Commercial Loan Specialist

2 months ago

Mesa, United States First Fidelity Bank Full time

At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay and paid time off for work/life balance. We are dedicated to giving back to the communities we serve, and we encourage our employees to participate in charitable giving and volunteer opportunities. One of our Core Values is to provide a caring place to work where people truly enjoy coming to work each day. Colleagues of First Fidelity Bank take pride in working here, make lasting friendships and have fun


SUMMARY

Works autonomously with minimal supervision to support the entire Commercial Banking Team by receiving, directing, and assisting clients and preparing correspondence, memos, and other loan documents. Assures compliance with regulatory requirements and the bank’s customer service standards. Must have a thorough understanding of most types of loans and other related requirements and be able to exercise discretion and independently act to meet those requirements. Gathers, compiles, and evaluates information and makes recommendations. Ensures that all documents necessary for completion of a loan are received. Must have thorough knowledge of all deposit and Treasury Management products, as well as all other services offered to Commercial clients.


PRIMARY DUTIES/RESPONSIBILITIES:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

  • Represents the bank in a positive, courteous, friendly, and professional manner at all times, including in-person contact, as well as telephone, email and other methods of communicating.
  • Provides active management for the loan portfolio and general administrative support for the Commercial Banking Team, including the Division Manager, Commercial Team Leader, Commercial Relationship Manager, and Treasury Services Manager.
  • Evaluates the needs of Commercial clients and determines the most appropriate solution or manner of resolution with customer service inquiries, problem resolution, opening of new deposit accounts, etc.
  • Responsible for ordering and evaluating information from loan clients, title companies, and other parties, including employment verifications, credit reports, collateral information, title work, flood certifications, appraisals and other items to support Commercial Relationship Managers, Professional and Executive Relationship Managers, and Business Bankers in preparing for and closing commercial loans.
  • Oversees the proper maintenance of electronic files by labeling, scanning, and saving loan documents and client information to the bank’s permanent computer storage area.
  • Serves as an important liaison between clients and all parties involved in the transaction. Communicates with clients if any items are needed for loan submission and keeps clients informed of loan status.
  • Actively represents the bank’s Commercial Team by ensuring overall customer satisfaction/customer retention efforts. Proactively contacts commercial clients to verify satisfactory resolution of previously identified errors, proper setup of new loans and deposit accounts, etc.
  • Provides expertise to contribute to the success of the Commercial Team in overall new business development and prospecting efforts through research of potential client companies, maintaining prospect databases, preparation of marketing packets, etc.
  • Works independently or proactively with the Commercial Team to resolve loan delinquencies and financial document and collateral exceptions in order to complete or close all types of projects assigned.
  • Responsible for working with the Commercial Relationship Managers to monitor financial covenants and borrowing bases related to commercial loans.
  • Processes loan advance/draw requests for proper approval and disburses accordingly.
  • Disburses loan funds
  • Performs other related duties as assigned.


QUALIFICATIONS

EXPERIENCE REQUIREMENTS:

  • Possesses a minimum of three years progressively responsible work experience demonstrating a thorough knowledge in preparing and handling loan documentation supporting complex commercial loans.

EDUCATION REQUIREMENTS:

  • High school degree or equivalent required.
  • Some college of technical training and/or previous commercial banking experience preferred.

OTHER REQUIREMENTS (SKILLS, ABILITIES, CHARACTERISTICS):

  • Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex personal and commercial loans.
  • Thorough knowledge of loan regulations such as RESPA, HMDA, etc.
  • Ability to work independently to resolve problems and complete complex loan transactions.
  • Ability to read, comprehend and evaluate detailed and complex loan documents. Must have strong analytical, problem solving, and organizational skills.
  • Thorough understanding and familiarity of the bank’s loan policies and procedures.
  • Excellent communication and interpersonal skills and internal and external customer service skills
  • Proficient computer skills including MS Office suite.
  • Ability to handle confidential information professionally.


ADDITIONAL INFORMATION

SUPERVISORY RESPONSIBILITY: None

WORKING CONDITIONS: Must be able to work within a routine office environment.

EOE Disability/VET

  • Commercial Loan Specialist

    2 months ago

    mesa, United States First Fidelity Bank Full time

    At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay...

  • Commercial Loan Specialist

    2 months ago

    mesa, United States First Fidelity Bank Full time

    At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay...

  • Mortgage Loan Setup Specialist

    3 weeks ago

    Costa Mesa, California, United States JMAC Lending Full time

    Job OverviewJMAC Lending is seeking an experienced Mortgage Loan Setup Specialist to join our team. This role involves reviewing and assisting in setting up loan files for submission into underwriting, ensuring disclosures are issued, and compliance requirements are met throughout the loan process.

  • Commercial Lending Portfolio Manager

    2 days ago

    Mesa, United States First Fidelity Bank Full time

    At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay...

  • Highly Skilled Commercial Plumbing Specialist

    3 weeks ago

    Mesa, Arizona, United States Superior Electrical Mechanical Full time

    We are seeking an experienced and skilled commercial plumbing specialist to join our team at Superior Electrical, Mechanical & Plumbing, Inc., a leading service and construction company serving California and other states. As a member of our team, you will be responsible for delivering exceptional customer service and providing expert commercial plumbing...

  • Loan Setup

    2 months ago

    Costa Mesa, United States JMAC Lending Full time

    The Loan Setup & Disclosures Specialist reviews and assists on setting up loan files for submission into underwriting. They also ensure disclosures are issued and compliance requirements are met throughout the loan process. Job Duties and Responsibilities: Review/Prepare Initial Disclosures Review initial disclosures provided by clients to validate...

