Consumer Credit Analyst

Found in: Appcast Linkedin GBL C2 - 2 weeks ago


Miami, United States Ascendo Resources Full time

Responsibilities:

  • Evaluate and analyze consumer loan applications, including personal, auto loans and credit card applications, to determine creditworthiness and risk level.
  • Review applicants' financial documents, credit reports, and other relevant information to assess their ability to repay loans.
  • Apply underwriting guidelines and policies to make informed decisions regarding loan approvals, denials, or alternative solutions.
  • Communicate effectively with loan officers, customers, and other stakeholders to gather additional information or clarification as needed.
  • Stay updated on industry trends, regulations, and best practices related to consumer lending and underwriting.
  • Collaborate with other departments, such as risk management and compliance, to ensure adherence to regulatory requirements and internal policies.
  • Provide guidance and support to loan officers and other team members on underwriting procedures and policies.
  • Maintain accurate records of underwriting decisions, loan approvals, and any related documentation.

Qualifications:

  • Bachelor's degree in finance, business administration, or a related field.
  • Proven experience in consumer loan underwriting, with a focus on consumer loans.
  • Strong understanding of lending regulations, compliance requirements, and risk assessment principles.
  • Excellent analytical skills and attention to detail.



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