Current jobs related to Mid Ticket Sr. Credit Analyst - Philadelphia PA United States - NewLane Finance


  • Philadelphia, United States NewLane Finance Full time

    NewLane Finance is a commercial equipment finance company, serving small and mid-size businesses nationwide. Our mantra is "business lending done right", and our strategy is to revolutionize small business lending by employing the latest technology and a motivated workforce to deliver fair and transparent financing solutions to businesses with unmatched...


  • Philadelphia, United States NewLane Finance Full time

    NewLane Finance is a commercial equipment finance company, serving small and mid-size businesses nationwide. Our mantra is "business lending done right", and our strategy is to revolutionize small business lending by employing the latest technology and a motivated workforce to deliver fair and transparent financing solutions to businesses with unmatched...

  • Director of Credit

    4 months ago


    Philadelphia, United States WSFS Bank Full time

    Job Description Essential Duties and Responsibilities: Directly underwrite middle ticket transactions ($100,000 to $1,000,000) in accordance with NewLane's Credit Policies and Procedures. Provide concise analysis of equipment finance requests by reviewing business financial statements, including but not limited to income statements, cash flow statements,...


  • Portland, OR, United States NACM Business Credit Services Inc. Full time

    Sr Credit Analyst – Columbia Sportswear Company – Portland, OR Job Title: Sr Credit Analyst Internal Job Number: R-014175 Classification: Full-Time Level: Experienced Salary: Annually About the Position Columbia Sportswear Finance & Accounting teams oversee the financial health and forward strategy for a portfolio of four global brands. These teams...

  • Sr. Credit Analyst

    3 months ago


    Tampa, FL, United States Climate First Bank Full time

    We are changing FINANCE to finance CHANGE!Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar,...

  • Credit Analyst

    4 weeks ago


    Chicago, IL, United States GPAC Full time

    POSITION SUMMARY: The Ag/Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing ag/commercial clients. The right credit analyst will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the...


  • , NJ, United States BirlaSoft Full time

    Country/Region: US Requisition ID: 19360 Work Model: Hybrid Position Type: Permanent Salary Range: Location: US - NJ - BIRLASOFT OFFICE Title: Sr Lead Business Analyst Description: Need Principal Consultant with 5+ years of experience in Salesforce...


  • Wilmington, DE, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These...

  • Credit Analyst

    2 months ago


    Norfolk, NE, United States GPAC Full time

    Commercial Credit AnalystPosition Summary: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the...


  • Fort Lauderdale, FL, United States CFA Institute Full time

    GENERAL DESCRIPTION OF POSITION The Sr. Credit Analyst/Underwriter performs financial based analysis and underwriting of credits which is used by the bank to assess risk and monitor existing credits to entities or individuals. This position performs analysis on the largest and most complex loans or relationships with a Region or Industry. The Sr Credit...

  • Senior Credit Analyst

    3 weeks ago


    Hazelwood, MO, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical support to commercial lending departments while overseeing a team of credit analysts. My responsibilities include conducting financial analysis, managing loans, and mentoring junior analysts to ensure the bank's...

  • Senior Credit Analyst

    4 weeks ago


    Cahokia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical and administrative support to the lending departments, lead a team of credit analysts, and conduct comprehensive financial analyses. My role involves assessing the financial condition of borrowers, preparing detailed...

  • Senior Credit Analyst

    4 weeks ago


    Manchester, MO, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical and administrative support to various lending departments while leading the credit analyst team. My role involves conducting comprehensive financial analyses and credit investigations, managing loans, and mentoring...

  • Senior Credit Analyst

    4 weeks ago


    Bridgeton, MO, United States Enterprise Bank and Trust Full time

    Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong,...

  • Senior Credit Analyst

    4 weeks ago


    Crestwood, MO, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical and administrative support to our lending departments, leading a team of credit analysts and working closely with the Chief Credit Officer. My role involves conducting detailed financial analyses, assessing loan...

  • Senior Credit Analyst

    4 weeks ago


    Edwardsville, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the commercial and consumer lending departments, overseeing the credit analyst team and working directly with the Chief Credit Officer. Responsibilities include conducting financial analyses,...

  • Senior Credit Analyst

    3 weeks ago


    Columbia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the lending departments while leading a team of credit analysts. Responsibilities include financial analysis, conducting credit investigations, mentoring junior analysts, and assessing the...


  • Boston, MA, United States Fanning Personnel Full time

    Seeking a Credit Research Analyst to join a top Boston asset manager. The individual in this role will be responsible for a subset of investment grade and high yield technology issuers. The Credit Research Analyst will be responsible for analytically supporting senior analysts in conducting industry and corporate credit analysis.Position Responsibilities: ...

