Asset Based Lending Group Portfolio Manager

3 weeks ago


Atlanta GA United States Cb&S Bank Full time

GENERAL FUNCTION Leads the underwriting of new business opportunities, ensuring compliance with ABL credit policies while managing risk and maximizing portfolio performance.

MAJOR DUTIES AND RESPONSIBILITIES

  • Lead the underwriting of new business opportunities, including purchased loan participations and direct loan opportunities.
  • Prepare the initial deal screening document and the credit approval document for the Directors Loan Committee.
  • Supervise the ABL Portfolio Manager(s) and any future ABL Analysts, focusing on mentoring and their professional development.
  • Oversee the risk profile of the ABL loan portfolio, ensuring compliance with established ABL credit policies and target risk profiles.
  • Prepare and present portfolio reviews at regular intervals based on the risk rating of individual loan accounts.
  • Represent the ABL group at bank meetings, both in person and via conference calls.
  • Travel to meet with borrowing prospects and clients as necessary.
  • Ensure all ABL loan transactions are completed accurately and on time, collaborating with the bank's loan operations group.
  • Maintain effective communication with internal and external stakeholders to facilitate portfolio management.
  • Engage in business development activities to enhance the ABL portfolio and increase market presence.
  • Conduct regular analysis of portfolio performance and risk, making recommendations for improvement.
  • Collaborate with the President of CB&S Business Capital on strategic initiatives and operational improvements.

ADDITIONAL RESPONSIBILITIES

  • Participate in Loan Committee meetings when appropriate.
  • Maintain strong working relationships with loan support staff.
  • Respond to inquiries or refer them to the appropriate department, ensuring follow-through.
  • Perform other duties as assigned by the ABL Division Manager.

JOB QUALIFICATIONS

  • Bachelor's degree in finance, business, or a related field; advanced degree preferred.
  • At least 10 years of lower middle market ABL experience, including field examination, portfolio management, and underwriting in syndicated participations and direct loans.
  • Proven knowledge of ABL credit policies and procedures.
  • Ability to work independently and establish priorities to meet organizational goals.
  • Strong leadership, organizational, and communication skills, both verbal and written.
  • Proficiency in analyzing complex financial information and presenting recommendations.
  • Ability to travel to various locations for client meetings and bank personnel interactions.
  • Strong business development, customer relations, and decision-making skills are essential.
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