Senior Credit Analyst

4 weeks ago


McKinney, United States Independent Financial Services Full time

This role has the opportunity to work hybrid. During the interview process, our Talent Acquisition Team will share additional details with you.Responsible for quantitative and qualitative analysis of financial information to assess the risk of offering credit to businesses and individuals. Responsibilities

Prepare written credit-approval packages for approval presentation for CRE, C&I, SBA and other specialty lending request requests.Prepare financial spreads to analyze financial data such as income growth and quality of management while simultaneously generating financial ratios to evaluate a customer’s financial capacityAid in the training and ongoing education of junior credit analysts.Prepare various monthly reports for presentation to senior managementAssist with the monitoring of loan performance in the Bank’s portfolioQualifications Education and Minimum Experience

Bachelor’s degree in business related major with at least two accounting courses or relevant experience3+ year banking credit analyst experience a plusCommercial real estate cash flow analysis experience, preferredCompletion of a formalized Credit Training Program a plusKnowledge/ Skills/ Abilities

Strong analytical abilityProficiency in Microsoft Word and Excel is requiredPossesses the ability to communicate at a high level both verbally and in writingMotivated self-starter and an active learnerCareful attention to detail and time management skills are essentialDemonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements.Commercial real estate cash flow analysis experience preferredFamiliar with standard concepts, practices, and procedures within bankingJob Details Regular To all recruitment agencies: Independent Financial does not accept agency resumes without formal engagement of the agency. Please do not forward resumes to Independent Financial employees or any other organization location. Independent Financial is not responsible for any fees related to unsolicited resumes.#J-18808-Ljbffr


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