  • Senior Commercial Insurance Business Development Specialist

    3 weeks ago

    Mesa, Arizona, United States CareerPaths NW Full time

    About the OpportunityWe are seeking a seasoned Commercial Insurance Business Development Specialist to join our team at CareerPaths NW. This is an excellent opportunity for a highly motivated and experienced professional to leverage their skills and expertise in driving business growth and delivering exceptional results.Job SummaryThe ideal candidate will be...

  • Vice President, Commercial Banking

    2 weeks ago

    Costa Mesa, United States Disability Solutions Full time

    Job Title:Vice President, Commercial Banking - CRELocation:Costa MesaWhat you'll do:The position of Commercial Banker is responsible for identifying a target market for new business and subsequently develop and establish a book of new business from those relationships. The position is responsible for the negotiating, underwriting and coordinating the closing...

  • Commercial Insurance Agent Specialist

    3 weeks ago

    Mesa, Arizona, United States Arizona Federal Insurance Solutions, LLC Full time

    Job OverviewWe are seeking an experienced Commercial Insurance Client Service Agent to join our team at Arizona Federal Insurance Solutions, LLC.Key ResponsibilitiesInitiate in Epic, send to carriers or process online policy changes, issue certificates, auto ID cards, and other insurance documents customary to commercial lines processes.Follow up with...

  • Customer Solutions Specialist

    6 days ago

    Mesa, Arizona, United States DriveTime Full time

    About the RoleWe are seeking a highly motivated Customer Solutions Specialist to join our team. In this role, you will work closely with customers to understand their needs and develop solutions to help them maintain the quality of their loan.

  • Precision Machinist Specialist

    3 weeks ago

    Mesa, Arizona, United States Eastridge Full time

    Job OverviewEastridge is a leading manufacturer and designer of interconnect products for the Military, Commercial Aerospace, and Industrial markets.We are excited to announce a direct hire opportunity for a Precision Machinist Specialist in Mesa with multiple shifts available, offering competitive pay depending on shift and experience.

  • Door Installation Specialist

    3 weeks ago

    Mesa, Arizona, United States On Track Garage Door Services Inc Full time

    Job OverviewWe are a residential and commercial garage door company seeking an experienced Door Installation Specialist to join our team in Mesa, Arizona.The ideal candidate will have at least one year of experience installing and servicing Commercial/residential garage doors, a valid AZ driver's license with a good driving record, and strong mechanical...

  • Cable Installation Specialist

    2 weeks ago

    Mesa, Arizona, United States Outsource Full time

    Job OverviewWe are seeking an experienced Cable Installation Specialist to join our team in the Phoenix area. As a key member of our low-voltage installation team, you will be responsible for installing and terminating various types of cable systems.About the RoleThe ideal candidate will have recent experience performing low-voltage cabling installations in...

  • Senior Director, Commercial Banking Specialist

    5 days ago

    Costa Mesa, California, United States Western Alliance Bank Full time

    Job OverviewWe are seeking a highly experienced Senior Director, Commercial Banking to lead our Juris Banking organization's deposit growth strategy. This role will be responsible for executing the division's strategic plan and guiding the team in meeting annual growth targets in the legal industry.

  • Hospitality Cleaning Specialist

    3 weeks ago

    Mesa, Arizona, United States MasterCorp Full time

    We are seeking a highly skilled Hospitality Cleaning Specialist to join our team at MasterCorp, Inc. Our dynamic and inclusive workplace fosters growth, creativity, and the opportunity to make an impact.Company OverviewAt MasterCorp, Inc., we provide exceptional service and innovative solutions in the hospitality industry. As a leader in our field, we...

  • Autism Therapist

    7 days ago

    Mesa, Arizona, United States Soar Autism Center Full time

    Soar Autism Center is seeking a dedicated Behavioral Specialist to join our interdisciplinary team. Our mission is to provide exceptional care for children with autism spectrum disorder (ASD). As a Behavioral Specialist, you will play a crucial role in enhancing our early intervention programs and integrated autism care services.About the RoleYou will be...

  • Metalsmith Specialist

    3 weeks ago

    Mesa, Arizona, United States Northwind Mechanical Full time

    Job SummaryWe are seeking an experienced Metalsmith Specialist to join our team at Northwind Mechanical.This is a dynamic opportunity for a skilled installer with expertise in sheet metal and HVAC systems.The ideal candidate will have a strong understanding of blueprints, package units, split systems, refrigerant piping, condensation piping, and low-voltage...

  • Mobility Innovation Specialist

    3 weeks ago

    Mesa, Arizona, United States Verra Mobility Full time

    Verra Mobility Commercial Services is a leading innovator in smart mobility solutions. As a forward-thinking organization, we are looking for talented individuals who can create relevant and effective solutions that will shape the future of transportation.We are seeking a highly skilled Mobility Innovation Specialist to join our team. This role involves...

  • Critical Care Nurse Specialist Contract Opportunity

    3 weeks ago

    Mesa, Arizona, United States Care Team Solutions Full time

    Job Title: Critical Care Nurse SpecialistWe are seeking a seasoned Critical Care Nurse Specialist to deliver exceptional patient care in our Intensive Care Unit.About the Role:Specialty: Critical CareDiscipline: Registered NurseKey Requirements:A minimum of 2 years of recent experience working in an Intensive Care Unit environment is required.Work...

  • Transportation Specialist

    7 days ago

    Mesa, Arizona, United States CMC Full time

    Job SummaryAt CMC, we are seeking a skilled Transportation Specialist to join our team. As a key member of our logistics department, you will be responsible for delivering fabricated rebar, scrap, and other materials to our customers. This is a unique opportunity to work with a Fortune 500 company and contribute to the growth of our...