Current jobs related to Chief Risk Officer - West Jordan, Utah - CardWorks

  • Chief Estimator

    3 weeks ago

    West Jordan, Utah, United States Ames Construction Full time

    Job Title: Chief EstimatorAmes Construction is seeking a highly skilled Chief Estimator to join our team in West Valley City, UT. As a key member of our estimating team, you will be responsible for leading all pursuits in our Western Region, managing bid teams, and coordinating turnover efforts with project management teams.Key Responsibilities:Ensure safety...

  • Chief Estimator

    4 days ago

    West Jordan, Utah, United States Ames Construction Full time

    Ames Construction is seeking a highly skilled Chief Estimator to lead all pursuits in our Western Region.This role is responsible for managing bid teams, coordinating turnover efforts with project management, and ensuring safety is Ames' number one value.The ideal candidate will have ten or more years of estimating or project management experience in the...

  • Police Officer

    4 weeks ago

    West Jordan, Utah, United States City of West Jordan Full time

    Job SummaryWe are seeking a highly skilled and dedicated Police Officer to join our team at the City of West Jordan. As a Police Officer, you will be responsible for enforcing laws, preventing crimes, and providing excellent customer service to our community.Key ResponsibilitiesPatrol designated areas of the city to preserve law and order and prevent...

  • Police Officer

    2 weeks ago

    West Jordan, Utah, United States City of West Jordan Full time

    Job SummaryWe are seeking a highly motivated and dedicated Police Officer to join our team at the City of West Jordan Police Department. As a Police Officer, you will be responsible for enforcing laws, preventing crimes, and providing excellent customer service to the community.Key ResponsibilitiesPatrol designated areas of the city to preserve law and...

  • Police Officer Trainee

    2 weeks ago

    West Jordan, Utah, United States City of West Jordan Full time

    Job SummaryWe are seeking a highly motivated and dedicated individual to join our team as a Police Officer Trainee. As a Police Officer Trainee, you will attend and successfully complete the Utah POST Academy, where you will receive comprehensive training in law enforcement procedures, techniques, and protocols.Key ResponsibilitiesAttend and complete the...

  • Law Enforcement Officer

    2 months ago

    West Jordan, Utah, United States City of West Jordan Full time

    Job OverviewPosition Classification: This role may be designated as Police Officer I or II based on qualifications and experience.Compensation: Lateral transfers may qualify for salary adjustments reflecting prior law enforcement experience.POSITION SUMMARYUnder general oversight, this position involves a range of responsibilities aimed at upholding laws and...

  • Law Enforcement Officer

    2 months ago

    West Jordan, Utah, United States City of West Jordan Full time

    Job OverviewPosition Classification: This role may be designated as Police Officer I or II based on qualifications and experience.Compensation: Lateral transfers may qualify for salary adjustments reflecting prior law enforcement experience.POSITION SUMMARYUnder general oversight, the incumbent will engage in a range of responsibilities related to the...

  • Construction Safety Risk Management Specialist

    3 days ago

    South Jordan, Utah, United States Arthur J Gallagher & Co. Full time

    About the RoleGallagher Bassett Technical Services (GBTS) division is seeking a Construction Safety Loss Control Consultant to work on a per-assignment basis in the Mid-Western States Regional (Billings, MT and Salt Lake City, UT).This is a W-2 position, and we are not able to do 1099 or C2C. You must meet our U.S. Eligibility requirements for work...

  • Traffic Safety Assistant

    2 weeks ago

    West Jordan, Utah, United States WD Door Full time

    Job Title: Crossing Guard Job Summary: WD Door is seeking a Crossing Guard to assist children in crossing streets safely on a seasonal basis while children attend school. The successful candidate will work under the supervision of a Sergeant, Police Officer, or Crossing Guard Supervisor to prepare the crossing zone and ensure the safe passage of...

  • School Crossing Safety Assistant

    3 days ago

    West Jordan, Utah, United States WD Door Full time

    This position is subject to close at any time without notice. All applicants selected for employment shall be required to take and pass a pre-employment drugs screen and background check.PRIMARY DUTY Under the supervision and direction of a Sergeant, Police Officer or Crossing Guard Supervisor, prepares crossing zone and assists children in crossing streets...