  • Senior Credit Analyst

    4 weeks ago


    Ferguson, MO, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, you'll provide analytical and administrative support to lending departments while leading a team of credit analysts. This role involves conducting financial analysis, managing loans, and assessing the risks associated with complex commercial...

  • Senior Credit Analyst

    3 weeks ago


    Collinsville, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, you will provide analytical and administrative support to the commercial and consumer lending departments. Your responsibilities include leading a team of credit analysts, conducting financial analysis of loan requests, and mentoring junior...

Mid Ticket Sr. Credit Analyst

2 months ago


Philadelphia PA United States NewLane Finance Full time

NewLane Finance is a commercial equipment finance company, serving small and mid-size businesses nationwide. Our mantra is "business lending done right", and our strategy is to revolutionize small business lending by employing the latest technology and a motivated workforce to deliver fair and transparent financing solutions to businesses with unmatched levels of speed, convenience and customer service. Our products and services are offered to the business community primarily through financing programs with equipment manufacturers, distributors, and dealers. NewLane Finance is powered by a $24B financial organization.


NewLane Finance is seeking an experienced Senior Credit Underwriter to lead a middle ticket credit team. The qualified candidate will be responsible for the day to day underwriting of all middle ticket transactions with sizes ranging from $100,000 to $1,000,000. The role requires strong commercial credit underwriting skills, financial statement analysis, communication skills, and the ability to structure transactions.


Our Values:

  • Integrity
  • Passion
  • Teamwork
  • Commitment to Excellence


Essential Duties and Responsibilities:

  • Directly underwrite middle ticket transactions ($100,000 to $1,000,000) in accordance with NewLane’s Credit Policies and Procedures.
  • Provide concise analysis of equipment finance requests by reviewing business financial statements, including but not limited to income statements, cash flow statements, balance sheets, tax returns, personal financial statements, and collateral appraisal reports (when available).
  • Perform financial spread and analysis of business financial statements and tax returns to determine the applicant’s overall financial condition and their capacity to repay.
  • Based on the assessment of an applicant’s commercial and financial profile, ability to draw your own conclusion and provide an individual credit recommendation.
  • When needed, prepare and present recommendations to members of Senior Management or Credit Committee, including a summary of the transaction, risk and mitigating factors.
  • Review and interpret third party commercial reports (i.e., D&B, Paynet, etc.), consumer reports, and related information.
  • Work closely with Risk Analytics and Senior Credit Management to manage channel approval and conversion rates, monitor portfolio performance and external risk trends with the goal of delivering on channel loss proxy and delinquency targets.
  • Work with Sales counterparts to promote win/win Credit and Sales culture.
  • When needed, facilitate and conduct calls directly with customers (i.e., equipment dealers, end users and/or broker partners) to obtain additional information.
  • Perform fraud checks and due diligence while underwriting and assessing new equipment finance requests.
  • Must understand, abide and uphold NewLane’s audit procedures and internal controls related to essential duties and responsibilities.


General:

  • Ability to work independently as well as collaboratively within a cross functional team.
  • Proven ability to perform in a dynamic, high volume, transaction processing environment.
  • Strong organizational skills and attention to detail.
  • Excellent verbal and written communication skills.
  • Provide exceptional customer service.
  • Candidate should be self-motivated and possess a desire to learn.
  • Comply with audit and documentation policy and procedure requirements.
  • Must understand, abide and uphold audit procedures and internal controls related to essential duties and responsibilities.


Qualifications:

  • Bachelor’s degree in finance, Economics, Accounting or related business fields required.
  • 5+ years of related credit experience required, preferably within the small business financing or leasing industry.
  • A strong understanding of business tax returns, financial statements, and business concepts.
  • Excellent Microsoft Office Suite including Excel and computer literacy skills required.
  • Good working knowledge of other functional departments (i.e., Sales, Funding, Servicing, Collections, etc.) and their interactions with the Credit department.
  • Strong interpersonal skills and ability to leverage relationship building skills.
  • Customer service focus and a professional approach to servicing B2B relationships


The successful candidate will receive competitive compensation, excellent benefits including Health, Dental, Vision, 401k) with match, flexible spending, Life Insurance, Short Term and Long-Term Disability Insurance, generous PTO, and much more…


NewLane Finance is shaping the future of business finance, and we're looking for talented, committed individuals to join our company as we continue to grow our team. We work hard to find the best people, invest in their professional development and encourage “thinking outside the box”. Ultimately, it is our people which will create our success…by helping our customers grow and succeed.


NewLane Finance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, age, protected veteran or disabled status, or genetic information.

NewLane Finance will not be able to provide Relocation or Sponsorship