Mortgage Loan Officer

18 hours ago

Houston TX United States Amerant Bank Full time

The Mortgage Loan Officer is responsible for originating quality Residential Loan Mortgages to contribute to the overall production goals, business growth and portfolio outstanding. The Mortgage Loan Officer will deliver high quality service to our customers (new and existing) as well as service their residential mortgage needs. They will present approvable loan packages in compliance with regulations and guidelines.

This position will be responsible for mentoring entry level Residential Lenders

Duties and responsibilities include:

Interview loan applicants and assist with the completion of the mortgage loan application including explanation of mortgage process and disclosures.

Interview loan applicants and assist with the completion of the CRA (with or without Affordable Housing Programs) mortgage loan application including explanation of mortgage process and disclosures

Collect and verify accuracy of needed documentation required for approval while complying with guidelines and regulatory requirements

Work and partner with processor and underwriter to promptly complete and obtain decisions on mortgage requests

Collaborate with loan processor to ensure each residential mortgage application is processed accurately, timely and completely

Complete and/or collect any additional documentation needed by processor/underwriter or closer (obtaining missing information and resolve exception processing issues)

Monitor progress of transactions and keep borrowers updated on progress while ensuring compliance with regulations

Assist in the scheduling of the closing with client, processor, title company and closing coordinator

Input applications into the origination system and delivery early disclosures to residential customer

As required, interact with Realtors, Accountants and Closing Agents to develop new business and/or obtain required documentation and close transactions

Partner with Mortgage Loan Processor, Underwriting, Doc Prep, Closing and Operations to ensure an excellent customer service and high-quality originations

Actively participate in community functions to support for the Bank’s CRA lending efforts as well as joining committees that provide Affordable Housing programs

Identify and report to immediate supervisor any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards

Minimum Education and/or Certifications Requirements:

High School Diploma or GED required. Associates Degree or higher preferred.

*** Applicant must be NMLS registered and provide the company with NMLS number or be willing to register in NMLS prior to employment being offered. Additionally, FBI Criminal Background and credit check must be successfully passed before job offer is presented.

Minimum Work Experience Requirements:
3+ years of prior Residential Loan Officer experience in the local market with emphasis on non-government loans preferred.

Technical and/or Other Essential Knowledge:

Proven experience acquiring and developing a residential loan mortgage portfolio. 

Proficiency with mortgage system origination (such as E3, Encompass, Empower).

Proficiency using Microsoft Office 365 products including MS Word, MS Visio, MS Excel, MS Teams, and MS PowerPoint.

Core Competencies

Must be detailed oriented and possess strong problem-solving, analytical and business development skills.

Must communicate effectively (verbally and in writing).

Must be able to plan, organize and execute projects.

Must be a team player, approach business in a professional manner, be customer oriented and contribute to a collaborative and position work environment.

  • Mortgage Loan Officer

    4 days ago

    Houston, Texas, United States Client Direct Mortgage Full time

    Unlock Your Earning Potential in the Mortgage IndustryAt Client Direct Mortgage, we're revolutionizing the way loan officers work. Our innovative approach puts you in control of your compensation, allowing you to choose your own path to success.Our company commission cap ensures that you earn a maximum of $20,000 annually, after which you take home 100% of...

  • Mortgage Loan Processor

    5 days ago

    , TX, United States First Community Mortgage Full time

    Mortgage Loan Processor Job DescriptionWe are seeking a highly skilled Mortgage Loan Processor to join our team at First Community Mortgage. As a Mortgage Loan Processor, you will play a critical role in ensuring the smooth processing of mortgage loans from application to closing.Key Responsibilities:Review and analyze loan applications to ensure compliance...

  • mortgage loan officer

    3 weeks ago

    , TX, United States New American Funding. Full time

    Mortgage Loan Officer Job DescriptionNew American Funding is seeking a highly motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for proactively soliciting new residential mortgage business by taking qualified, live inbound calls from company-generated marketing leads.You will actively...

  • Mortgage Loan Officer

    24 hours ago

    Houston, Texas, United States Cornerstone Capital Bank Full time

    Job SummaryWe are seeking a highly skilled Mortgage Loan Officer to join our team at Cornerstone Capital Bank. As a key member of our mortgage team, you will be responsible for promoting and selling our loan products and services to potential customers. Key Responsibilities* Provide exceptional customer service and manage client relationships* Analyze...

  • Mortgage Loan Originator

    3 weeks ago

    Houston, Texas, United States First Continental Mortgage, Ltd Full time

    Job SummaryFirst Continental Mortgage, Ltd is seeking an experienced Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans for residential properties. You will work closely with borrowers, real estate agents, and other stakeholders to understand their mortgage needs and...

  • Mortgage Loan Officer

    4 hours ago

    Houston, Texas, United States PNC Financial Services Group Full time

    Mortgage Loan Officer Job DescriptionPNC Financial Services Group is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for recommending loan solutions to clients in accordance with lending guidelines and their requirements.Key Responsibilities:Manage a portfolio of customer relationships and seek...