  • Senior Commercial Director

    4 weeks ago

    West Jordan, Utah, United States RPG Full time

    Senior Commercial ManagerAt RPG, we are seeking a highly skilled Senior Commercial Manager to lead our commercial strategy and execution for data center projects. This is a critical role that requires a strong understanding of commercial principles, contract law, and risk management.Key Responsibilities:Commercial Strategy: Develop and execute commercial...

  • Senior Commercial Manager

    3 weeks ago

    West Jordan, Utah, United States RPG Full time

    Senior Commercial Manager **Job Summary** We are seeking a highly skilled Senior Commercial Manager to lead our commercial strategy and execution for data center projects. As a key member of our team, you will be responsible for developing and maintaining strong client relationships, collaborating with internal teams, and providing commercial guidance and...

  • Industrial Mechanical Estimator

    4 weeks ago

    West Jordan, Utah, United States Ames Construction Full time

    Industrial Mechanical Estimator Job DescriptionAmes Construction is seeking an experienced Industrial Mechanical Estimator to join our team. As an Industrial Mechanical Estimator, you will play a crucial role in assisting bid teams and preparing accurate job costs.Key Responsibilities:Develop and execute strategies to win work, including purchasing,...

  • PC-12 Float Pilot

    1 month ago

    South Jordan, Utah, United States Rural Metro Fire Full time

    Job Title: PC-12 Float PilotWe are seeking a highly skilled PC-12 Float Pilot to join our team of emergency medical experts. As a PC-12 Float Pilot, you will be responsible for operating the aircraft in a safe and efficient manner, maintaining a schedule set by the Chief Pilot, and ensuring the aircraft is ready to be dispatched.Key Responsibilities:Operate...

  • Facility Operations Manager

    4 weeks ago

    West Jordan, Utah, United States BGIS Full time

    Job SummaryBGIS is seeking a highly skilled and experienced Facility Program Manager to join our team in West Jordan, UT. As a key member of our operations team, you will be responsible for ensuring the uptime and reliability of our contracted colocations within the region.Key ResponsibilitiesSupport incident events by being available 24/7 for secondary...

  • Ammonia System Technician

    3 weeks ago

    West Jordan, Utah, United States OSI Group Full time

    Job SummaryWe are seeking a highly skilled Ammonia Technician to join our team at OSI Group. The successful candidate will be responsible for ensuring the safe and efficient operation of our ammonia system.Key ResponsibilitiesStart up and shut down the ammonia system daily, ensuring all safety protocols are followed.Provide technical and mechanical support...

  • Technology Project Manager

    2 weeks ago

    South Jordan, Utah, United States w2e Technology, LLC Full time

    Job OverviewW2e Technology, LLC is seeking a skilled Technology Construction Manager to oversee their assembly shop and new construction projects. Key ResponsibilitiesCollaborate with the Chief Engineer and Chief Technology Officer to drive project success.Manage hardware, software, personnel, planning, materials, and technical resources to deliver...

  • Industrial Mechanical Estimator

    1 week ago

    West Jordan, Utah, United States Ames Construction Full time

    Industrial Mechanical Estimator Job DescriptionAmes Construction is a leading heavy civil and industrial general contractor that has built America for over 60 years. We are seeking an experienced Industrial Mechanical Estimator to join our team.The Industrial Mechanical Estimator will play a crucial role in assisting bid teams, analyzing bid documents, and...

  • Driver Development Manager

    4 weeks ago

    West Jordan, Utah, United States Swift Transportation Full time

    Job SummaryWe are seeking a highly skilled and experienced professional to join our team as a Driver Development Manager at Swift Transportation. As a key member of our Refrigerated OTR group, you will play a critical role in supporting our drivers and contributing to the success of our organization.Key ResponsibilitiesProvide high-level analytical support...

  • Transportation Underwriting Service Specialist

    4 weeks ago

    South Jordan, Utah, United States RPS Full time

    About the RoleWe're seeking a skilled Transportation Underwriting Service Specialist to join our team at Risk Placement Services. As a key member of our underwriting team, you'll play a critical role in evaluating and managing commercial transportation risks.Key ResponsibilitiesEvaluate individual insurance applications for commercial transportation risks,...

Chief Risk Officer

3 months ago

West Jordan, Utah, United States CardWorks Full time

The Chief Risk Officer ('CRO') of CardWorks will lead the Risk & Regulatory Organizational Area, comprising Enterprise Risk Management, Third Party Vendor Management, Compliance, Credit Risk Management, Credit Operations, and Internal Audit. It is a leadership role that is responsible for the monitoring and management of a broad array of risks facing the Company, involving many regulations, rules and requirements across multiple entities.

The successful incumbent will maintain oversight and senior-level accountability for defining the organization's Risk Framework to analyze and mitigate risks in line with the Company's risk appetite, and also direct the handling of all risks and regulatory obligations connected with our activity and the broader organization's 3-5 Year Strategic Plan.

The Risk & Regulatory Organizational Area is a team of approximately 160 professionals across the US.

Specific responsibilities of the Chief Risk Officer will include, but not be limited to the following:

Board Level Responsibilities

  • Lead representative from management in the Compliance & the Committee of the CardWorks board.
  • Support the Merrick Chief Compliance Officer as the lead representative from management in the Compliance Committee of the Merrick Bank board.
  • Administratively support the Head of Internal Audit, who reports directly to the Audit Committees of both the CardWorks and Merrick boards.
  • Work with both boards to review and manage the firm's overall Risk Appetite.

Oversight of Enterprise Risk Management

  • Oversee the Enterprise Risk Management ("ERM") function across CardWorks, including a team of approximately 20 professionals, providing both risk management and third-party vendor management functions.
  • Provide leadership to the ERM team in managing Issues, Control Gaps, Risk Assessments, Third Party Vendor approvals and reviews.
  • Manage the organization's Risk Governance Framework and overall enterprise risk management (ERM) profile/appetites in an effort to control potential exposures across our organization in a way that matches our desired risk profile.
  • Drive compliance with our risk limits, reporting and monitoring exceptions while independently reviewing regulatory adherence, along with material market, credit, model, and liquidity risks.
  • Analyze results of risk management assessments with the Company's leadership teams, the Boards, the Risk/Compliance Committee, and the Audit Committee, as appropriate.
  • Continually oversees the review and understanding of material market, credit, model, operational and liquidity risks.
  • Monitor the progress of all risk mitigation activities, advising on projects and strategic approach, while communicating the risk profile of the operations.

Oversight of Compliance

  • Oversee the Compliance function across CardWorks, including a team of approximately 50 professionals, managing both bank and non-bank aspects of compliance.
  • Ensure full adherence to all of the organization's internal control policies and procedures, preparing for and facilitating regulatory examinations.
  • Maintain clarity along with full understanding and awareness of all laws and regulations to which the organization is subject for all aspects of the business, developing and monitoring actions plans to remediate regulatory findings.
  • Collaborate closely with the CFO and the SOX organization to ensure compliance with all aspects of the Sarbanes-Oxley Act that apply to the Company; assess risks that may impact SOX compliance; and provide support for and influence governance of the SOX program
  • Drive resolution and immediate solutions to resolve all gaps in an efficient manner.
  • Annually review and maintain accountability for updating (as necessary) account & product disclosures, including supporting changes to products and services to ensure that disclosures remain fully compliant with all applicable banking laws and regulations.
  • Review, maintain, and update applicable Board policies, ensuring adherence, which can include:

o Privacy policies

o BSA/OFAC/CIP/AML programs and SAR reporting

o Track & successfully manage regulatory compliance changes.

o Perform risk assessments and audits of key compliance functions.

