EFT Analyst

Welcome to Lafayette Federal Credit Union Careers Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in our endeavor to be the premier financial partner for every one of our members.

We are currently seeking a highly motivated EFT Analyst to support our team

If you have experience with daily ACH activity including but not limited to: ACH edits, postings, return items, notifications of change activity, research, and government reclamations, as well as daily processing of the Wire Function, then Lafayette Federal Credit Union is the place for you

Our Difference: Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work We have been recognized nationally by (1) Newsweek’s America’s Best Bank’s list , (2) we’ve received a 5-star rating from Bauer Financial , and (3) we’ve also ranked #12 in S&P Global’s Top Performing Credit Union’s in 2022 for the second year in a row

Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.

Our Opportunities: Professional development, training, and certification are a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.

We are currently seeking an EFT Analyst candidate to join our winning team. The EFT Analyst will be responsible for daily ACH activity including but not limited to: ACH edits, postings, return items, notifications of change activity, research, and government reclamations. Additional responsibilities include reconciling the general ledger for the ACH network, processing all ACH returns in a timely manner, notifying members of discrepancies in ACH credit items on their account, and researching member inquiries regarding unauthorized ACH debits or credits.

• One to three years of similar or related experience.
• A high school education or GED.

The duties and responsibilities of the EFT Analyst include:

• Daily processing of the Wire Function, including member verification, enhanced due diligence, and system processing.
• Verifying, approving, and balancing of the Mobile Check Deposit function.
• Maintaining membership’s IRA portfolios by processing monthly, quarterly, and annual Required Minimum Distributions (RMDs).
• Being responsible for account estate settlement issues including but not limited to deceased accounts, probate issues, and trust accounts.
• Attending training seminars by MACHA, NACHA, and the Federal Reserve to ensure compliance.
• Training and keeping Lafayette staff informed of any new IRA rules & regulations.

Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey.

• Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
• Fully funded deductible (HMO Plan)
• 401k employer matching contribution
• Income protection with life insurance, short and long-term disability

The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.

*Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer