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Corporate Counsel, Regulatory

2 months ago


Chicago, Illinois, United States Enova Full time

As a Corporate Counsel, you will focus your efforts in supporting Enova's lending and other businesses primarily in their marketing initiatives and are expected to have (or to develop) an in-depth understanding of consumer and commercial finance laws and regulations that affect the company's financial services businesses in those efforts. A successful candidate will be an engaged and resourceful self-starter, comfortable working in a fast-paced and dynamic environment, and excellent at building strong relationships. This role reports to the Senior Associate General Counsel.

Partner directly with our product, marketing, and compliance teams to support our marketing initiatives and related product launches
Provide counseling on a range of consumer and commercial financial products and services, including with respect to escalated customer complaints, privacy and data security projects, the management of our intellectual property, working with colleagues and cross-functional stakeholders across the company
Respond promptly to a wide range of complex legal requests and coordinate closely with the teams to deliver practical, timely and high-quality advice
Identify and assess business and legal risks, and collaborate to find creative ways to mitigate them while achieving business goals
Handle all aspects of legal compliance with applicable laws and regulations, interpret existing and new laws and regulations and provide guidance to business teams
Work closely with business and technology teams to implement legal/regulatory changes
Pitch in on whatever legal work needs to be done

J.D. from an accredited law school and admittance in good standing with at least one state bar
3+ years of regulatory experience analyzing laws and regulations and providing detailed recommendations to business teams particularly at a fintech, financial institution, technology, or social media company
Experience advising on legal issues related to consumer financial services laws, including, but not limited to:
Dodd-Frank Act
FTC Act
Gramm-Leach-Bliley Act
Fair Credit Reporting Act
Truth in Lending Act
Fair Debt Collections Practices Act
Electronic Funds Transfer Act
Equal Credit Opportunity Act
Military Lending Act
ServiceMembers Civil Relief Act
ESIGN Act
State consumer lending statutes
State privacy and data security statutes

Good sense of moral judgment guided by the basic principles of the Rules of Professional Conduct
Critical thinking and negotiation skills, as well as a solutions-oriented approach to problem solving
Project management experience on complex legal projects and effective organization, communication and presentation skills
Ability to work both independently and in a team environment and to follow direction and feedback from manager and business partners
Ability to build long-lasting and meaningful relationships and to collaborate with the different teams within our company
Ability to be a business partner, and think like a proactive business owner not just a legal advisor

#BI-Hybrid #LI-Hybrid
Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day...Plus so much more

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered ColossusTMplatform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.

Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.

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