o Records retention policies and procedures

Oversight of Credit Risk Management

  • Oversee the Credit Risk Management function at Merrick Bank, including a team of approximately 30 professionals, focused on overall second line credit risk functions.
  • Steer the organization's credit risk management approach to properly control the account origination and portfolio level credit risk associated with the bank's loan and deposit portfolios.
  • Manage reporting infrastructure (human & system based) that controls and monitors portfolio behavior with deep analysis, predictive modeling, and more robust management reporting.
  • Oversight of the management of our CECL modeling for loan loss reserves, working in conjunction with the CFO of CardWorks and Merrick Bank.
  • Understand and influence credit dynamics to ensure the bank's multi-year strategy addresses transaction, account, and portfolio level credit risks.
  • Assist in the management of relationships with the major credit bureaus.
  • Play a leading role in the overall management of fraud risk across the organization (as it applies to credit), including application and ongoing fraud, working closely with the Lending, Operations, and Data, Technology & Digital Organizational Areas.

Consultative Partnership with Internal Audit

  • Internal Audit (IA) reports directly to the Audit Committees of the CardWorks and Merrick Bank boards of directors; these Committees approve the Internal Audit plan, and budget; receive reports from the head of Internal Audit on the results of internal audit activities or other matters that the head of Internal Audit deems necessary; approve the appointment, removal, evaluation, and compensation of the head of Internal Audit, and determine whether there are scope or budgetary limitations that impede the Internal Audit function in carrying out its work.
  • The CRO will partner with the Head of IA – consulting, counseling, and collaborating as necessary in their roles as the 2nd & 3rd lines of defense. This partnership will ensure smooth workflow execution, effective reporting and governance, and will represent the creation of an integrated, accountability-based, and supportive "tone at the top" with respect to Risk, Regulatory and Controls across the organization.

Effectively represent the organization and its subsidiaries to stakeholders

  • Serve as a key executive in interfacing with regulators, providing the necessary level of gravitas to maintain credibility with the external agencies.
  • Demonstrate leadership in guiding the organization to fulfill its regulatory obligations in a constructive and compliant manner.
  • Maintain a Voice of Authority throughout the organization and with senior executives as an effective advisor, and knowledgeable subject matter expert on risk and all Risk & Regulatory functions.

Provide a Workforce Planning approach to grow and lead a high performing team

  • Support and empower the high-performing Risk & Regulatory teams to execute their annual plans
  • Thrive in a dynamic and high-pressure environment, with honed problem-solving capability, while embedding a deep sense of accountability across the senior leadership team.
  • Demonstrate the passion and compassion that fosters a CRITICAL Values-based culture of accountability, communication, inclusion, and engagement.
  • Support and reinforce a culture of continuous learning and performance.
  • Provide an environment that continues to drive deliverables in a complex business by enhancing individual / team performance with strategic coaching, transparent communications, aligned goals and robust talent engagement.
  • Partner with Company leadership in overall organizational structure optimization.

The ideal candidate will possess the following experiential profile:

  • 15+ years of progressive risk roles with demonstrated success in risk and regulatory work at a thriving institution with a reputation for strong competitive growth and efficient risk management. Banking experience a significant plus.
  • 10+ years, preferably as CRO within a banking context, leading executives who make analytically driven decisions along with the achievement of clear revenue targets.
  • Sited ability to strategically align priorities based on Board and Regulator directive, along with direct collaboration with a parent entity.
  • Experience in managing a consumer credit card and lending businesses, with a strong preference for the subprime credit segment.
  • Exposure to many or all segments of the lending lifecycle (acquisitions, underwriting, product development, customer management, and credit risk).
  • Utilization of data warehouse facilities and an understanding of the strategy and architecture required to support organization-wide, data-driven initiatives.
  • Deep expertise in credit performance and dynamics, grounded in through-the-economic-cycle experience and insights.
  • Significant ability in utilizing the monitoring and reporting capabilities/rhythms that enable efficient tracking and management of lending portfolios.
  • Successful development of strong and productive relationships with banking regulators.
  • Capacity to develop a vision and then instituting a data-driven, analytically rigorous framework and infrastructure to support marketing and credit decisions.
  • Bachelor's degree, preferred, in a financial or business leadership discipline – Master's degree, a plus.

#J-18808-Ljbffr