Mortgage Loan Officer
4 months ago
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, commissioned career opportunity based out of the Lebanon, PA market.
Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Responsibilities
- Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
- Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
Qualifications
Required Education
High School Diploma or equivalent.
Required Experience
1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.
1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
This position is fully commissioned.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
-
Mortgage Loan Officer
2 weeks ago
Lebanon, United States Disability Solutions Full timeValue PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...
-
Mortgage Loan Officer
4 months ago
Lebanon, United States Disability Solutions Full timeValue PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...
-
Mortgage Loan Assistant
3 weeks ago
Lebanon, United States Mascoma Bank Full timeStart your Mortgage Loan career at Mascoma Bank! We are looking for a motivated and customer-focused Mortgage Loan Assistant to join our team. As the Mortgage Loan Assistant, you will play a pivotal role in our customer's journey to homeownership, including providing administrative support to our Mortgage Loan Officers and assisting with the loan...
-
Mortgage Loan Assistant
1 week ago
West Lebanon, United States Mascoma Bank Full timeStart your Mortgage Loan career at Mascoma Bank We are looking for a motivated and customer-focused Mortgage Loan Assistant to join our team. As the Mortgage Loan Assistant, you will play a pivotal role in our customer's journey to homeownership, including providing administrative support to our Mortgage Loan Officers and assisting with the loan application...
-
Mortgage Loan Consultant
4 weeks ago
Lebanon, New Hampshire, United States Elwood Staffing Full timeMortgage Loan Consultant RoleWe are seeking a skilled Mortgage Loan Consultant to join our team at Elwood Staffing. As a Mortgage Loan Consultant, you will be responsible for creating and maintaining relationships with clients, taking applications, and collecting associated documentation.Key Responsibilities:Develop and maintain relationships with clients to...
-
Mortgage Loan Consultant
4 weeks ago
Lebanon Junction, Kentucky, United States Elwood Staffing Full timeMortgage Loan Consultant RoleThe Mortgage Loan Consultant at Elwood Staffing is responsible for building and maintaining strong relationships with clients. This position involves taking applications, collecting associated documentation, and identifying opportunities to refer other products and services that meet the client's needs.Key...
-
Universal Banker I
4 weeks ago
Lebanon, United States Northeast Credit Union Full timeThe Universal Banker aka Member Experience Specialist I is an all-encompassing essential role for the credit union. Through use of our integrity-based sales program, our Member Experience Specialists focus on the unapparelled opportunity to Embrace Change & Learning while conducting routine transactions such as deposits and withdrawals. Taking Personal...
-
Universal Banker I
4 weeks ago
Lebanon, United States Northeast Credit Union Full timeThe Universal Banker aka Member Experience Specialist I is an all-encompassing essential role for the credit union. Through use of our integrity-based sales program, our Member Experience Specialists focus on the unapparelled opportunity to Embrace Change & Learning while conducting routine transactions such as deposits and withdrawals. Taking Personal...
-
Universal Banker I
4 weeks ago
Lebanon, United States Northeast Credit Union Full time $19The Universal Banker aka Member Experience Specialist I is an all-encompassing essential role for the credit union. Through use of our integrity-based sales program, our Member Experience Specialists focus on the unapparelled opportunity to Embrace Change & Learning while conducting routine transactions such as deposits and withdrawals. Taking Personal...
-
CT Technologist
1 day ago
Lebanon, United States Mercy Full timeWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
CT Technologist
2 weeks ago
Lebanon, United States Mercy Full timeWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
CT Technologist
7 days ago
Lebanon, United States Mercy Full timeWe're a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals - careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
CT Technologist
1 week ago
Lebanon, United States Mercy Full timeJob DescriptionWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern...
-
Bank Customer Services Representative
2 weeks ago
Lebanon, United States Partners Bank Full timeCustomer Service Representative Department: Branch Administration Reports to: Branch Manager/Assistant Branch Manager Supervises: None Status: Non-Exempt / Full-Time / on-site Level: Level 5 Must already be authorized to work in the United States. Relocation is not provided. Partners Bank is a rapidly growing community bank with operations in Maine and New...
-
CT Technologist
1 week ago
Lebanon, United States Mercy Full timeWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
CT Technologist
1 week ago
Lebanon, United States Mercy Full timeWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
CT Technologist
2 weeks ago
Lebanon, United States Mercy Full timeWe’re a Little Different Our mission is clear. We bring to life a healing ministry through our compassionate care and exceptional service. At Mercy, we believe in careers that match the unique gifts of unique individuals – careers that not only make the most of your skills and talents, but also your heart. Join us and discover why Modern Healthcare...
-
Office Assistant
3 days ago
West Lebanon, United States West Lebanon Comprehensive Treatment Center Full timeOverview: Seeking: Office/Admin Assistant - Outpatient Addiction Recovery Full Time Hours: Monday - Friday 5:30 AM - 1:30 PM Our Benefits: Quarterly Bonus Program Medical, Dental, and Vision insurance Competitive 401(k) plan Paid vacation and sick time STAR LRP Student Loan Forgiveness Early morning hours offering a great work/life balance Opportunity for...
-
Universal Banker I
2 weeks ago
Lebanon, NH, United States Northeast Credit Union Full timeThe Universal Banker aka Member Experience Specialist I is an all-encompassing essential role for the credit union. Through use of our integrity-based sales program, our Member Experience Specialists focus on the unapparelled opportunity to Embrace Change & Learning while conducting routine transactions such as deposits and withdrawals. Taking Personal...
-
Universal Banker I
4 weeks ago
Lebanon, NH, United States Northeast Credit Union Full timeThe Universal Banker aka Member Experience Specialist I is an all-encompassing essential role for the credit union. Through use of our integrity-based sales program, our Member Experience Specialists focus on the unapparelled opportunity to Embrace Change & Learning while conducting routine transactions such as deposits and withdrawals. Taking Personal...