  • Mortgage Loan Originator

    3 weeks ago

    , CT, United States Jet Direct Mortgage Full time

    Mortgage Loan Originator OpportunityWe are seeking an experienced and skilled Mortgage Loan Originator to join our team at Jet Direct Mortgage. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans, working closely with clients to understand their needs and providing personalized service to ensure a smooth and...

  • Mortgage Loan Officer

    4 weeks ago

    Houston, Texas, United States PNC Financial Services Group Full time

    Job SummaryPNC Financial Services Group is seeking a skilled Mortgage Loan Officer to join our team in Houston, TX. As a Mortgage Loan Officer, you will be responsible for recommending loan solutions to clients, managing customer relationships, and collaborating with internal and external stakeholders to complete mortgage transactions.Key...

  • Mortgage Loan Officer

    4 days ago

    Arlington, TX, USA, United States Helton Real Estate Group Full time

    Mortgage Loan OfficerWe are seeking a skilled and experienced Mortgage Loan Officer to join our team at Helton Real Estate Group. As a Mortgage Loan Officer, you will be responsible for originating and processing mortgage loans for our clients.Key Responsibilities:Interface with realtors, processors, and underwriters to ensure a smooth transactionWork...

  • Mortgage Loan Officer

    4 weeks ago

    , MI, United States Central Mortgage Funding, LLC Full time

    Unlock Your Earning Potential with Central Mortgage Funding, LLCCompetitive Commission and Compensation StructureEarn up to 150 bps on each closed loan, regardless of loan amount125 bps for 3 or fewer closed loans per month150 bps for 4 or more closed loansExamples:Closing $600,000 at 125bps = $7,500 | at 150bps = $9,000Closing $1,000,000 at 125bps = $12,500...

  • Mortgage Loan Officer

    1 week ago

    Houston, Texas, United States PNC Financial Services Group Full time

    Job Title: Mortgage Loan OfficerPNC Financial Services Group is seeking a skilled Mortgage Loan Officer to join our team in Houston, TX.Job Summary:We are looking for a highly motivated and experienced Mortgage Loan Officer to recommend loan solutions in accordance with lending guidelines and clients' requirements. The successful candidate will manage a...

  • Mortgage Loan Officer

    3 weeks ago

    , NV, United States New American Funding Full time

    Job Summary:We are seeking a highly motivated and experienced Jr. Loan Officer to join our team at New American Funding. As a Jr. Loan Officer, you will be responsible for proactively soliciting new residential mortgage business by taking qualified, live inbound calls from company-generated marketing leads. You will also develop and maintain a network of...

  • Mortgage Loan Officer

    4 months ago

    Houston, United States First Horizon National Corporation Full time

    Location: On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good...

  • Bilingual Mortgage Loan Officer

    5 days ago

    , TX, United States PennyMac Full time

    About the RolePennymac is a leading specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.Key ResponsibilitiesAssist new and existing customers with their current and future purchase...

  • Mortgage Loan Officer

    4 days ago

    , MN, United States Merchants Bank Full time

    Mortgage Lender Opportunity at Merchants BankMerchants Bank, a reputable financial institution, is seeking a skilled Mortgage Lender to join their team. As a Mortgage Lender, you will be responsible for providing exceptional service to potential real estate loan customers, both for in-house and real estate loans sold to the secondary market.Key...

  • Mortgage Loan Officer

    4 days ago

    Houston, Texas, United States PNC Financial Services Group Full time

    Job DescriptionPNC Financial Services Group is seeking a highly skilled and motivated Mortgage Loan Officer to join our team. As a key member of our Mortgage organization, you will be responsible for recommending loan solutions, managing customer relationships, and collaborating with internal and external stakeholders to complete mortgage transactions.Key...

  • Mortgage Loan Originator

    5 days ago

    Houston, Texas, United States FocusONE Services Inc. Full time

    Mortgage Loan Officer Job DescriptionWe are seeking an experienced Mortgage Loan Officer to join our team at FocusOne Mortgage Solutions. As a Mortgage Loan Officer, you will be responsible for originating mortgage loans, building relationships with clients, and ensuring a seamless loan process from application to closing.Key Responsibilities:Originate...

  • Mortgage Loan Officer

    2 weeks ago

    Seattle, WA, United States Zillow Full time

    About the teamZillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and it's never been a more exciting time...

  • Senior Mortgage Underwriter

    3 weeks ago

    Houston, Texas, United States Envoy Mortgage Full time

    Job SummaryWe are seeking a highly skilled Senior Underwriter to join our team at Envoy Mortgage. As a Senior Underwriter, you will be responsible for reviewing and approving mortgage loan applications, ensuring compliance with regulatory requirements and company policies.Key ResponsibilitiesReview and analyze mortgage loan applications to ensure compliance...

  • Mortgage Loan Originator

    1 month ago

    Houston, Texas, United States First Continental Mortgage, Ltd Full time

    Job SummaryFirst Continental Mortgage, Ltd is seeking a highly motivated and experienced Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for assisting home buyers in financing their new home with our affiliated home builder partner in Houston, Texas.Key ResponsibilitiesGenerate new mortgage loan applications...