applications. This position will identify, analyze, document, test, and manage the various fraud controls and processes to...

  • Treasury Management Portfolio Manager

    1 week ago

    Fargo, United States First International Bank & Trust Full time

    Job DescriptionJob DescriptionFirst International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work for 10 years running. The Treasury Management Portfolio Manager will partner with Treasury Management Officers to help manage, retain, and grow their Treasury Management portfolio and ensuring the...

  • Accounting Manager

    2 weeks ago

    Fargo, North Dakota, United States Express Employment Professionals-Fargo Full time

    A local Fargo company is seeking an Accounting Manager to join their team. This person will: Oversee all financial management aspects, including accounting, budgeting, forecasting, and reporting. Develop and maintain financial models to support strategic planning and decision-making. Ensure compliance with accounting standards and regulations. Establish and...

  • Office Manager

    3 weeks ago

    Fargo, United States Brady Martz and Associates Full time

    Job DescriptionJob DescriptionThe Office Manager directly impacts the firm’s ability to service clients and to attract and retain quality team members. The Office Manager will be responsible for the day-to-day office operations and assisting the leadership team with projects and programs to meet firm goals. Play an integral role in the tax process to...

  • Purchasing Manager

    4 days ago

    Fargo, United States RDO Equipment Full time

    We are seeking a highly skilled and motivated Used Equipment Purchasing Manager to join our Remarketing team. The primary responsibility of this role is to source, negotiate, and purchase used Ag and CE equipment to support our organization's operations. The ideal candidate will have a keen eye for assessing equipment quality, strong negotiation skills, and...

  • Wind Assistant Project Manager

    4 weeks ago

    Fargo, United States MasTec Inc Full time

    Overview POSITION SUMMARY: Responsible for coordinating projects from lead phase to completion. Responsibilities ESSENTIAL JOB FUNCTIONS:  Coordinate engineering studies  Coordinate change order requests  Coordinate situations with engineers Coordinate with estimating on projects  Submittals and requests for information Work with owners...

  • Purchasing Manager

    2 weeks ago

    Fargo, United States RDO Equipment Full time

    We are seeking a highly skilled and motivated Used Equipment Purchasing Manager to join our Remarketing team. The primary responsibility of this role is to source, negotiate, and purchase used Ag and CE equipment to support our organization's operations. The ideal candidate will have a keen eye for assessing equipment quality, strong negotiation skills, and...

  • Medical Oncology Opportunity

    2 weeks ago

    Fargo, United States Sanford Health Full time

    Sanford Health is a seeking a fellowship-trained Adult Hematologist-Oncologist to practice at Sanford's prestigious Roger Maris Cancer Center. Board Eligible/Board Certified in Medical Oncology and HematologyFocused interests in breast, head/neck, thoracic, or genitourinary malignancies welcomeJoin a team of 11 Medical Oncologists/ Hematologists, 4...

  • Medical Oncology Opportunity

    1 hour ago

    Fargo, United States Sanford Health Full time

    Sanford Health is a seeking a fellowship-trained Adult Hematologist-Oncologist to practice at Sanford's prestigious Roger Maris Cancer Center. Board Eligible/Board Certified in Medical Oncology and HematologyFocused interests in breast, head/neck, thoracic, or genitourinary malignancies welcomeJoin a team of 11 Medical Oncologists/ Hematologists, 4...

  • Site EHS Manager

    1 month ago

    Fargo, United States Amazon.com Services LLC Full time

    One focus area of the Amazon Workplace Health & Safety (WHS) mission is to provide tools, resources, and environments that support safe, efficient, healthy behaviors and encourage employees to proactively manage their health and wellbeing. To support this focus area, Amazon is seeking an experienced and innovative Workplace Health and Safety (WHS) Manager to...

  • Warehouse Manager

    19 hours ago

    Fargo, United States Agrisolutions Full time

    Agrisolutions is seeking a Warehouse Manager for our Fargo, ND warehouse. We provide competitive pay, paid holidays, and benefits that start the first of the month following your start date, a 401k match and more! Warehouse Manager The Warehouse Manager performs warehouse work related to repackaging, receipt, shipment, storage, distribution, and delivery of...

  • Project Manager

    4 weeks ago

    Fargo, United States Blue Cross Blue Shield of North Dakota Full time

    All about us You likely know us as an insurance company, but that’s just a portion of what we do. Hundreds of thousands of North Dakotans trust us to provide them with personalized service and unmatched access to care. It’s a mission we take seriously. We also work with entities throughout the state to challenge the cost and complexity of health care in...

  • Warehouse Manager

    2 weeks ago

    Fargo, United States Agrisolutions Full time

    Job Description Job Description Agrisolutions is seeking a Warehouse Manager for our Fargo, ND warehouse. We provide competitive pay, paid holidays, and benefits that start the first of the month following your start date, a 401k match and more! Warehouse Manager The Warehouse Manager performs warehouse work related to repackaging, receipt, shipment,...

  • Quality Assurance Manager

    2 days ago

    Fargo, United States Provider Resources Full time

    Position Description: Quality Assurance Manager Under the direction of the Program Manager for the Independent Dispute Resolution Entity (IDRE) or their delegate, the Quality Assurance Training Manager is responsible for training development, training and leading a team to ensure company standards are met. The Quality Assurance Manager is responsible...

  • Warehouse Manager

    3 weeks ago

    Fargo, United States Agrisolutions Full time

    Job DescriptionJob DescriptionAgrisolutions is seeking a Warehouse Manager for our Fargo, ND warehouse.We provide competitive pay, paid holidays, and benefits that start the first of the month following your start date, a 401k match and more!Warehouse ManagerThe Warehouse Manager performs warehouse work related to repackaging, receipt, shipment, storage,...

  • Wealth Management Associate

    2 weeks ago

    Fargo, United States First International Bank & Trust Full time

    As a Wealth Management Associate, you will support our wealth management team and our clients with their needs. Your responsibilities will include client relations and handling queries. To thrive in this position you will be detail oriented and adept with handling competing priorities. Key Responsibilities: Welcomes and assists clients, in person and via...

  • Patient Services Assistant

    4 weeks ago

    Fargo, North Dakota, United States Department Of Veterans Affairs Full time

    Summary The incumbent is responsible for verifying and certifying the legal eligibility of applicants seeking medical treatment and/or benefits.DIRECT HIRE AUTHORITY: This position is being filled using Direct-Hire Authority (5 CFR for this occupation. Duties Duties include, but are not limited to:Make the initial determination whether the veteran is...

  • Asset Manager

    7 days ago

    Fargo, United States Kilbourne Group Full time

    Kilbourne is a catalyst for inspiration and action for vibrant neighborhoods that create memorable experiences for people. We are a leading real estate investment firm specializing in managing diversified real estate funds, multifamily properties, and commercial real estate assets. Position Overview: We are seeking a talented and experienced Asset Manager to...