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Mortgage Loan Portfolio Asset Manager

2 months ago


Cincinnati, United States Eagle Realty Group Full time

Welcome to Western & Southern Financial Group – Our focus on creating value for our customers through everything we do is foundational to who we are. We provide meaningful and challenging work for our associates, a key facet of our incredible culture that helps make Western & Southern a career destination.


135 years of operating history;

  • Born as a modest, door-to-door life insurance business and built to last forever
  • Ranked 284 on Fortune 500
  • Ranked No. 29 among Fortune 500 companies as a best company for career growth
  • Award winning Talent Development Team
  • Top 10 for Top Spouse Employer and Military Friendly Employer in 2023
  • We consider Cincinnati the best place to live, work and celebrate life – that is why we are committed to doing good for our community


Our Culture

We are building our company to thrive and provide value to our customers, business partners and associates over the long term. To accomplish this, we look for professionals who embody our culture of integrity, top-notch performance, collaboration and teamwork. We are committed to hiring and developing associates who are driven to excel, have a strong work ethic and use astute, fact-based and ethical judgment in decision-making.


A Day in the Life –

The Mortgage Loan Portfolio Asset Manager is responsible for proactively evaluating and mitigating associated business risks and opportunities, per established policies and procedures within the real estate debt investments organization. Responsible for managing an assigned commercial loan portfolio including interviewing clients and requesting necessary information, in order to recommend appropriate action on credit decisions and to complete annual reviews for major credit relationships. Supports the mortgage loan investment team by reviewing the appropriate financial and market analysis for existing investments.


Duties and Responsibilities

  • Research and assess risk. Collect data and analyze for loan events. Analysis may include property operating statements, rent rolls, inspections, tax returns, personal financial statements, real estate tax payments, credit and background reports, appraisals, sale contract, title reports, financial statements to determine net worth, liquidity, valuation, DSC, etc. Loan events may include lease reviews, assumptions, modifications, collateral replacement, guarantor release or replacement, partial releases, condemnations, and non-compliant insurance coverage.
  • Collaborate with management in making recommendations. Prepare and complete written analysis and present to SVP Real Estate Debt investments. Analysis will include property economics, valuation, comparative vs. market trend, tax analysis, etc. Coordinates analyst support to complete timely loan reviews as necessary.
  • Direct communication with mortgage servicer and / or borrower for problem solving, real estate tax delinquency, mortgage payment delinquency, non-compliant insurance coverage, servicing issues, etc. Maintain effective working relations with partners.
  • Complete portfolio reviews, including quality rating analysis, market valuations, and Risk Based Capital (RBC) reserve classifications with senior management.
  • Maintain a clear understanding of the markets and the technical factors that affect them.


Desired Competencies and Skills:

  • Bachelor's Degree Accounting, Real Estate, Economics, Statistics, Finance, and/or Business.
  • Must be self-motivated and able to work without direct supervision in a concise manner.
  • Strong working knowledge of Microsoft Excel.
  • Knowledge of mathematics and principles behind monetary transactions.
  • Proficient in Mortgage Loan Servicing System (Precision LM).


To view the full job description please visit –

Premier Benefits to Support YOU

  • Comprehensive benefits including medical, dental, vision, prescription, pet insurance, life insurance, disability, Fertility, maternity/caregiver & parental leave, and more
  • Retirement solution with our 401(k) savings AND pension plan
  • Paid time off that increases with tenure.
  • Tuition Reimbursement
  • Subsidized affordable parking
  • On-site Cafeteria and fitness center (including sports leagues)
  • On-site Registered Nurse
  • Career Coaching/Mentoring
  • Individualized development plans and career pathing


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