Consumer and Community Banking

4 weeks ago


Wilmington, United States Delaware Staffing Full time

Credit Decisioning Unit Vice PresidentPlay a pivotal role in developing and maintaining the newly created 1st line credit function within the Consumer and Community Banking (CCB) organization. As a Credit Decisioning Unit (CDU) Vice President within the CCB organization, you will be responsible and play a key role in defining the risk appetite for the Lending Business, managing credit risk, ensuring sound lending decisions, and maintaining portfolio health. You will collaborate with key partners in the Credit Risk and Finance organizations to shape credit strategies that align with the business and banks financial goals.Job responsibilities:Support in building a robust platform and framework to be utilized at the highest level of Business BankingEnsure the platform supports strategic initiatives and aligns with organizational goalsCollaborate with cross-functional teams to ensure seamless integration and implementationDevelop strategies for optimizing lending processes and practicesImplement tools and methodologies to enhance lending efficiency and effectivenessIdentify and define governance structures and risk appetite for lending activitiesEnsure compliance with regulatory requirements and internal policiesImplement standards and practices that enhance clarity and accountability and promote consistency and transparency across the departmentRequired qualifications, capabilities, and skills:5+ years of experience in finance, data & analytics, strategy, or program managementBachelor's Degree in business administration, management, or a related fieldExperience in governance, risk management and compliance within the financial services industryExcellent organizational and communication skillsAbility to work collaboratively with cross-functional teamsDetail-oriented with a focus on accuracy and complianceProficient in Microsoft Office SuitePreferred qualifications, capabilities, and skills:Experience in Business Banking or retail lendingFamiliarity with competitive analysis and market insightsProficiency in data analysis tools and softwareStrong problem-solving skills and strategic thinkingAbility to adapt to a fast-paced and dynamic environmentChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary, commission-based pay, discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans



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