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mortgage loan processor

3 months ago


Kalispell, Montana, United States Spherion Full time
Process early disclosures and re-disclosures for consumer real estate loans according to regulation and Company policy. Assist Originators with member contact regarding their real estate application and any additional information needed to process the application. Scrub application & information in Mortgage Bot for accuracy and completeness. Offer clerical and customer service support to Originators, Originator Assistants, Vice President of Mortgage Lending, and Senior Vice President of Consumer Loans, as well as all members of their departments.

Responsibilities:
- Assist Mortgage Lending Department staff on a daily basis and assist Member Business Lending Department as needed.
- Process and disclose Loan Estimates, re-disclosures, closing disclosures, and loan closing documents.
- Scrub real estate applications in Mortgage Bot to verify accuracy and completeness of application and supporting documents (tax returns, W2's, etc.)
- Contact Originator for missing or incomplete information needed to process the real estate application.
- Assist with processing of real estate restructures, including but not limited to document processing, obtaining, and adding restructure information to member accounts as needed.
- Prioritize loan pipeline at the beginning of each workday to determine most important and time-sensitive tasks and projects; check pipeline at the end of each workday, to determine which tasks need to be done as soon as possible on the following workday.
- Work closely with Title Specialists to prepare closing disclosure and closing documents for review to ensure accuracy.
- Address compliance alerts and coordinate with Quality Assurance team to prepare any documentation needed for correction.
- Perform most important and time-sensitive tasks first.
- Organize projects to ensure maximum workflow between Lending Department and other Departments.
- Self-monitor to ensure timeliness and accuracy of work.
- Work proactively with other personnel to ensure a "team effort" and prompt Member service.

Working hours: 8:00 AM - 6:00 PM

Skills:
- Excellent problem-solving skills.
- Strong analytical and organizational skills.
- Completes mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests.

Education:
High School

Experience:
1-4 years

Qualifications:
- High school diploma required.
- 1-2 years professional experience with accounting or lending procedures preferred but not required.

Apply now at

Spherion has helped thousands of people just like you find work happiness Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).

key responsibilities

Assist Mortgage Lending Department staff on a daily basis and assist Member Business Lending Department as needed.- Process and disclose Loan Estimates, re-disclosures, closing disclosures, and loan closing documents.- Scrub real estate applications in Mortgage Bot to verify accuracy and completeness of application and supporting documents (tax returns, W2's, etc.)- Contact Originator for missing or incomplete information needed to process the real estate application.- Assist with processing of real estate restructures, including but not limited to document processing, obtaining, and adding restructure information to member accounts as needed.- Prioritize loan pipeline at the beginning of each workday to determine most important and time-sensitive tasks and projects; check pipeline at the end of each workday, to determine which tasks need to be done as soon as possible on the following workday.- Work closely with Title Specialists to prepare closing disclosure and closing documents for review to ensure accuracy.- Address compliance alerts and coordinate with Quality Assurance team to prepare any documentation needed for correction.- Perform most important and time-sensitive tasks first.- Organize projects to ensure maximum workflow between Lending Department and other Departments.- Self-monitor to ensure timeliness and accuracy of work.- Work proactively with other personnel to ensure a "team effort" and prompt Member service.

experience

1-4 years

skills

Excellent problem-solving skills.- Strong analytical and organizational skills.- Completes mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests.

qualifications

High school diploma required.- 1-2 years professional experience with accounting or lending procedures preferred but not required.

education

High School