Sr Analyst, Credit Analytics

2 days ago

Wilmington DE United States OneMain Financial Full time

Position: Senior Analyst, Credit Analytics

Location: Wilmington, DE (hybrid)


OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. 


These strategies include, but not limited to, approval/decline, loan amount assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio.
Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling.


A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

In the Role

  • Under limited guidance, design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems
  • Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies
  • Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
  • Drive profitable business growth via developing strategy optimization framework with full credit-cycle view
  • Implement Quality Control processes to ensure data accuracy
  • Continually enhance existing processes and reporting through automation, quality control, presentation and insights
  • Effectively summarize and present results and insights to management

Requirements

  • Bachelor Degree (Graduate Preferred) preferably in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science
  • Strong SQL, SAS and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus
  • 3+ years of experience in a complex, data-driven problem solving environment; Master's or PhD may offset experience
  • Innovative and capable of developing a highly analytical approach to solving problems
  • Lending or consumer finance industry experience preferred

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-time employees with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k) 
  • Employee Stock Purchase Plan (10% share discount) 
  • Tuition reimbursement 
  • Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance, prorated based on start date
  • Paid holidays (7 days per year, based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

  • Sr Analyst, Credit Analytics

    2 days ago

    Wilmington, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These strategies...

  • Sr Analyst, Credit Analytics

    3 days ago

    WILMINGTON, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These...

  • Sr Analyst, Credit Analytics

    2 days ago

    WILMINGTON, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These...

  • Sr Analyst, Credit Analytics

    2 days ago

    Wilmington, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)Read all the information about this opportunity carefully, then use the application button below to send your CV and application.OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn...

  • Sr Analyst, Credit Analytics

    3 days ago

    WILMINGTON, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These...

  • Sr Analyst, Credit Analytics

    8 hours ago

    WILMINGTON, United States OneMain Financial Full time

    Position: Senior Analyst, Credit AnalyticsLocation: Wilmington, DE (hybrid)OneMain Financial is looking for a Senior Analyst to join our Credit Pricing & Strategy team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting and pricing strategies. These...

  • Sr. Credit Analyst

    2 weeks ago

    Spartanburg, SC, United States American Credit Acceptance Full time

    Summary/Objective The Senior Asset-Based Analyst will be responsible for underwriting middle-market asset-based lending transactions, leading deal teams, supporting Relationship Managers and mentoring junior associates. The Senior Asset-Based Analyst will be required to think critically and analytically to develop and communicate insights used to extend...

  • Collections & Recovery Strategic Analytics Sr. Analyst

    2 weeks ago

    SOUTH WILMINGTON, United States Citizens Full time

    Description  Do you have a passion for combining business intelligence with data driven analytics? Are you looking for the autonomy and support to deliver strategies that improve customer experience and company value?  If so, consider joining Citizens Bank and driving the Collection & Recovery Strategic Sr. Analytics function for our organization. As the...

  • Credit Analyst

    6 days ago

    Wilmington, DE, United States Wilmington Savings Fund Society Full time

    Job DescriptionAt WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally...

  • Lead Analyst, Originations Strategy and Analytics

    2 months ago

    Wilmington, DE, United States OneMain Financial Full time

    Lead Analyst – OriginationsLocation: Hybrid (Wilmington, DE)  We are looking for a Lead Analyst to join our Originations Strategy and Analytics team in Wilmington, DE.  This is an exciting opportunity to learn and drive significant loan growth via verification and product sales improvements. In the RoleThrough data analytics and a hypothesis-driven test...

  • Associate Director, Credit Policy

    4 days ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & Analytics We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited to,...

  • Sr. Credit Analyst

    1 month ago

    Tampa, FL, United States Climate First Bank Full time

    We are changing FINANCE to finance CHANGE!Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar,...

  • Associate Director, Credit Policy

    2 months ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & Analytics We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited...

  • Associate Director, Credit Policy

    3 weeks ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & Analytics We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited...

  • Associate Director, Credit Policy

    2 months ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & AnalyticsWe are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited to,...

  • Credit Analyst

    5 days ago

    San Antonio, TX, United States SNI Financial Full time

    Role DescriptionThis is a full-time on-site role for a Credit Analyst in San Antonio, TX. The Credit Analyst will be responsible for evaluating credit data and financial statements, analyzing loan applications, assessing risk, and making recommendations for credit approvals.Key ResponsibilitiesConduct thorough analysis of financial statements and assessment...

  • Associate Director, Credit Policy

    4 weeks ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & Analytics We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited...

  • Associate Director, Credit Policy

    3 weeks ago

    Wilmington, DE, United States OneMain Financial Full time

    Associate Director, Credit Policy & Analytics We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited...

  • Senior Commercial Credit Analyst

    4 weeks ago

    , MI, United States Lake Michigan Credit Union Full time

    About the RoleWe are seeking a highly skilled Senior Commercial Credit Analyst to join our team at Lake Michigan Credit Union. As a key member of our commercial lending team, you will be responsible for assessing the risk of commercial loan requests and managing the administrative requirements of a commercial loan portfolio.Key ResponsibilitiesAssess the...

  • Senior Strategy Analyst

    2 months ago

    Wilmington, DE, United States OneMain Financial Full time

    OneMain Financial is looking for a Senior Strategy Analyst to join our Card Analytics team in Charlotte, NC or Wilmington, DE. This is an exciting opportunity to grow new customer acquisitions through affiliate partner channels. You will play a key role in defining marketing and targeting optimization to grow account volumes and provide analytics insights...